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Borrow a $1000 Loan Today

Personal Loans up to $10,000

Money in your bank account and ready to use in 60 seconds once approved*⁽¹⁾

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Apply in less than 8 minutes

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When emergencies strike, they can leave you in a spot of bother. Sometimes you’ll have the means to handle them on your own, and other times you might need some financial assistance. 

These days, if you need to borrow $1,000 quickly, you don’t have to wait days to receive it. Jacaranda Finance provides $1000 loans to Aussies nation-wide. Simply apply online and have the cash in your account within just a few hours – it’s that simple! 

Apply for a $1000 small loan

In need of a quick cash boost to take care of an unexpected expense? Whether it’s bills that keep piling up or you’re simply looking for a quick getaway, a small loan could be the solution. At Jacaranda Finance, we can provide small loans of $1,000 in Australia to a wide range of borrowers.

Already have a few questions popping up? Keep reading to find out what our small loans are all about and get some helpful tips for how they can be used.

Where can I get a $1000 loan?

Whether you need money to pay for an unexpected bill or want to treat yourself to an extravagant purchase, Jacaranda Finance can lend a hand. We provide $1000 personal loans for a wide range of Aussies. 

To apply, scroll up to the top of this page and using the slider, select $1000. Then, select a repayment period and click ‘Apply Now.’ You’ll need to provide a few personal and banking details as part of your application, and when you’re done hit ‘Submit.’ It’s that easy! 

How much can I borrow? 

If you’re looking for an amount other than $1000, then you’re in luck. Jacaranda offers personal loans ranging from $300 to $10,000 with a repayment period of from 12 to 24 months (depending on the amount you apply for). 

Our online car loans range from $5000 to $35000 over a loan term of 1 to 4 years. 

How do I get a $1000 loan on Centrelink?

When you’re on Centrelink, getting approved for a loan can prove to be tricky. A lot of lenders won’t consider Centrelink recipients for approval. 

While it’s not a guarantee, Jacaranda can provide loans to people on Centrelink. We will conduct an assessment of your application. If we see that you’re being responsible with money and you’ll be able to manage the loan repayments, then you’ll have a better chance of approval. 

People who receive benefits such as Newstart and Youth Allowance are unfortunately not eligible for Jacaranda’s personal loans. This is because these are temporary benefits. 

Can I borrow $1000 with bad credit?

Absolutely! Bad credit may have held you back in the past when applying for finance, but you could have more luck with us! Unlike traditional lenders like banks or credit unions, Jacaranda doesn’t necessarily see bad credit as a red flag. We know people make mistakes, but we don’t think someone should be punished for a small financial mistake they made years ago. 

Although we will conduct a credit check as required by the responsible lending obligations, it’s not the only thing we look at. In fact, we prefer to put more focus on other factors like your income and spending habits. So, Don’t be disheartened if your credit score isn’t up to scratch. Apply with Jacaranda and we could approve you for a $1000 loan with bad credit. 

Can I get a loan with no credit check?

There may be lenders in Australia who offer no credit check personal loans, however, it’s not common. If you do find a lender who doesn’t conduct a credit check on their loans, then it’s recommended you proceed with caution. 

If you’re looking for a $1000 loan with no credit check, then you’re most likely worried about your credit score. If that’s the case, then you’ll be glad to know about Jacaranda’s approach to bad credit. We will look at credit history but instead of declining your application solely on the basis of a credit check, we’ll look for other ways to approve you. 

So if you’re receiving a regular income and you’re responsible with your money, you’ll have a greater chance of approval. 

Where can I borrow money ASAP? 

That’s easy! Right here at Jacaranda Finance. We understand that a lot of time when people need money, they need it fast. That’s why we do our best to assess your loan quickly and transfer your cash to you even quicker. 

If you apply during our business hours, you could get your an outcome on your application in just 60 minutes. That’s not even the best part! Most people receive their cash within 60-second of signing their contract.* 

Am I eligible to apply?

To be eligible to apply for a Jarance personal loan, you must:

• Be 18 years or older
• Be an Australian citizen or permanent resident
• Have received a regular income into a personal bank account for 3 months prior to applying
• Have a mobile number and email address
• Have internet banking set up

How do I apply for a $1000 loan?

Applying for a loan with Jacaranda couldn’t be simpler. Just follow these easy steps and you’ll be on your way:

Step one: Apply online

Scroll up to the top of this page and using the slider, select $1000 and then select your desired repayment period and click ‘Apply Now.’

After this, you’ll be taken to our 100% online application form which will ask you for a few personal and financial details. When you’re done, simply hit ‘Submit.’ 

Step two: We’ll assess you

You’re done! We’ll take over from here. Once we’ve received your application, our team of loan specialists will get to work assessing it. If you apply during our regular business hours, then you could receive an outcome in as little as 60 minutes!*

Step three: Sign your contract & get your cash!

If the Jacaranda team approves you for a loan, congratulations! We’ll then send you an electronic copy of your loan contract for you to review and sign. We recommend reading the terms and conditions thoroughly to make yourself aware of any fees and charges for late or missed payments. When you’re happy, e-sign it!

Once we’ve received your signed copy of your contract, a member of our team will transfer your cash. If you have an NPP-enabled bank account, then you could have your funds in your account and ready to use in 60 seconds.

Looking for another loan? 

You might’ve decided that you’re looking for a little more than $1000? Or maybe a little less? No worries! Jacaranda offers personal loans from $300 to $10,000. That means you could apply for a $2500 loan, $5000 loan and $10000 loan. 

Looking for a bit of extra cash this Christmas? Apply for one of Jacaranda’s quick Christmas loans. Alternatively, you could compare different personal loans.