WIN $5,000*

with Jac this Christmas

This Christmas, we’re sprinkling some serious holiday magic. One lucky Jacaranda Finance customer will score $5,000 in cash, because nothing says festive cheer like a little extra in your bank account!

Christmas Header

How to enter

It's easy

Apply for a Jacaranda Finance personal or car loan and accept your contract (if approved) by 10 December 2025, 11:59pm AEST and you’re in the running!*

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Imagine what you could do...

  • Spoil your family (or yourself!) with the ultimate Christmas gifts.
  • Take that dream holiday you’ve been putting off.
  • Use it towards your loan and simplify your finances before the new year.

Whether you’re a new customer, refinancing an existing loan, or a returning Jacaranda legend, you’re eligible.

Terms and conditions apply. See below for details.

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Why everyone loves Jacaranda

100% online

No paperwork to slow you down.

Quick & easy applications

Takes just 5-12 minutes1.

Same day outcomes2

Get your funds in 60 seconds once approved.*

The Jacaranda Finance difference

A second chance, even if you’ve been told no elsewhere.

So, what are you waiting for?

Get your application in and your contract signed (if approved) by 10 December 2025, and your Christmas could come early.

The winner will be drawn on 12 December 2025.

Apply now and unwrap your chance to win $5,000!

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    Super easy and fast system, applying was seamless and money was instant!
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    Brilliant service and quick action during application process the best there can be when it comes to quick loans.
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    Dianita Miguel Rated Jacaranda Finance 5 out of 5 stars
    It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.

Terms and conditions

Here’s the important fine print:

1. Schedule of Key Details

Item Detail
Promotion Name Jacaranda Finance – Christmas Comes Early
Promoter Jacaranda Finance (ABN: 53 162 078 195)
Promotion Period Opens 10 November 2025 at 12:00 AM AEST
Closes 10 December 2025 at 11:59 PM AEST
Eligible States/Territories All Australian states and territories except NT
Eligible Entrants Australian residents and temporary visa holders that meet our eligibility criteria, aged 19 years or older, excluding NT residents. Employees, contractors, directors, and immediate family members of the Promoter are ineligible.
Entry Method To be eligible, entrants must successfully apply for a personal or car loan and accept their loan contract by 10 December, 11:59PM AEST. One entry per person only.
Number of Entries One entry per person (duplicate entries will not be accepted).
Prizes AUD $5,000 cash transferred into the winners nominated bank account. 
Total Prize Value AUD $5,000 (including GST)
Prize Draw 11:30 AM AEST on 12 December 2025 at Jacaranda Finance, 339 Coronation Drive, Milton QLD 4064.
Notification of Winners Winners will be contacted via phone (call and SMS) within 3 business days of the draw. If the winner cannot be contacted via phone, an email will also be sent.
Claim Period Winners must respond within 7 days of being contacted to claim their prize.
Unclaimed Prize Draw 22 December 2025 at 11:30 AM AEST, same location.
Public Announcement Confirmed winners will be announced on Jacaranda Finance’s official Facebook, Instagram, YouTube and TikTok pages after contact has been made.
ACT Trade Promotion Lottery Number Permit No ACT TP 25/02722
Promotion Name
Jacaranda Finance – Christmas Comes Early
Promoter
Jacaranda Finance (ABN: 53 162 078 195)
Promotion Period
Opens 10 November 2025 at 12:00 AM AEST
Closes 10 December 2025 at 11:59 PM AEST
Eligible States/Territories
All Australian states and territories except NT
Eligible Entrants
Australian residents and temporary visa holders that meet our eligibility criteria, aged 19 years or older, excluding NT residents. Employees, contractors, directors, and immediate family members of the Promoter are ineligible.
Entry Method
To be eligible, entrants must successfully apply for a personal or car loan and accept their loan contract by 10 December, 11:59PM AEST. One entry per person only.
Number of Entries
One entry per person (duplicate entries will not be accepted).
Prizes
AUD $5,000 cash transferred into the winners nominated bank account. 
Total Prize Value
AUD $5,000 (including GST)
Prize Draw
11:30 AM AEST on 12 December 2025 at Jacaranda Finance, 339 Coronation Drive, Milton QLD 4064.
Notification of Winners
Winners will be contacted via phone (call and SMS) within 3 business days of the draw. If the winner cannot be contacted via phone, an email will also be sent.
Claim Period
Winners must respond within 7 days of being contacted to claim their prize.
Unclaimed Prize Draw
22 December 2025 at 11:30 AM AEST, same location.
Public Announcement
Confirmed winners will be announced on Jacaranda Finance’s official Facebook, Instagram, YouTube and TikTok pages after contact has been made.
ACT Trade Promotion Lottery Number
Permit No ACT TP 25/02722

2. Terms of Entry

  1. Entry into the Promotion constitutes acceptance of these Terms and Conditions, including the schedule above.
  2. The Promotion is open only to eligible entrants who comply with the Entry Method requirements.
  3. Participation open during the Promotion Period only.
  4. The Promoter is not responsible for late, lost, misdirected, or incomplete entries.
  5. Winners will be chosen randomly from eligible entries received during the Promotion Period.
  6. If a winner cannot be contacted or does not respond within 7 days, the Promoter will conduct a redraw as per the schedule. The redraw winner will also have 7 days to respond after contact is made.
  7. The Promoter will distribute the prize via a bank deposit transfer (EFT) into the winner’s nominated bank account. It is the entrant’s responsibility to provide valid bank account details when contacted.
  8. By entering, entrants grant the Promoter permission to announce them as the winner on Jacaranda Finance’s official Facebook, Instagram, YouTube and TikTok pages after contact has been made.
  9. The Promoter’s decision is final and no correspondence will be entered into.
  10. The Promoter takes no responsibility where it is unable to contact prize winners who have not provided correct or complete contact details. If an entrant’s contact details change during the promotional period, it is the entrant's responsibility to notify the Promoter. A request to modify any entry information should be directed to the Promoter.
  11. Social media platforms (Facebook and Instagram) are not affiliated with this promotion and are not responsible for any element of it.
  12. The Promoter collects personal information solely for the purpose of administering this promotion and distributing prizes. Personal data will be handled in accordance with the Promoter's Privacy Policy.
  13. This promotion is governed by the laws of Queensland, Australia.
  14. Multiple entries from the same person or account will be disqualified.