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Discover Jacaranda Finance

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We give you the outcome of your application with 60 minutes
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FAST APPROVALS

Quick Turnarounds & Decisions
$300 $4600
$2000
Adjust the above slider to your desired loan amount
Weekly
Fortnightly
Monthly
(you will be sent a verification code by SMS)

Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%). Click here to see a worked example.

The Annual Percentage Rate for Secured Medium Loans is 48%. Comparison Rate is 66.0347% p.a. This comparison rate is based on a Medium Amount Credit Contract for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable. Click here to see a worked example.

Acknowledgement & Consent

We collect personal information from you and from others so that we can (amongst other things set out in our Privacy Policy):

I undertake that I will provide enough personal information, or authorise the appropriate checks and references so as Jacaranda Finance can provide the services mentioned above.

Privacy Consent for Jacaranda Finance to collect, use and disclose personal information

I consent to Jacaranda Finance Pty Ltd collecting personal and credit information from me. I understand that if I do not provide all information that is requested from me, Jacaranda Finance Pty Ltd may be unable to provide me with their financial services. I also understand that if any of my personal information should change, such as residential address, phone number, email address, etc, it is my responsibility to advise Jacaranda Finance Pty Ltd of this. I understand it may not always be practical or reasonable to collect information from me and as such I provide my consent for Jacaranda Finance Pty Ltd to collect personal information about me on an ongoing basis from:

If any of these parties should request this Acknowledgement and Consent before providing information, I consent for this to be provided to them.

USE OF INFORMATION

I consent to Jacaranda Finance Pty Ltd collecting my information for the purposes of providing me with financial services and any related purpose including but not limited to:

DISCLOSURE OF INFORMATION

I consent to Jacaranda Finance Pty Ltd disclosing my personal information in order to provide me with their financial services and any other related purpose as outlined above, on an ongoing basis to:

I understand my information may also be disclosed in other circumstances outlined in the Jacaranda Finance Privacy Policy and Credit Reporting Policy.

PROMOTION OF PRODUCTS AND SERVICES

I consent to being contacted by Jacaranda Finance, and any external third parties or agents who act on their behalf, for the purposes of the promotion of products and services. I understand that I may withdraw my consent and request not to receive promotional communications at any time by contacting the Jacaranda Finance privacy officer at privacy@Jacarandafinance.com.au

EXCHANGE OF INFORMATION WITH CREDIT PROVIDERS

I consent to Jacaranda Finance exchanging with other credit providers my application information, such as my identification details, what type of loans I have, how much I have borrowed, whether or not I have met my loan payment obligations and if I have committed a serious credit infringement (for example, fraud). I consent to Jacaranda Finance exchanging and/or selling my personal and credit information to other credit providers for any of the purposes for which I have consented to Jacaranda Finance, including offering me their products or services.

EXCHANGE OF INFORMATION WITH CREDIT REPORTING BODIES

I give my expressed and informed consent to Jacaranda Finance Pty Ltd exchanging my personal and credit information with credit reporting bodys. I understand that by giving this consent, Jacaranda Finance Pty Ltd may collect information about me from credit reporting bodies, such as a credit report about me, as outlined in the Jacaranda Finance Credit Reporting Policy. I also understand that by giving this consent, Jacaranda Finance Pty Ltd may disclose information about me to credit reporting bodies, such as default information about me, as outlined in the Jacaranda Finance Credit Reporting Policy. I understand that the details of the credit reporting body(s) that Jacaranda Finance Exchanges information with are as follows;

ELECTRONIC IDENTITY VERIFICATION

I consent to Jacaranda Finance disclosing my information, such as name, date of birth, address, phone number and identity document information, such as Drivers Licence and Medicare Card, to a credit reporting body to complete a electronic identity verification. I understand that the credit reporting body will attempt to match the information I have provided with the information they have access to, and provide an assessment. I understand as part of the identity verification process;

I understand that if no match is found between the details I provide and the information held by the credit reporting body, Jacaranda Finance will notify me of this. I also understand that if no match is found, I will have the opportunity to provide further documentation to verify my identity. I understand that if Jacaranda Finance is unable to verify my identity, Jacaranda Finance will be unable to provide me with financial services.

ELECTRONIC COMMUNICATIONS

I consent to receiving all communications, information and documents, where possible, from Jacaranda Finance Pty Ltd through electronic communications, including but not limited to:

I understand that by giving consent to receiving electronic communications;

COMMERCIAL ELECTRONIC MESSAGES

I understand that under the Spam Act 2003, Jacaranda Finance may not communicate with me via commercial electronic messages unless I provide my consent. I consent to Jacaranda Finance communicating with me via commercial electronic messages (email, SMS, fax) in order to provide me with convenient and fast communications.

ADVERTISING & PERFORMANCE TRACKING

I authorize Jacaranda Finance to utilise ‘cookies’ and other technology to collect anonymous information about me and my use of the Jacaranda Finance website and third party website advertising that I have clicked on to provide information to help deliver online advertising to me.

ELECTRONIC BANK STATEMENT RETRIEVAL

I understand that I am not required to use an electronic bank statement retrieval solution, such as that provided by BankStatements.com.au and Credit Sense, and by doing so, I am using these service at my own risk. I understand that by using such as service, I consent to them having read only access to my bank account transaction data and for this data to be provided to Jacaranda Finance Pty LTD. I understand that the transaction data supplied may include transactions from the previous 12 months from all available accounts. I Acknowledge that before using these services, I have read and agreed to their User Terms & Conditions and Privacy Policy’s.

DECLARATION

I declare that I have read and understood this Acknowledgement and Consent document and that I acknowledge, authorise and consent to all the terms that it sets out.

Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum

Costs

Up to 20% Establishment Fee charged upfront + monthly fee up to 4%

Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).

In APR terms, the maximum annual percentage rate on our loans between $300 and $2000 is 199.43%.

Terms

16
weeks minumum
50
weeks maximum

Example:

Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work

Loan amount

$2,001 minimum
$4,600 maximum

Costs

Annual Percentage Rate (APR) is 48% Comparison rate is 66.0347% p.a.

This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly instalments of $61.27.

For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

What our clients say

Acknowledgement & Consent Overall rating: 4.7 out of 5 based on 148 reviews.

Great easy application

★★★★★
5 5 1
Very fast easy to apply thank you so much