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Copyright © 2022 Jacaranda Finance Pty Ltd ABN 53 162 078 195 Australian Credit Licence 456 404. The information on this web page is general information and does not take into account your objectives, financial situation or needs. Information provided on this website is general in nature and does not constitute financial advice. Credit criteria, fees, charges, terms and conditions apply. Our loan products and rates are subject to the individual borrower’s credit assessment according to the Jacaranda credit scorecard. In order to be approved you must meet the Jacaranda credit criteria and responsible lending requirements.

1. An application can be completed in 5 minutes. This is based on data analysed from the sample window of new customers applying online for a loan from the dates 25/04/2022 to 25/07/2022. Within the sample window, 5 minutes was the average of the fastest completed application per day.

2. Most applications are processed within 60 minutes during normal business hours. 60 minute approvals are an average ceiling of our typical applicant’s approval process and are not guaranteed. 60 minute approvals are not available to applicants who apply outside of the normal business hours.

3. Instant transfers. Most approved applicants receive their loan funds in their bank account within 60 seconds of signing their contract if they have an NPP enabled bank account. Most applicants have an NPP enabled bank.

Loan application amounts range from $2,500 to $15,000. For loans from $5,000+, interest rates range from 10.48% p.a. to 24% p.a. (Comparison Rate 12.55% p.a. to 42.80% p.a.). Interest rates vary subject to a full credit assessment. Representative example: based on a loan of $10,000 over 36 months receiving a rate of 10.48% (12.56% Comparison Rate). A borrower with an excellent credit history can expect to pay a total of $12,054.24. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 12.56% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 10.48% (12.56% comparison rate) with a maximum of 24% (41.50% comparison rate). The minimum loan term is 12 months and the maximum loan term is 36 months. For more details and examples visit our rates and fees page.

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