Bad Credit Unsecured Personal Loans With Very Fast Approval

"Bad Credit Unsecured Personal Loans With Very Fast Approval"

When unexpected expenses strike and you’re looking to borrow money from a lender you trust, look no further than Jacaranda Finance. We’re the local quick loans specialist you need on call. So, if you’re frantically googling ‘bad credit unsecured personal loans with very fast approval’, apply with us for a fresh take on bad credit.

At Jacaranda Finance, we don’t take one look at your application and see bad credit, or Centrelink payments and automatically say no, we take the time to look at your current relationship with money. Unlike the big banks, we can say yes to bad credit.

About Us: Jacaranda Finance

Jacaranda Finance is an online lender that you can trust. We offer quality loans from $300 to $10,000, with flexible repayment terms. We’re 100% online, and you can apply with us in minutes, without the fuss of scanning in paperwork. Jacaranda Finance is always in your pocket when you need us. When the piping bursts and your kitchen is flooded, or your furry best friend swallowed something they shouldn’t, you can turn to Jacaranda Finance for a quick cash solution.

When you apply with Jacaranda Finance we can guarantee we’ll give you a fair go. We cannot guarantee approval, however, we can guarantee a fresh take on bad credit and people receiving Centrelink! We give Aussies a fair go at finding the loan they need, without the hassle of jumping through hoops.

What Exactly Are Bad Credit Unsecured Personal Loans With Very Fast Approval?

It’s a mouthful, but we find that everyday Aussies with less-than-perfect credit are searching for small loans with a quick decision. We may not offer guaranteed approval without first assessing your application, however, we do give every Aussie a fair go at getting the loan they need when they need it most. We know that when an emergency expense rears its head, you don’t need cash in days, you need it in minutes. At Jacaranda, you can apply for unsecured personal loans in minutes, and have an outcome in 60 minutes (depending on when you apply).

What Personal Loans Do We Provide?

At Jacaranda Finance, we provide three types of personal loans; small, medium and large loans. Before you apply, have a look at the details and costs of each to see which suits you best:

Small Loans With Bad Credit

We offer small loans from $300 to $2,000 with a repayment period of 12 months. All small loans are unsecured, so they don’t require any equity to secure your loan! Small loans are perfect when you need a little cash to fix up an unexpected expense, or you need a small boost to your next holiday fund!

Medium Loans With Bad Credit

We also offer medium loans from $2,001 to $4,600 with a repayment period from 13 to 24 months. Security must be attached to your medium loan application. Security can include as a car, motorbike, boat or caravan.

Large Loans With Bad Credit

The third type of personal loan we offer is large loans from $5,000 to $10,000 with a repayment period from 13 to 24 months. Security must be attached to a large loan.

Before you apply, have a look at the possible costs associated with each personal loan type.

A friendly reminder: Some loan types may have other payable fees and charges. If you do miss a repayment on your loan, there may be additional fees that apply. To find out more about fees and charges for loans, feel free to give our customer service team a call or pop an email in. We’re happy to answer any questions you may have.

Who Is Eligible To Apply?

If you’re searching for quick loans, we welcome all Aussies to apply, however, we do have a few basic requirements. Check our list to see if you’re eligible:

  • Have an active mobile number and email address
  • Must be over 18 years old
  • Have a regular income in a personal account for at least 3 months
  • Have an internet banking account

If you can check off these basic requirements, then you’re eligible to apply for a personal loan! It’s that easy. Apply Now – We’re ready to give you a fair go at finding the loan you need.

Before You Apply For Bad Credit Unsecured Personal Loans

At Jacaranda Finance, we’re all about making life that bit easier. Applying with Jacaranda is pretty easy, however, to breeze through your application, have these details handy:

  • Personal contact details (e.g. active mobile address and email address)
  • The reason for your loan
  • Internet banking details
  • MyGov info (if you receive Centrelink, if not, don’t worry!)
  • Employment details

Having these details by your side when you apply will make life that bit easier. At Jacaranda, we care about helping our clients. So, if you have any questions about your loan application, feel free to contact our team at

How Can I Apply?

At Jacaranda Finance, we skip all running around, messy paperwork and endless waiting. We get back to the basics. One online application, one assessment, one decision – all in a matter of minutes (depending on when you apply). You can apply for bad credit unsecured personal loans with very fast approval in three easy steps:

Step 1: Apply Online

To get started with your application, simply scroll and find our loan calculator located at the top of each page. Select how much you wish to borrow and for how long. You’ll see estimated repayment amounts to help you see which loan term is right for you.

Once you are happy with your proposed loan terms, click the ‘Apply Now’ button. Then, you’ll be taken straight to your application, enter a few more details and click submit. Congrats, you’ve applied!

Step 2: Your Loan Application Is Assessed

After you submit your application, our team will get straight to work assessing your application. We aim to deliver an outcome in under 60 minutes*, however, it all depends on when you apply and whether we require any extra info. However, once you submit your application, you just need to sit back and relax! You’ve done your bit, now it’s our turn. We’ll let you know straight away once we have an outcome.

Step 3: Cash Straight To The Bank

If you’re approved, we’ll send you a contract to review, sign and send back. Once we’ve received your signed contract, we’ll transfer the cash straight to your bank! Delivering times may depend on interbank transfers.

So, at Jacaranda Finance, you can apply in just three steps! And we do most of the legwork. All you need is a few minutes of your time and an internet connection. We do the rest.

*We get back to most applicants within 60 minutes. In some cases, it will take longer if we need to verify information.

Quick, Easy Repayments

We are the quick loan specialists you can trust, and we’re ready to streamline the borrowing process, and that includes repayments. If you’re looking for bad credit unsecured personal loans with very fast approval, you’re in luck, because we also include very easy repayments.

If your application is approved, we’ll set up a direct debit with your nominated bank account, so your repayments will be paid automatically! That’s right, there is no need to set hundreds of reminders to make your payment, we’ve got it covered. Just keep track of your payments, so you have enough funds in your account when the payment is due.

Do You Conduct Credit Checks?

The short answer is yes we do. But that’s not the whole story. If you’re looking for bad credit unsecured personal loans with very fast approval, we can still help! As part of our lending policy, we look at more than just your credit score. We also look at your current relationship with money to determine whether we can approve your application. No silly high fees, or unreasonable loan terms, just a fresh take on bad credit. That’s how we give every Aussie a fair go at finding the quick cash loan they need.

I Receive Centrelink, Can I Apply?

Yes, you sure can! Aussies receiving Centrelink are welcome to apply for a fast cash loan. We give everyone a fair go at getting the loan they need, quickly. How you may ask? Well, instead of automatically saying no to Centrelink, we can consider your Centrelink payments as a regular income if you’ve been receiving them for at least 3 months. Easy, right? We don’t charge crazy fees just because you receive Centrelink, we simply look at the big picture.

So, if you’re looking for a loan for people on Centrelink, then Jacaranda Finance is the lender for you.

Our Fees Are 100% Transparent

At Jacaranda Finance, we include all the possible fees of your loan in your application. When you look through your contract, you won’t find an early payout fee. If you wish to repay your loan before the due date, go ahead – we won’t charge you any extra fees! That’s the Jacaranda Difference.

If your application is unsuccessful this time, we won’t charge you any fees for applying. Applying is free-of-charge, so why not get started now by scrolling up and select how much you wish to borrow!

Why Do I Need To Give A Reason For My Loan?

As part of our lending policy, we require the reason why you are applying for a bad credit unsecured personal loans with very fast approval. However, don’t worry, we offer all kinds of personal loans for any occasion! Don’t think your reason is valid? Here are just a few examples:

Holdiay Loans

Tired of your 9 to 5? Planning a much-needed break? If you need a little extra cash you can turn to Jacaranda Finance. We offer holiday loans from $300 to $10,000 for all kinds of travel expenses from airfares to accommodation! We know that you might not always have funds ready to go for a long weekend break. So, just apply with Jacaranda for a quick holiday loan.

Surprise Expenses

We know that your monthly budget doesn’t always account for surprise expenses. Even the best-laid plans and all that. Jacaranda Finance is ready to help when your car breaks down, a pipe bursts or your kids’ urgently need new textbooks. Whatever the surprise, we’ll do our best to help.

Relocation Costs

Moving to your dream home? Don’t let moving costs get you down. With the bond, new furniture or a remodel, you may not have enough spare change for relocation costs. That’s when you can apply with us! We provide relocation loans, quickly.

We Do Lending Differently

Jacaranda Finance is a home-grown lender that is ready to go toe-toe with the current lending models. We think they’re just not sustainable. What does that mean? We think the way we earn and spend money has changed. So, the way we borrow money needs to change to. Skip the big banks, and choose a lender that looks at your current financial situation, not just your credit score or whether you receive Centrelink. We look at the big picture.

If you’re ready for the next step in lending, apply now!

Ready To Apply?

Then, just scroll up to find our loan calculator to get started! You can apply in minutes, without the hassle and receive a decision in no time!

Before You Go…

Looking for something new to binge? We have you covered. Struggling to keep your new year resolutions? You need to read this. Keep up to date with the latest in personal finance and lifestyle tips by tuning into our blog.

Want to know more? Let us tell you about personal loan comparisons, small loans, cosmetic surgery loans, collateral loans and low rate loans for bad credit.