Have You Been On The Hunt For The Best Personal Loans Around? Well, Jacaranda Could Be The Lender You’ve Been Searching For…
Have you been searching for a reliable lender? At Jacaranda, we think we could provide you with some of the best personal loans around? Well, Jacaranda Finance could be the lender for the job. We like to keep things as simple as possible. That’s why our entire loan application process is 100% online. You might be surprised, Jacaranda could even provide fertility finance, boat loans or emergency personal loans.
Who Are We?
The world of personal loans can be challenging to navigate. Who to trust and who not to trust? What is too good to be true? At Jacaranda, we value transparency. This means we’ll always be upfront about the fees and charges associated with your loan.
What else do you get? Well, when you apply with Jacaranda, we think you’re applying for some of the best personal loans on the market. Not only that, but we have a customer support team who are always here to help.
The best part is, we are 100% online. You can apply for a personal loan wherever you are, whenever you like. You can be guaranteed there is no unnecessary paperwork when you apply for a personal loan with Jacaranda. Our online application form should only take you a few minutes to complete. From there, our assessment team could even have an answer for you within 60-minutes.
Why Choose Jacaranda
When you apply for a personal loan with Jacaranda Finance you can be guaranteed a fair go. We don’t just focus on your credit score. What does that mean? Well, we will conduct a credit check as part of the application procedure – however, we will look deeper than that. Our team prefers to take a realistic look at your finances. We will look at things like employment status and bank statements.
Additionally, we are always ready to answer any questions you may have regarding any part of the process. You can shoot us a message.
Our team will always do their best to get back to you as promptly as possible. After all, that’s what we are here for!
What Could I Use My Best Personal Loan For?
Personal loans can be used for a wide variety of expenses. A common misconception is that you can only apply for a personal loan in an emergency- this is untrue. Here are some reasons you could site in your application…
Small Personal Loans For Car Repairs
If you’ve had a break down out of the blue, you probably don’t have cash lying around for repairs. But, there’s no need to stress. Jacaranda could get you the cash you need in a flash.
Got bad credit? That doesn’t have to stop you! Jacaranda could provide you with a bad credit loan for auto repairs. We look at more than just your credit history to get a better idea of your financial situation. So, why not apply right now?
Looking For The Best Price Personal Loans For Furniture?
Are you planning an upgrade? Maybe you’re moving house and need some new furniture to fill empty space? Or, maybe you’ve just seen a new bed that you just can’t live without? Whatever the reason, at Jacaranda, could provide you with a personal loan for new furniture.
Being able to apply for up to $10,000, we have the loan amounts to fit any budget and ambition. So, whether you just need a few extra dollars to repair an armchair, or you want a completely new living room, Jacaranda has the loan for you.
Looking For The Best Online Personal Loans For Holidays
That’s right, Jacaranda Finance could even provide you with an online personal loan for your next holiday. Maybe your planning on taking the family on the trip of a lifetime? Or, maybe you’re just heading away for the weekend? Whatever it is, Jacaranda could have the extra cash you need to make it happen.
Are you unsure whether you’ll be approved or not? We suggest you submit an application. Our lending team will always do their best to match you with a loan product to suit your individual needs. Not even bad credit needs to stand in your way. Yes – Jacaranda approves a loan for people with bad credit. We are proud of the fact that we take a realistic look at your finances. That means we won’t just focus on your credit score when our team assesses your loan application.
Best Unsecured Personal Loans For Dental Expenses
Has the dentist given you the bad news? Before you spin into panic mode, you could reach for your smartphone and apply for the best unsecured personal loans with Jacaranda. Our application process is super simple and 100% online – you could even get in done in the dentists waiting room.
At Jacaranda, we are proud of the fact that we give all Aussies a fair go when it comes to an unsecured personal loan. That means no matter who or where you are in Oz, we could get you the cash you need today. Our team will do their best to match you with an unsecured personal loan to suit your financial situation. What have you got to lose? (Other than your teeth)
What Type Of Personal Loan Can I Apply For?
There are three different types of personal loans you could apply for with Jacaranda. We offer small, medium and large loans for a variety of different expenses.
What are small loans? Well, a small loan is basically any loan between the values of $300 and $2,000. Small loans are unsecured. That means you don’t need to attach collateral to the application.
The repayment period on a small loan is 12-months. Repayments will be directly debited from your account on an agreed upon schedule throughout this period. No need to stress though – this will all be very clear in your loan agreement.
At Jacaranda, medium loans are for cash loans between $2,001 and $4,600 and are repaid over a period of 13 to 24-months. These loans require an asset attached as security against the loan. No need to stress though – our lending team will always keep you in the loop regarding security.
Large loans are the biggest amounts of cash that Jacaranda can lend. You can apply for a large loan for cash between $5,000 and $10,000. The repayment period on a large loan is also between 13 and 24-months.
Collateral needs to be attached to a large loan application – however, our lending team will advise you on your individual situation. Jacaranda accepts collateral in the form of a car, motorbike, caravan or boat.
Before You Apply…
Before you proceed with your application it is important to remember that the above information is just a guide. We recommend you take a look at the possible costs associated with each personal loan type. It is important to make sure you are aware of any fees and charges you may incur for failed or late payments.
It is also essential that you ensure the loan you are applying for is right for your personal circumstances. At Jacaranda, we practise responsible lending. That means we will never lend you an amount of money that we do not believe you can repay. However, it is still your responsibility to read our agreement and ensure you are aware of what you are signing.
Our lending team is more than happy to answer any questions you may have. You can shoot us a message.
Who Can Apply?
As with our entire application process, we like to keep the application criteria very simple. If you can meet the following you are eligible to apply for a personal loan online now:
- You must have an active mobile number and email address;
- Applicants must be over the age of 18;
- A regular income must have been deposited into your own personal bank account for the last three months;
- Applicants must have internet banking set up;
- You must be able to prove you are an Australian citizen or permanent resident.
We are proud of the fact that our application criteria are pretty simple. If you have any questions regarding our application criteria then we encourage you to send us a message. Our team will do their best to clear up any concerns or queries you might have as soon as possible.
What Will I Need With Me To Apply?
Not very much. Our loan application form only requires your basic information. We like to keep things as simple as possible. So, here’s what you’ll need with you when you apply:
- Personal info (name, D.O.B etc.);
- Your internet banking details;
- The reason you are applying for a loan;
- Your MyGov details (if you receive Centrelink benefits);
- Your employment details and employer contact info;
- All applicants must be able to prove they are Australian citizens or permanent residents.
Why Do We Need These Details?
It’s pretty simple. We need your employment details in order to conduct an employment check. No stress – our employment checks are always carried out by an experienced member of our lending team. We will never disclose any of your personal information to your employer or the reason why you are applying for a loan.
In order to get a better idea of your individual financial situation, our assessment takes a look at a read-only copy of your bank statement. You can rest easy on the fact that we don’t actually view your real bank account – just the statements. Jacaranda uses the very best in secure banking to ensure your information is always encrypted. No one will see your passwords or personal information at any time.
Cash To Your Account
At Jacaranda, we do our best to get back to you within 60-minutes of application. If you’re approved for a personal loan we will send over a contract for you to review and sign. As soon as we get the contract back our lending team will transfer the funds straight into your account. If you apply during normal business hours you could even have the cash on the same day. This will, however, depend on your individual banking circumstances.
So, what have you got to lose? Why not apply for the best personal loans around with Jacaranda Finance. You could have the cash you need much sooner than you think!