Discover Jacaranda Finance


Straight to Your Bank Within 1 Hour


Quick Turnarounds & Decisions
$300 $4600
Adjust the above slider to your desired loan amount
(you will be sent a verification code by SMS)

Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.


5 ways a personal loan can help you

Not all debt is bad debt. With the right advice, you can use personal loans to get ahead and improve your overall financial wellbeing. If you’ve never considered taking out a short-term personal loan, you might be surprised to find there are at least 5 ways they can benefit your financial situation and improve your standard of […]


Bad credit personal loans

Money doesn’t come easily. And it sure doesn’t come any easier when you really need it. If you’re one of the many Australians who’ve found yourself in the bind of bad credit, you’ll know how hard it is to make ends meet during an unexpected financial emergency. Your battle might be an ongoing one, as […]


Personal Loan on Centrelink benefits

 Personal loan on Centrelink benefits? When you’re living on a low income, and financial emergencies arise, it can be really difficult to make ends meet. And while there are any number of fast cash loans available for those struggling with poor credit ratings—including payday loans and short-term personal loans—receiving government income benefits can make even […]


Negotiating a pay rise

Maybe your salary is falling behind market rates. Or maybe you’ve gone over and above your job description, and delivered quality work beyond your employer’s expectations for a very respectable amount of time. Either way, you’re starting to realise that you’re worth more than your remuneration reflects. But like so many people before you, you’re […]


How to write an amazing resume that will get results

You already know what has to go on your resume. You’ve probably done it half a dozen times (though it might feel like a hundred). It’s some variation or other of the following: Contact details Career objectives/overview/summary or opening statement List of key skills and abilities Employment history and technical skills Personal attributes Educational history and […]


Costs to consider when planning a holiday

It’s easy to blow out your holiday budget with sneaky extra financial costs that you didn’t plan for, particularly when travelling overseas. But there are a few simple ways you can cut back on costs, so you will end up with more spending money. Airfares & transportation Fortunately, air travel is very accessible these days, […]


Paying off loans quicker than the loan term to save money

It might seem like a no-brainer: paying your loans off faster than the loan term can save you a substantial amount of money. But many people are reluctant to sink more cash into their debts than they have to, which is understandable, considering the rising cost of living, and the seemingly simultaneous decrease in disposable […]


What is credit worthiness? Are you credit worthy?

Have you ever wondered what a finance provider such as ourselves looks for when we assess your application for one of our super quick personal loans? Several factors are considered to work out your creditworthiness to assure us you’re able to comfortably handle the debt. A break down of the main points of creditworthiness Credit […]


Payday cash advance vs. short term personal loan

It happens to the best of us. When we least expect it, we get slammed with an unexpected expense, which blows out the monthly budget. For many of us who cannot turn to traditional lenders such as banks or don’t have the time or energy to wait days to get access to urgently required cash […]