Easy and fast: Bond loans for QLD up to $10,0000
Are you looking for a lender for a bond loan in QLD?
The sunny state is a very popular area for renting. Brisbane is the third biggest city in the country and attracts lots of people with its beautiful weather and its moderate climate. Owning a place is very common amongst Australians. However, about one-third of the population are renting property instead of buying a place for themselves which makes the market somewhat competitive. 61% per cent of young adults under 34 prefer to rent or are in the process of saving money to buy a house at a later point. If you are renting, you might be familiar with rental bonds. But have you heard of the option of bond loans for QLD?
A rental bond is a security deposit that you pay upfront when renting a place. The total sum of your bond depends on your rental contract, it’s maximum can be up to 4 weeks of rent. If you take good care of your home and return the property without any damage, you will receive the full bond back once you move out.
However, this can take some time and you might be stuck in between contracts with a new rental bond to pay or previous damage to cover. That’s where we come in! A bond loan with Jacaranda Finance is a great solution to your cash flow problems. It can help you to cover the rental bond so your only worry is where to place your furniture.
What are rental bond loans?
A rental bond loan is a loan specifically provided to cover the cost of your rental bond. It can also be used to cover damage costs at your current or previous property. Jacaranda rental bond loans are quick, easy and secure. You can finish your online application within minutes from the comfort of your own home.
Finding a new home can be a stressful process. If you are rushed to move, time can be an essential factor. We know that! That’s why our team works to get back to you as quickly as possible, often within 60 minutes.* Submit your application with Jacaranda today and free your mind for your big move.
Easy online applications with Jacaranda Finance
Skip the paperwork! You can submit your bond loan application online and could receive your bond loan within 60 minutes.* Sometimes, things need to move fast when it’s about your home. We pride ourselves on full transparency: no hidden fees, no early payout costs, no worries for you.
The application is super easy. In fact, most people manage to submit within a few minutes! We’re all in for saving the environment! That means you don’t have to fill in any boring paperwork. You can complete the whole application online from the comfort of your own home.
This is the process for your bond loan in QLD:
STEP ONE: Simply apply.
Apply online by filling in our application form. It’s quick, it’s easy, it’s secure.
For your application you’ll need:
- Your personal details (including name, date of birth and address);
- A set up online banking account and its login details (we will access a read-only version of your bank account);
- Your reason for applying;
- We will need your myGov details if you receive Centrelink or Government benefits;
- Employment info and details of your workplace.
STEP TWO: We assess your application.
We know time can be a huge factor. Consequently, our team uses the latest safe banking technology to assess your financial situation. We check whether the selected loan is suitable for your needs and make sure that we don’t lend you more money then you can repay.
You will receive a call or an email from us once your application has been assessed.
STEP THREE: We transfer your money once the application is approved.
Your assessment might be completed within just 60 minutes.* However, approval times may vary for each application. If approved, we will transfer you the money in our next round of banking once we receive your signed loan contract. When the amount shows up in your account will depend on the bank you’re with. If your bank has NPP-enabled payments, you could see the cash in your account and ready to use in just 60 seconds!
Who is Jacaranda Finance?
Jacaranda Finance is your local lender for quick cash. Our small, medium and large private loans can be used to cover a wide range of expenses beyond your bond. Since we are completely online, you can also apply anytime and from anywhere.
Our convenience doesn’t mean we compromise on customer service though. Your good experience is important to us and our team is always happy to help in any way they can. If you have any questions or concerns, just send us a message via our Contact page. We offer fast personal loans from $300 to $10,000, and our friendly team is ready to help you find the loan you need.
When you think about personal loans, you might think about big banks first. Luckily, the way we get loans and manage our money has drastically changed over time and there are new fresh options out there. Jacaranda Finance is one of them. We tell you exactly which fees you need to pay and what to expect. No hidden costs, no drama.
Why bond help might be perfect for you
At Jacaranda, we are here to help. Our specialised lenders will advise you on the best fit for you. We know what we’re doing. We won’t lend you money we think you won’t be able to repay. Instead, we’ll strive to find you a loan that fits your needs and financial situation. Everyone is different, so your loan will be tailored specifically to you.
Plus you’ve nothing to lose! Our application process is free, quick and easy, so you can submit your request on the go – at no cost. Everything works 100% online, and if you’d like to talk to anyone, we are just one click away.
What are the requirements to get a personal loan in QLD?
At Jacaranda, we strive to give all Aussies a fair go at finance. That means we’d be happy to give you a personal loan if you fulfil the necessary eligibility requirements.
To be eligible for a bond loan you:
- Must be over 18 years old
- Have a regular income (through a job or Government benefits) that you have received to a personal bank account for the last 90 days
- Have a personal bank account that is set up for online banking
- Hold an active mobile phone number
Which rental bond loans do you offer?
We offer 3 different types of bond loans, depending on the size of your payment. Our prices are fully transparent: no hidden fees, no extra charges. We stand with our name for that. We offer small personal loans, medium secured personal loans and large secured personal loans.
Every financial situation is different, therefore, we offer a variety of different personal loan options. However, we will never lend you money that we believe you wouldn’t be able to repay. If you have any additional questions, our team is always happy to answer them and to advise you on your personal situation.
|Small personal loans||Medium secured personal loans||Large secured personal loans|
|$300 to $2,500 – 12 month term||$2,500 to $4,600 -13 to 24 month term||$5,000 to $10,000 – 13 to 24 month term|
What is a dishonour fee on rental bond loans?
We like to keep it honest: The dishonour fee is an additional fee that we charge if you miss a payment without communicating with us. When we set up your bond loan, you will tell us a day on which the payment will be debited from your account so you won’t have to think twice about it again.
How quickly do I get a bond loan?
That depends on when you apply. You can submit your application any time of the day but the processing time is different in each case. It shouldn’t take long if you’ve submitted all the relevant information. However, if you are still missing documents, the assessment might take longer.
Which states do you offer bond loans for?
We offer personal loans for all Australians, no matter where you live. VIC, QLD, NSW, we do them all. So whether you’re looking for a bond loan QLD or a bond loan NSW, we could help. Best of all – you can apply for your bond loan online from anywhere at any time. So, it really doesn’t matter where you live in Australia.
Our team is only ever a click away if you do require assistance though. Just send us a message and we’d be happy to help you with any questions you may have.
Can I get a bond loan in QLD if I’ve got a bad credit record?
Yes! But don’t worry. We are not here to judge your previous credit history. What matters to us, is your current financial situation. While we do look at your previous credit record, we are mainly interested in your payment habits over the last 90 days. We can get a much more accurate representation of your financial situation from that than by just looking at your credit score. That’s why we might still be able to offer you a loan if you have bad credit.
Are you gonna call my workplace?
We might give your workplace a quick call, but don’t worry. Our team is very discreet and professional and would never reveal any details about your financial situation. We might need to check if the details you’ve provided are correct and that is all.
If you have any questions or concerns regarding this information, feel free to speak to our staff to get peace of mind.
Can I get a bond loan in QLD if I receive Centrelink or Government benefits?
Yes, that’s no problem! If you are a Centrelink family or you’re individually receiving Government benefits we may still be able to offer you a loan. We assess our loans based on suitability and affordability. Consequently, you may also qualify for a fast cash loan for unemployed people.
How can I get in touch to ask questions?
Of course, you can apply for a rental bond loan at any time of the day, 24/7 but if you have any specific questions, you can call or message us during our business hours.
Our business hours are:
Monday to Thursday: 8 am – 6 pm
Friday: 8 am – 4 pm
Saturday: 8 am-12 pm
Give us a call for any enquiries: 1300 189 82 or send us a quick message.
Are you ready to apply for your bond loan QLD?
Before you apply, we encourage you to take a moment to think if a personal loan is right under your personal circumstances. At Jacaranda, we believe in transparency. No additional fees or hidden costs will be added, everything will be stated in your contract. If you have any further questions regarding our products, don’t hesitate to get in touch. Alternatively, scroll up now to get started on your loan application today!
*if you apply during AEST business hours.