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Car Loan Interest Rates

Looking for a car loan? Find out Jacaranda’s car loan interest rates!

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Jacaranda’s car loan rates

Next to a home, a car is one of the biggest purchases you can make in Australia. It’s exciting to find the perfect car and it can be equally as exciting to find the right lender to sort out your finance. There are many things you should consider when looking into buying a car. Car loan interest rates are one of the most important points. Your interest will highly affect how much you will end up paying over the lifetime of your loan. Here are some of the key things you need to know about buying a car and car loan interest rates.

Car loan interest rates

Best value 🔥

Excellent Credit

Interest rate:
7.59%
Comparison rate:
8.59%
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Good Credit

Interest rate:
9.89%
Comparison rate:
11.21%
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Credit Builder Plus

Interest rate:
13.79%
Comparison rate:
15.09%
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Credit Builder

Interest rate:
17.99%
Comparison rate:
19.57%
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The table above shows interest / comparison rates based on a $35,000 car loan repaid over a 3 year period. The interest / comparison rates displayed are starting rates and are dependent on the outcome of an assessment process. Our assessment process will provide an outcome based on various factors, including your credit score, and so your rate may be different to the rates displayed above. For other loan amounts / periods, please apply to be assessed.

How it works

Our loans are simple and easy. We offer a seamless 100% online application that will give you an outcome within only a few minutes. You can use our loan calculator at the top of this pay to play around with the loan terms. You can see how longer or shorter loan terms will affect your car loan interest rates.

Mobile Phone

Step 1: Apply online

Once you are happy with the loan amount and duration, you can hit “Apply Now”. We will take you through a few questions about the car you are planning to buy and your current financial situation. We will be in touch if we have any additional questions. Otherwise, you can lean back and relax.

Lightning Bolt

Step 2: We get to work

Now it’s time for our team to assess your application. We especially make sure that we get a good understanding of your financial situation. Once we know if we can offer you a loan, you will get your outcome straight away. If you apply during AEST business hours, you will know within 60 minutes after you submitted your application.

Money

Step 3: Purchase your car

We will send you an offer to review. Once you are happy, you can send us the signed digital loan contract back – and you’re done! You will receive your funds as soon as possible (times may vary depending on your banking provider) and you are ready to hit the road soon!

Looking for a car loan?

Apply for up to $35,000 in minutes, and get your money within 24 hours of approval!*
Apply Now 🚀

Looking for a car loan?

Apply for up to $35,000 in minutes, and get your money within 24 hours of approval!*
Apply Now 🚀

Car loan interest rates FAQs

Types of loans we offer

We offer a range of loans to fit everyone’s needs. If you aren’t actually after a car loan or have just been interested in car loan interest rates in general, here is what else we could do for you.

Type of loan
What you can use it for
Car loan
To purchase a car or any other motorized vehicle
Unsecured personal loan
For smaller purchases e.g. medical bills, personal purchases, to fix your car etc.
Secured personal loan
For bigger bills or big purchases
Secured personal loan
To combine multiple debts into a single payment
Jacaranda Finance

Why choose Jacaranda for car loans?

At Jacaranda, we care about your finances. We are ethical lenders and would never offer you a loan we think you won’t be able to repay. That’s why we assess each individual case thoroughly to get a good understanding of your financial situation. We are fully transparent. All costs and fees will be stated in the loan contract and if you are curious about car loan interest rates, you can see them upfront on our costs page or work out your repayments by playing with our loan calculator.

Reviews don’t lie 🌟

Last updated: 19/08/2020, 10:00am

Need a hand? 👋

Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, our friendly team is more than happy to answer any questions you may have.