Home > Get Cash Loans for Bad Credit with Jacaranda Finance – Fast and Easy Online Application
Life can be pretty unpredictable and so can bills and other unexpected expenses. Such expenses can really throw you off your budget and create stress and uncertainty. It can be even harder for people that have bad credit and might not be eligible for a loan with traditional lenders.
Bad credit causes lenders to question whether to approve you for finance, as people with bad credit are seen to have a higher risk factor. However, bad credit shouldn’t be the only factor determining your eligibility. Keep reading to learn more about cash loans bad credit
If you’re not familiar with your credit score or how your credit history is affected, let us explain in short. Your credit score is a numerical representation of the information in your credit report. It’s impacted by your repayment history, types of loans, length of credit history, and your total debt.
our credit report will show if you have failed to meet past loan repayments or not managed to pay off your loan on the agreed terms. However, life is full of surprises and it can happen to all of us. That’s why Jacaranda Finance won’t judge you solely on your credit score. You could be eligible for cash loans with bad credit – and receive super fast outcomes on your application!
So, has your bad credit score put you off applying for a personal loan? Well, you shouldn’t worry too much, Jacaranda is the lender you’re looking for! We offer cash loans bad credit for a variety of expenses. You could, for instance, be eligible for bad credit car loans, travel loans, renovation loans or home improvement loans, to name a few. It all comes down to eligibility requirements. As responsible lenders, we do have some lending criteria we must comply with. That means we can only offer cash loans bad credit to people who meet our eligibility requirements.
Here is a list of some of the requirements needed to qualify:
Cash loans bad credit are for people who do not have good credit scores. These loans are ideal for those who have not managed to repay past loans in a timely manner. However, financial situations can change and we know that. So regardless of credit history, you’re welcome to apply for cash loans with us!
Jacaranda Finance is an online lender that can offer cash loans for bad credit with an easy online application. We differentiate from traditional lenders because of our fresh approach to bad credit. We utilise the latest in safe banking technology to access a read-only copy of your bank statements. This is to get a better overview of your spending habits and your current relationship with money. There’s no need to worry though, we won’t have full access to your account or passwords.
Your current financial situation is more important to us than previous financial behaviour or mistakes. Moreover, as a responsible lender, we do conduct credit checks, but it is certainly not the only factor when assessing your application.
Applying for finance should be simple, because sometimes you need money fast. At Jacaranda Finance, we get that. That’s why it takes only a few minutes to complete our application, and it can because it’s 100% online you can apply from the comfort of your own home.
The simple application and approval process is combined with a straightforward repayment system. To apply for cash loans bad credit, all you need to do is submit an online application with us. Since our process is so simple, we could get you an outcome in just 60-minutes.* If you apply outside our business hours, we’ll get back to you the next working day. Another bonus is, if approved, you could have the funds in your account and ready to use in 60-seconds.**
At Jacaranda, we can provide 3 different types of personal loans: small, medium and large personal loans. Here are some details of these loans:
|Loan Type||Secured Options||Loan amount||Loan term|
|Small Loan||Unsecured||$300 to $2,000||12 months|
|Medium Loan||Secured||$2,001 to $4,600||13 to 24 months|
|Large Loan||Secured||$5,000 to $10,000||13 to 24 months|
Even though we have a different approach to cash loans bad credit, you can rest assured knowing that we are committed to the practice of responsible lending. That means we will ensure that we only lend to customers when we know they can comfortably afford to pay back their loan. Our service is designed to put you in control of your cash flow, you can choose for how long you want to repay your loan and if you want to pay weekly, fortnightly or monthly. For those times when the occasional emergency or unexpected bill catches you off guard, you can look to us. If you see that you can’t make a repayment of your loan, just get in touch with us at least 24 hours beforehand, and we’ll do everything we can to help you out.
Additionally, as responsible lenders, we are also 100% transparent. We wont charge you any expenses you could not know about. All the fees and costs associated with your loan is clearly outlined in your loan contract, for you to review before signing.
Don’t hesitate to get started on your application, if we need more documentation for your application, we’ll contact you straight away! So, keep an eye out for your phone or email.
Although we cannot guarantee approval for your bad credit loan, we can promise that we’ll always give you the fair go you deserve. See how we could help you access the finance you need, now!
*If you apply during business hours and we don’t require any additional information from you
**If your bank supports NPP transactions
Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, our friendly team is more than happy to answer any questions you may have.