Have You Been Googling ‘Cash Loans For Bad Credit’? Look No Further
Have you been searching for a lender who can provide you with cash loans for bad credit? Well, we might have the answer for you. At Jacaranda, we know you are more than just a credit score. So, we understand that credit can be an issue and that getting a lender to give you a fair go can be very difficult.
At Jacaranda, we provide a variety of different loan products to suit our customer’s needs. For example, these include loans for applicants with poor credit scores, quick cash loans, and personal loans for applicants receiving Centrelink. So, who knows where a quick cash loan from Jacaranda could take you. If you’re looking for cash loans for bad credit, why not apply and let us see what we can do for you. Worried that poor credit will hold you back? There’s no need to be… Jacaranda could even provide loans for people with bad credit!
What We Do
Jacaranda Finance is a 100% online lending service that strives to provide customers with the best opportunity for a hassle free loan. So, we are committed to providing all of our customers a fair go, regardless of their credit score. However, we loan money for a variety of different reasons. Some of these could include consolidation loans, holiday loans, or even loans for education costs.
We offer loans from $300 to $10,000 that could be used for a variety of different expenses. So, you could apply for a loan anytime and anywhere. Our application process is 100% online and we pride ourselves on our world-class customer service. We believe all Australians deserve a fair go when it comes to cash loans for bad credit. So, that’s why we do our best to provide you with an answer as soon as possible – without the fuss.
What Will I Need to Apply?
The good news is, you don’t need much. Jacaranda is committed to making the application process as easy as possible. We don’t do paper forms. You won’t even need to leave the couch. You can complete your online application process online, from anywhere. Provided you have the information you need on hand. This is what we suggest you have handy in order to make the process even simpler than it already is:
- A few of your personal details (just the usual – name, D.O.B, address)
- An active email address and mobile phone number (just so we can contact you if need be)
- Your internet banking details
- We will need to know the reason why you are applying for a loan (don’t stress – this is just procedure)
- Your MyGov details (if you are receiving Centrelink payments)
- Some simple employment details
Having these close by will make the process as easy as 1, 2, 3. We use most of this information to do a few routine checks in order to verify your employment status, spending habits and a few other details. At Jacaranda, security is our top priority. This means that whatever information we do ask from you will always be held completely confidential, even from your employer. We will never disclose the reason why you are applying for a loan or any of your other private information.
Why Choose Jacaranda?
Jacaranda is a trusted name in the personal loan space. We strive to ensure our customers get a fair go, no matter what. We even do cash loans for bad credit. So, there is no reason why you shouldn’t apply. So, if you’re looking for a reliable lender you’ve come to the right place. Need more convincing? Take a look at why we think we’re the lender for you:
100% Online Application
Our application process couldn’t be more simple. You won’t even have to get off the couch to fill in our application form. There’s no paperwork, no long-winded or unnecessary questions and no waiting in line. Provided you hit apply on your application during regular working hours, we will begin to process your request right away.
We Value Our Customers
At Jacaranda, we value our customers and think they all deserve a fair go at a loan. Our team is pretty good at connecting with our customers. So, if you have a question let us do our best to answer it. We value transparency. That’s why we will always be honest from the beginning. Any fees or charges will be clearly stated in your contract. We have nothing to hide. We think our loan products are the best around. So, if you’ve been thinking about applying for a loan then we encourage you to get in touch. We will let you know what your options are, pronto.
We Don’t Just Focus On Credit
At Jacaranda, we know you are more than just a credit rating. We believe your credit score only makes up part of the bigger picture. We look at your current relationship with money as an indicator, rather than dwelling on your past. That’s not to say we won’t do a credit check at all. We typically perform credit checks as part of our required process. This is just procedure though – no need for stress.
At Jacaranda, our lending specialists may contact your workplace to verify your employment status, however, this is also just a part of the process. With Jacaranda Finance, there is no reason why you shouldn’t apply for a cash loan for bad credit, we guarantee you a fair go.
No Sneaky Fees & Charges
At Jacaranda, we believe that fees and charges should be made clear up front. Transparency is something with value. Our loan applicants are always made aware of any fees and charges they may incur as a result of their loan. We encourage applicants to ask as many questions as they need to and look through their contracts carefully before agreeing to a loan product.
Does Jacaranda Offer Cash Loans For Bad Credit?
Yes, we do. Jacaranda does offer cash loans for bad credit. We like to give everyone a fair go at a loan, regardless of whether this is your first loan or you’re applying for a loan as a way to pay off another. We value every application.
The big banks often say no to bad credit, but we say yes. Jacaranda believes that the way you are planning on paying back the loan is the most important thing. So, we prefer to take a look at your finances. Our trusted team of lending specialists may take a look at your bank details. However, we will access read-only copies of your bank statements as part of the loan application procedure. This is just another procedure, so no need to stress.
Am I Eligible For A Loan Whilst On Centrelink?
This is an enquiry we receive a lot. Getting a loan on Centrelink can be a little more complicated. However, at Jacaranda, we do our best to simplify the process. Often, we will have to take a look at what percentage of your income is derived from Centrelink. Whether or not you have a steady income is also a point of consideration. If you’re unsure, we suggest applying. Our team of lending experts could have an outcome for you within 60 minutes of application if you apply during regular working hours. You might just be surprised. So, what have you got to lose?
What Could I Use My Loan For?
Wondering what you could use your cash loan for bad credit for…
Cash Loans For A Swimming Pool
Yes, you could even use your cash loan to put in a swimming pool. At Jacaranda, we provide cash loans for home renovations and home alterations – including swimming pools. If you’ve been dreaming of a brand new pool for summer then you’ve come to the right place. Your bad credit doesn’t have to stop you from putting in that new pool your family has been dreaming of.
With Jacaranda, you could apply for up to $10,000 cash today. The best part is that we understand that your credit history isn’t everything. We want to help you be where you want to be by looking to the future. We believe our customers deserve a second chance.
Finance For A New Car
Jacaranda could help you finance a new car. If you’ve been saving but just can’t quite get there, Jacaranda could provide you with the cash you need to get across the line. Our flexible repayment options could give you a great opportunity to get moving.
Maybe you’ve managed to save half of the money but can’t quite get there with the second half of your deposit. We’ve got your back. We get the struggle. Let Jacaranda lend a hand. Apply for a cash loan bad credit today and you could have the cash in your account by the end of the day (this will depend on individual circumstances).
Finance For Education Costs
If Uni is just around the corner and you’re stressing about finance, let Jacaranda carry some of the load. Finance is the last thing you want to worry about when you’re trying to study. Working part-time and doing Uni full time can be a real hand full. So if you’re saving for something in particular, why not apply for flexible finance options with Jacaranda.
Laptops and textbooks – just to name a few – can be extremely expensive. The cost of having everything you need to study effectively often takes a toll. A loan from Jacaranda could alleviate some of the pressure. Our cash loans for bad credit could provide you with up to $10,000 cash right now. No fuss and no waiting in line at the bank. Apply quick cash when you need it.
Cash Loans For Home Renovations
Home renovations can be pricey at the best of time. When things aren’t going to plan, you could be left with thousands of dollars out of pocket. If you’ve bitten off more than you can chew in terms of a home renovation, let Jacaranda take the weight off your shoulders. We could provide you with $300 to $10,000 in cash to facilitate the home reno of your dreams. Don’t struggle with the burden of plumbing, electricity, building costs all on your own. Let Jacaranda lend a helping hand when you really need it.
So, How Can I Apply?
Wondering how you could start the application process…
Online Application Process
Our application process is 100% online and easy to use. No paper forms required. We do all the hard work for you. All we need is a few simple details. All of our checks are carried out by our experienced lending team, which means you will never have to worry about security. We take your privacy very seriously. Nothing will ever be disclosed to your employer regarding the reason you are applying for a loan or any of your other private details. The best way to get started is to head over to our website and use the loan calculator to work out an amount and repayment period that suits you.
We Assess Your Application
Once you have submitted your online application form we will start assessing your individual situation. This means we may contact your employer to access read-only copies of your bank statements. This is just a procedure and is necessary in order to make a comprehensive assessment of your relationship with money. As we do provide cash loans for bad credit, we need to consider every aspect of your finances. If everything does go to plan you could have the money in your account by the end of the day. Our lending specialists do their best to provide you with an answer in the first 60 minutes.
You Get The Cash
If your cash loans for bad credit application is successful you could have the money in your pocket super fast. We understand that when you need quick cash, you need it now. There is no time to waste, and there is no time to spend waiting around. When we say quick cash, we mean quick cash. So, why not apply today – what are you waiting for?
Want to read more from Jacaranda? We’ve got the tips on how to tackle credit card debt.
If you’re looking for a direct loan then Jacaranda could be the lender you’ve been looking for. We could provide you with a small loan, personal loan for poor credit, even a loan for speedy cash when you need it!