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Posts Categorized: Blog

Tax Return: Car expenses have changed what can I claim?

Tax Return – Knowing what and how to claim your car expenses can be tricky! Here are some helpful tips to get you on your way! Knowing what you can and can’t claim on your tax return can cause anyone a headache! So here are some tips on what you can and can’t claim for… Read more »

Credit file defaults? How long do they stay?

Are credit file defaults standing in your way? Tips for improving your credit file! How long can credit defaults stay on your credit file? How long credit defaults stay on your credit file really depends on the type of infringement that it is. A serious credit infringement is when a consumer has an overdue debt… Read more »

Fixed loans Vs Variable loans, what you need to know!

While there is no way to predict what will happen to the economy and interest rates in the future. Knowing the differences in fixed loans or variable loans rates can give you an insight to better decide if you should fix your home loan or leave it as a variable rate. What are fixed loans?… Read more »

Positive credit reporting, what is it?

Positive credit reporting, what is it? Find out what your credit report is and how to improve your positive credit report and get that loan approved! What is positive credit reporting? Positive credit reporting or CCR as it is also known as, is a more recent development within the credit rating system. It allows those… Read more »

How do I know if I have bad credit?

How do I know if I have bad credit? Let us help you discover what could possibly be holding your loan approvals back. What is a credit report? Your credit report is simply a record of credit you have applied for, any defaults against you, any serious infringements that are held on public record. Every… Read more »

Things to know before using a balance transfer

A 0% credit card balance transfer deal might seem like a great deal – but you need to be aware of some potential costs. What is a balance transfer? A balance transfer is when you take your credit card debt from your current lender to a new one, usually to improve your interest rate or… Read more »

Child Support: How to claim child support?

I’m not sure I have met anyone who isn’t confused by the in’s and outs of how they figure this one out! But we are going to attempt to shed some light on the subject for you and hopefully you leave this blog informed and having a better understanding of how to calculate and claim… Read more »

What do the penalty rate cuts mean for you?

Penalty rate cuts? The Fairwork Commission has decided to cut penalty rates on Sunday’s and Public holiday’s for full time and part time employees in: Hospitality Restaurants Fast Food Retail Pharmacy What is actually changing? Full time and part time Hospitality workers will have their Sunday rates slashed from 175% to 150%. While Retail full-time… Read more »

Would you be prepared to work longer hours?

Public servants up in arms over 9 min workday increase! This is what public servants at the ATO are being asked to do! Unions and some workers are up in arms as to how unfair the deal is for them to be asked to work back until 5:00pm! A recent article by channel nine has… Read more »

What should you do if you have had a loan with cash converters?

Cash Converters ordered to Refund $10.8 million to customers! Cash Converters payday loans department has been ordered to refund $10.8 million to its customers who were incorrectly approved a payday loan through their online and instore service. The enquiry states that Cash Converters failed to make reasonable enquiries into people’s income and expenses before signing… Read more »