Loans For Centrelink Customers

If you’re on Centrelink and need a personal loan, Jacaranda Finance might be able to help you! We offer loans for Centrelink customers from $1,000 to $15,000. After all, we believe receiving government benefits shouldn’t automatically exclude you from access to personal finance when you need it the most.

Loans For Centrelink Customers

If you’re on Centrelink and need a personal loan, Jacaranda Finance might be able to help you! We offer loans for Centrelink customers from $1,000 to $15,000. After all, we believe receiving government benefits shouldn’t automatically exclude you from access to personal finance when you need it the most.

Tick100% Online
TickQuick and Easy
Tick$1,000 - $15,000
Tick60-Minute Outcomes*
TickSimple Repayments
TickBad Credit OK

Any credit score

How much do you need to borrow?

$5,000

158 people have applied today

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Our customer rating

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Looking for a loan on Centrelink?

If you receive Centrelink benefits and need a personal loan, you might be worried you won’t get approved by a lender. Luckily, Jacaranda Finance is different. We don’t believe getting Centrelink payments should get in the way of accessing finance when you need it. That’s why we consider most Centrelink income as regular income. Jacaranda Finance offers quick cash loans for Centrelink customers from $1,000 to $15,000. So, whether you need to replace your fridge, cover urgent car repairs, or pay off hospital bills, our Centrelink Customer Loans can be used for a wide range of expenses.

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A lender with a difference

Why choose Jacaranda for a Centrelink Customer Loan? We’re a 100% online, inclusive lender that specialises in offering fast, simple and fair loans to everyday Aussies anywhere, anytime. Applying for a loan with us couldn’t be easier — there’s no need to worry about paperwork or long waiting times. We do our best to process all of our loans within an hour* and provide instant transfers on approval, so you could receive your cash in 60-seconds**.

Looking for a loan on Centrelink?

If you receive Centrelink benefits and need a personal loan, you might be worried you won’t get approved by a lender. Luckily, Jacaranda Finance is different. We don’t believe getting Centrelink payments should get in the way of accessing finance when you need it. That’s why we consider most Centrelink income as regular income. Jacaranda Finance offers quick cash loans for Centrelink customers from $1,000 to $15,000. So, whether you need to replace your fridge, cover urgent car repairs, or pay off hospital bills, our Centrelink Customer Loans can be used for a wide range of expenses.

A lender with a difference

Why choose Jacaranda for a Centrelink Customer Loan? We’re a 100% online, inclusive lender that specialises in offering fast, simple and fair loans to everyday Aussies anywhere, anytime. Applying for a loan with us couldn’t be easier — there’s no need to worry about paperwork or long waiting times. We do our best to process all of our loans within an hour* and provide instant transfers on approval, so you could receive your cash in 60-seconds**.

Before considering taking on a loan, you might want to check if you are eligible for any of the top-up options offered by the Department of Human Services. We highly encourage you to look into your other options before applying for a loan as missed payments may lead to additional fees and charges that will be added to your repayments.

Which Centrelink benefit does Jacaranda consider?

There are a number of reason why you may be receiving government benefits. Fortunately, we offer cash loans for a wide range of people and circumstances.

We consider the following Centrelink benefits:

  • Single Parent Payement
  • Age Pension
  • Family Tax Benefit
  • Child Car Benefit
  • Partnered Parent Payment
  • Mobility Allowanve
  • Disability Support Pension
  • Carers Payment Pension
  • Veterans Affairs Pension

We don’t accept the following Centrelink benefits:

  • Abstudy
  • Austudy
  • Youth Allowance
  • JobSeeker or other supplementary COVID relief payments

Before considering taking on a loan, you might want to check if you are eligible for any of the top-up options offered by the Department of Human Services. We highly encourage you to look into your other options before applying for a loan as missed payments may lead to additional fees and charges that will be added to your repayments.

Applying is easy!

Step 1: Apply online

Choose a loan between $1,000 and $15,000 and complete your application in minutes

Step 2: Get a quick decision

We’ll let you know if we think we can help you on the spot when you finish your application.

Step 3: Get your cash

For most customers, we can have the cash in your bank and ready to use within 60 seconds, once your contract has been signed.

Types of Centrelink loans

At Jacaranda, we offer small, medium, and large personal loans that range from $1,000 to $15,000.

Loan Type Security Options Loan Amount Loan Term
Small Loan Unsecured $1,000 to $2,000 6 to 12 months
Medium Loan Secured $2,100 to $4,600 12 to 36 months
Large Loan Secured $5,000 to $15,000 12 to 36 months

Why choose Jacaranda for an Centrelink customer loan

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Our tech

We've won numerous awards for our state-of-the-art technology. We have created one of Australia's smartest, 100% online application processes to make applying for a loan quick and easy. We use technology to understand your personal financial position, and we don't just judge your credit score, which is why we're able to help more customers that apply with us.

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Our speed

The 100% online application can be completed in minutes, and will ask you questions about your personal situation as well as automatically request access to read-only copies of your bank statements. 90% of applications have an outcome at the end of the process. The rest of the applicants typically have an outcome within 60-minutes during normal business hours.

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Australian based and family owned

All of our teams are based in Australia to help Australians. We have one of the best customer service reputations in Australia, which is backed up by our reviews on every review platform. We're almost 10 years old and we've been family owned since the beginning. We value good old-fashioned values and we are committed to giving our customers the best experience possible.

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60-second payouts

For most clients who have NPP-enabled bank accounts (which is 90% of bank accounts), the funds will be available and ready to use in your bank account within 60-seconds of accepting your contract. If you do not have an NPP-enabled bank, you will receive your funds overnight on the day you are approved.

Reviews don’t lie 🌟

Reviews current as of June, 2021.

Am I eligible for a loan?

To qualify for a loan with Jacaranda you must meet our lending criteria:

  • Be over 18 years of age
  • Be an Australian citizen or permanent resident
  • Have received a regular income (for the last 90-days)
  • Have internet banking set up
  • Hold a direct contact number and email address
  • Have a minimum income of $400 per week

What information do I need to provide?

To apply online with Jacaranda, we will need these from you:

  • Personal details (i.e. Name, Address, DOB)
  • Your phone number and email address
  • The reason for your loan
  • Online banking and employment info

How to apply for a Centrelink customer loan

Apply with our 100% online application

Ready to apply for a Centrelink loan? Jacaranda Finance is here to help you!

To get started, all you need to do is follow these three steps:

  1. Apply online;
  2. Get your fast outcome, and;
  3. Receive your cash.

Get your supporting documents ready

To give you a speedy outcome on your application, make sure you have the following handy:

  • Personal information (i.e. name, address, D.O.B.)
  • 100 points of ID
  • The reason for your loan
  • Online banking login details
  • myGov details

Sign your contract

We’re fast, so make sure you have your phone handy to sign your electronic contract when it comes through to you. Make sure to read over the terms and conditions and, if you’re happy with them, sign your contract and send it back to us.

Be available in case we need more information

When processing your Centrelink loan application, we may need some more information from you. So, please make sure that you’re easily contactable so that we can get you the fastest outcome possible.

Frequently asked questions

* If applied within our standard business hours. 60-minute outcomes are not guaranteed.

** If you have an NPP-enabled bank account.

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