At Jacaranda, we offer small, medium, and large personal loans that range from $1,000 to $15,000.
|Loan Type||Security Options||Loan Amount||Loan Term|
|Small Loan||Unsecured||$1,000 to $2,000||6 to 12 months|
|Medium Loan||Secured||$2,100 to $4,600||12 to 36 months|
|Large Loan||Secured||$5,000 to $15,000||12 to 36 months|
We've won numerous awards for our state-of-the-art technology. We have created one of Australia's smartest, 100% online application processes to make applying for a loan quick and easy. We use technology to understand your personal financial position, and we don't just judge your credit score, which is why we're able to help more customers that apply with us.
The 100% online application can be completed in minutes, and will ask you questions about your personal situation as well as automatically request access to read-only copies of your bank statements. 90% of applications have an outcome at the end of the process. The rest of the applicants typically have an outcome within 60-minutes during normal business hours.
All of our teams are based in Australia to help Australians. We have one of the best customer service reputations in Australia, which is backed up by our reviews on every review platform. We're almost 10 years old and we've been family owned since the beginning. We value good old-fashioned values and we are committed to giving our customers the best experience possible.
For most clients who have NPP-enabled bank accounts (which is 90% of bank accounts), the funds will be available and ready to use in your bank account within 60-seconds of accepting your contract. If you do not have an NPP-enabled bank, you will receive your funds overnight on the day you are approved.
To qualify for a loan with Jacaranda you must meet our lending criteria:
To apply online with Jacaranda, we will need these from you:
Ready to apply for a Centrelink loan? Jacaranda Finance is here to help you!
To get started, all you need to do is follow these three steps:
To give you a speedy outcome on your application, make sure you have the following handy:
We’re fast, so make sure you have your phone handy to sign your electronic contract when it comes through to you. Make sure to read over the terms and conditions and, if you’re happy with them, sign your contract and send it back to us.
When processing your Centrelink loan application, we may need some more information from you. So, please make sure that you’re easily contactable so that we can get you the fastest outcome possible.
* If applied within our standard business hours. 60-minute outcomes are not guaranteed.
** If you have an NPP-enabled bank account.