Budget holding you back? Discover cheap family getaways in Australia

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No matter how long or short a trip may be, it’s amazing to get away. Yet, when you’re having to budget for the whole family, it’s never long before the costs start to add up. Fortunately, a few extra heads doesn’t have to stop you from exploring what Australia has to offer. If you pick the right accommodation, you can save money and spend it where it really matters. Jacaranda Finance has investigated the best & the worst destinations to find the ultimate cost-effective holiday destinations. So, here are our picks for cheap family getaways you can take right here in your own backyard.

Queensland – The Sunshine State

If you’re looking for the ultimate, fun-filled holiday, then look no further! From its beautiful natural sights to its renowned theme parks, Queensland has a lot to offer families by way of adventure.

Our Pick: Gold Coast

Kids and theme parks are a no brainer. The Gold Coast boasts five all up – Sea World, Dreamworld, WhiteWater World, Wet ‘n’ Wild and MovieWorld. Although entry can be steep for the whole family, you can get good online deals for passes to multiple parks. Plus, if you opt for budget family accommodation, you can ensure the family has a holiday to remember without breaking the bank.

Where to Stay: Nobby Beach Holiday Village

With villas, houses, studios, and campsites available – Nobby Beach Holiday Village is the perfect budget-friendly accommodation for you and the family. An easy drive from all the popular theme parks, it’s also within walking distance from the beach and has plenty of facilities on site to keep the kids entertained.

Prices from $52 per night | Check their website for the latest rates

New South Wales – The Premier State

Making memories is easy in the premier state! With its sublime coast and beautiful hinterlands, New South Wales is teaming with spots for the perfect family holiday.

Our Pick: The Tweed Area

Perfect for a relaxing family holiday, the Tweed area is a stunning part of the far NSW North Coast known for its uncrowded beaches, world-class surf, UNESCO World Heritage rainforest, and more. Travel here for a few days if you’re looking to discover memorable outdoor adventures and cultural experiences without spending a cent!

Where to Stay: Hosanna Farmstay

Hosanna Farmstay is a quiet 100 acre property in the Tweed Hinterland which provides the perfect environment to escape the stress of life in the city. Book a cabin by the lily lake or camp out in a permanent tent hut. The kids will love getting to interact with the animals including feeding the chickens, milking the cows, and cuddling the goats, guinea pigs, and rabbits.

Cabins start at $118 per night | Camping from $12 per person

Victoria – The Garden State

Famous for its outstanding coffee and incredible food, Victoria is a cultural hotbed that’s also home to some of our most world-famous natural sites. What more could you want for your next family holiday?

Our Pick: Phillip Island

For families in Victoria, Phillip Island is an ideal holiday location. Just a two-hour drive from Melbourne, the kids are bound to love the Island’s famous penguin parades and wildlife sanctuaries! Kicking off daily around sunset, you and the family can watch the little birds waddle up the beach and settle in for the night. Then, don’t miss the evening tours at Moonlit Sanctuary where you can get close to animals now extinct on mainland Australia!

Where to Stay: Anchor Belle Holiday Park

The natural wonder of Phillip Island makes it ideal for camping. Anchor Belle Holiday Park is in spitting distance from the island’s northern shore and offers highly affordable rates on both cabins and camping sites.

Cabins from $110 per night | Camping from $30 per night

Tasmania – Holiday Isle

Home to countless wild and beautiful landscapes, Australia’s smallest state has plenty to offer families by way of unique adventures. So, whether you’re a nature-lover or a history buff, Tasmania is the ultimate destination.

Our Pick: Hobart

Abundant in heritage and culture, the Tasmanian capital is a perfect base camp for an extended family holiday. Once you’ve explored all the city has to offer, head out of the city limits to see some of this small state’s renowned scenery.

Where to Stay: St Ives Apartments

Located in historic Battery Point, the St Ives Apartments are in a prime position for exploring the city. A few minutes stroll from the Salamanca Market and waterfront precinct, if you book in advance you can nab rooms for super affordable prices.

Rooms from $119 per night | Check their website for the latest rates

South Australia – The Creative State

With 12 unique regions, South Australia is the perfect destination for those looking for a more unconventional family getaway. Leave the city behind and give your family a remarkable, one of a kind holiday in the South Australian outback!

Our Pick: Coober Pedy

If you’re looking for a family holiday like no other, Coober Pedy is your ticket. Located in a remote part of the South Australian outback (roughly a nine-hour drive from Adelaide), it’s well worth the long journey for its incredible underground caverns and caves. Kids will absolutely love exploring such incredible landscapes, especially the likes of Crocodile Harry’s Underground Nest, a cave is full of eccentric knick-knacks and trinkets!

Where to Stay: Opal Inn Caravan Park

Keep down accommodation costs easily by staying at Opal Inn Caravan Park. In addition to accommodation, the Inn also offers day tours and other cheap packages.

Rooms from $90 per night | Camping from $38 per night

Western Australia – The Golden State

Australia’s biggest state has countless spectacular landscapes for families to explore on a budget. Whether you’re looking to get the adrenaline pumping or find a place to unwind, Western Australia has it all!

Our Pick: Denmark

Home to a host of family-friendly activities, Denmark is the ideal cheap getaway. Adventure seekers can check out the Valley of the Giants Tree Top Walk or explore the prehistoric age at Denmark Dinosaur World. While beach lovers can head to the sheltered waters of Peaceful Bay for incredible swimming, boating, and fishing or watch the whales from the beautiful Conspicuous Cliff. Stunning!

Where to Stay: Peaceful Bay Caravan Park

On the shores of the Great Southern Ocean, Peaceful Bay Caravan Park is an ideal camping spot that doubles as affordable family accommodation. If you want to get amongst nature, there’s truly no better spot!

Camping from $28 per night | Check their website for the latest rates

Final Top Tips for Travelling On A Budget

If you’re looking for a cheap family getaway the best thing you can do is plan ahead! Here are our top suggestions on what to do:

  • Book accommodation as far in advance as you can to get the best rates
  • Read up on visitor suggestions online (TripAdvisor is a gold mine)
  • Utilise comparison sites for inter-state flight deals like Webjet and Skyscanner
  • Pack your own lunches and make your own breakfasts
  • Rent a car if you want to head out of the city – it’s cheaper than day tours!

Make Your Travel Dreams A Reality!

Need a hand funding your next family holiday? Jacaranda Finance’s travel loans enable you to borrow up to $10,000 for your next trip. Best of all, the application is 100% online and free of charge! Apply now and see how we could help you get the break you deserve.

Want to read more? Jacaranda has the costs you need to consider when planning a holiday.

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You could get a loan for a Fiji family holiday with Jacaranda!

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Budget holding you back? Discover cheap family getaways in Australia Overall rating: 4.8 out of 5 based on 60 reviews.

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Small Personal Loan

Loan Amount

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$300


Maximum
$2,000

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12 Months


Maximum
12 Months

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Up to 20% Establishment Fee
+ monthly fee up to 4%

Jacaranda Finance does not charge an annual interest rate on SACC loans. These small amount loans incur 'fees' instead of interest. The maximum comparison rate on our loans between $300 and $2000 is 199.43%.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
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Examples

Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

Loan Amount of $1,000 over 12 months repayable weekly (50 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

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Medium Personal Loan

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$2,100


Maximum
$4,600

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Terms

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13 Months


Maximum
24 Months

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Annual Percentage Rate (APR) starts at 20.56%
Comparison Rate is 20.56% per annum.

This comparison rate is based on a medium amount credit contract of $2,500 repaid over 2 years with a $400 establishment fee and APR of 20.56%.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
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Examples

Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $555.83 (reducing interest*) = $3955.83 total repayable over 18 months with weekly installments of $50.71.

Loan Amount of $4,500 over 24 months repayable weekly (104 weekly repayments). $4,500 (Principle Amount) + $400 (Establishment Fee) + $1081.85 (reducing interest*) = $5981.85 total repayable over 24 months with weekly installments of $57.51

* Reducing interest means that the 20.56% APR is applied to the outstanding balance on a loan. When a loan repayment is made, the loans outstanding balance goes down and the APR is applied to that lower balance. Therefore, the interest component of the loan will constantly reduce (as long as repayments are being made!) - thus it is called reducing interest.
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Large Personal Loan

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$5,000


Maximum
$10,000

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13 Months


Maximum
36 Months

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Annual Percentage Rate (APR) is 12%
Comparison rate is 19.88% per annum.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
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Examples

Loan Amount of $5,000 over 18 months repayable weekly (78 weekly repayments). $5,000 (Principle Amount) + $1831.16 (Interest) = $6831.16 total repayable over 18 months with weekly installments of $87.57.

Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5041.72 (Interest) = $15041.72 total repayable over 24 months with weekly installments of $144.63.

* Reducing interest means that the 19.88% APR is applied to the outstanding balance on a loan. When a loan repayment is made, the loans outstanding balance goes down and the APR is applied to that lower balance. Therefore, the interest component of the loan will constantly reduce (as long as repayments are being made!) - thus it is called reducing interest.
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