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Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%). Click here to see a worked example.

The Annual Percentage Rate for Secured Medium Loans is 48%. Comparison Rate is 66.0347% p.a. This comparison rate is based on a Medium Amount Credit Contract for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable. Click here to see a worked example.

Cheap holiday ideas! Here are some suggestions

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Cheap holiday ideas can be few and far between when you are trying to book in a hurry so here are some ideas on how to tackle the holiday planning!

Are you feeling overwhelmed and looking for some cheap holiday ideas to get away, but not sure where to start?

Then stop stressing as we have some cheap holiday ideas for you!

Here are some cheap holiday ideas that aren’t going to break the bank but will give you that chill out time you need.

When you are looking for a holiday deal or cheap holiday ideas the best way to start would be researching online, this will maximise your time and still enable you to shop around to different companies very quickly.

Travel during the off peak times!

This can save you a lot of money as the tours and accommodation prices are usually a lot higher during peak times.

If you are flying to your destination you can save money by taking a flight that is before or after 8:00 am – 8:00 pm. However, you can also book flights during the middle of the week when flights are usually the cheapest.

Check out cheaper accommodation

If you’re up for a nice holiday that won’t break your budget then it is worth considering accommodation like farmstays, cabins and holiday parks.

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Farmstays are a great idea for family getaways as the kids get to learn about farming and taking care of animals and it doesn’t break the budget.

Holiday/caravan parks are another great cheap holiday idea. Most holiday parks these days offer more than just a piece of grass for your tent or caravan.

Many parks now boast a pool, playground, jumping pillow and sometimes movie night for the kids! Check out Big4 Holiday Parks and camp in style!

Have you ever considered doing a house swap?

Another cheap holiday idea would be an Aussie house swap. This is where you join an online site (as do others all over Australia and the world) and you look for a house that suits your needs in the location you want to visit.

You then negotiate dates with the other party and you holiday in each others house! This means you spend nothing on accommodation!

Go with a friend!

Other cheap holiday ideas could be sharing the cost of accommodation among friends, this can be a great way to get cheap holiday ideas and have friends to socialise with.

You may have to book a bigger place but if you are all sharing the costs it will allow you to get a bigger nicer accommodation that would normally be out of your budget.

Cheap holiday ideas – Budgeting for your holiday!

Work out a budget for your holiday:

Ensure you have enough money to cover your holiday to avoid racking up your credit card.

Before your holiday

Research your destination and plan your itinerary ahead of time, this way you can find out if there are any cheap tickets to events or discounts you can receive and from where.

For example groupon offer great discounts for sightseeing activities as long as you buy and book ahead of time.

Looking for something to do with the kids? We have some cheap school  holiday ideas for you too!

There are plenty of fun cheap holiday ideas for the kids right here at home!

cheap holiday ideas

cheap holiday ideas

For those kids who can’t keep still and are just dying to jump around Inflatable world or one of the indoor kids trampolining venues are always a massive hit with the kids.

Museum’s and Art Gallery’s always have awesome cheap holiday ideas for the kids. For example the Marvel Comics exhibition is touring Australia at the moment!

Your local library often has fun activities for kids on the school holiday’s drop in and see what’s happening there!

Have the kids plant a veggie garden in the backyard it will teach them how food is grown and will keep them entertained for hours! It will also need them to tend to it everyday for watering so will teach them responsibility and how to nurture plants as well.

Movie night! Set up a cinema in your own home with popcorn and treats and have everyone sit down to a new movie, if you are feeling really creative set up an outdoor cinema using a white sheet and a projector and invite some friends around!

Parks and Skateboard parks are always a good one to keep them entertained, you could try visiting a few new ones over your holiday’s to mix it up a bit.

As you can see there are plenty of cheap holiday ideas all you need is a little planning and budgeting and you can have a fun holiday that your kids will love!