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Discover Jacaranda Finance

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CASH TO YOUR BANK

We give you the outcome of your application with 60 minutes
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FAST APPROVALS

Quick Turnarounds & Decisions
$300 $4600
$2000
Adjust the above slider to your desired loan amount
Weekly
Fortnightly
Monthly
(you will be sent a verification code by SMS)

Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%). Click here to see a worked example.

The Annual Percentage Rate for Secured Medium Loans is 48%. Comparison Rate is 66.0347% p.a. This comparison rate is based on a Medium Amount Credit Contract for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable. Click here to see a worked example.

Communication Authority

The Spam Act refers to spam as ‘unsolicited commercial electronic messaging’. We understand that Spam threatens the viability and efficiency of electronic messaging. We also understand that communicating with you through the use of SMS and email is integral to providing you with the best service possible, therefore we follow three key steps relating to electronic messages:

Consent

We only send commercial electronic messages with your consent.

Identity

We clearly identify all of our communication pieces so as you know Jacaranda Finance is responsible for the electronic message.

Unsubscribe

We ensure that an unsubscribe facility is available with all of our electronic messages. We deal with unsubscribe requests promptly.

By providing your consent, you are confirming that:

  1. You understand that without your consent, we cannot communicate with you via e-mail or SMS.
  2. You have decided that you wish to receive electronic messages from Jacaranda Finance.
  3. You will ensure that electronic addresses you provide to us will be kept up to date by you.

I acknowledge that I have read and understood the consent given under the SPAM Act and agree to allow Jacaranda Finance to communicate with me via e-mail or SMS.

 

Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum

Costs

Up to 20% Establishment Fee charged upfront + monthly fee up to 4%

Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).

In APR terms, the maximum annual percentage rate on our loans between $300 and $2000 is 199.43%.

Terms

16
weeks minumum
50
weeks maximum

Example:

Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work

Loan amount

$2,001 minimum
$4,600 maximum

Costs

Annual Percentage Rate (APR) is 48% Comparison rate is 66.0347% p.a.

This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly instalments of $61.27.

For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

What our clients say

Communication Authority Overall rating: 4.7 out of 5 based on 148 reviews.

Great easy application

★★★★★
5 5 1
Very fast easy to apply thank you so much