Welcome to Jacaranda Finance

We are an award-winning lender that specialises in affordable, flexible, and most importantly, FAST loans. There are roughly three million people in Australia that are deemed ‘unbankable’ by traditional financial institutions. We pride ourselves on giving everyday Aussies from all walks of life a fair go for finance. Fintechs like Jacaranda are enabling the future of financial inclusion for everyone.

Jacaranda Finance offers quick cash loans from $2,500 to $15,000, 100% online. There is no need for paperwork or long waiting times. We were the first lender in Australia to deliver a 60-second3 loan transfer; when we say we are quick, we really mean it! Why do people choose Jacaranda Finance? Find out below.

Loan Details

Loan Amounts $5,000 – $15,000
Loan Terms 12 – 24 months
Starting Interest Rate (APR) – Excellent Credit
Check out our Rates & Fees page for all rate bands.
10.48%
Starting Comparison Rate – Excellent Credit
Check out our Rates & Fees page for all rate bands.
12.56%

Based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Type of rate Fixed Rate
Repayment options Weekly, Fortnightly, Monthly
Monthly account keeping fee $0 to $25
Early repayment fee $0
Average turnaround 60 minutes2
Loan Options Unsecured & secured options

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 12 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.

Over 4,800 Reviews On Trusted Platforms

Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.

Last updated: 03/05/2022

Super easy and fast system, applying was seamless and money was instant!

Shaan Johari – GOOGLE REVIEW

Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.

naomie falconer – GOOGLE REVIEW

Brilliant service and quick action during application process the best there can be when it comes to quick loans.

Nathan Ross – GOOGLE REVIEW

It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.

Dianita Miguel – GOOGLE REVIEW

Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.

Jim Mccullough – GOOGLE REVIEW

Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you.

Brendan Lau88 – GOOGLE REVIEW
 

How it works

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Fast application

After a quick personal loan? Apply anywhere, anytime in minutes, without the hassle of a long application. Most people take 5 minutes1.

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Quick outcomes

We’ll let you know if we think we can help you as quickly as possible. In some cases, we can let you know on the spot when you finish your application. If you’re eligible, we’ll be in touch to go over the finer details of your application.

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Get your funding

For most customers, we can have the cash in your bank and ready to use within 60-seconds3, once your contract has been signed.

Frequently Asked Questions