Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months receiving a rate of 10.48% (12.56% Comparison Rate). A borrower with an excellent credit history can expect to pay a total of $12,054.24. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 12.56% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 10.48% (12.56% comparison rate) with a maximum of 24% (41.50% comparison rate). The minimum loan term is 12 months and the maximum loan term is 36 months. For more details and examples visit our rates and fees page.

Who is Afterpay?

Afterpay is a buy now pay later service that allows you to purchase products on a payment plan of four instalments. Founded in Australia, Afterpay provides instant outcomes and access to a variety of products online and in-store.


Comparison Table * Jacaranda Logo AfterPay
Comparison Table*
Jacaranda Logo vs
AfterPay
Purchases up to $15,000
Jacaranda green-tick
AfterPay red-cross
Purchases up to $15,000 green-tick red-cross
Simple and easy application
Jacaranda green-tick
AfterPay green-tick
Simple and easy application green-tick green-tick
More than 4 repayments
Jacaranda green-tick
AfterPay red-cross
More than 4 repayments green-tick red-cross
Customer support team
Jacaranda green-tick
AfterPay green-tick
Customer support team green-tick green-tick
Service can be used on the weekend
Jacaranda green-tick
AfterPay green-tick
Service can be used on the weekend green-tick green-tick
100% online company
Jacaranda green-tick
AfterPay green-tick
100% online company green-tick green-tick
Google Reviews
Jacaranda five-stars
AfterPay red-cross
Google Reviews five-stars red-cross

* This comparison table has been created based on information provided on the entities website. This is subject to change and is updated on a month to month basis. We endeavour to keep this as up to date as possible.

Who is Jacaranda Finance?

Here at Jacaranda Finance, we pride ourselves on being an award-winning lender. We offer personal loan products from $2,500 to $15,000 to suit all Australians. Our simple and easy online application allows you to access finance at your fingertips anywhere, any time.

Loan Details

Loan Amounts $5,000 – $15,000
Loan Terms 12 – 24 months
Starting Interest Rate (APR) – Excellent Credit
Check out our Rates & Fees page for all rate bands.
10.48%
Starting Comparison Rate – Excellent Credit
Check out our Rates & Fees page for all rate bands.
12.56%

Based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Type of rate Fixed Rate
Repayment options Weekly, Fortnightly, Monthly
Monthly account keeping fee $0 to $25
Early repayment fee $0
Average turnaround 60 minutes2
Loan Options Unsecured & secured options

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 12 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.