Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months receiving a rate of 10.48% (12.56% Comparison Rate). A borrower with an excellent credit history can expect to pay a total of $12,054.24. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 12.56% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 10.48% (12.56% comparison rate) with a maximum of 24% (41.50% comparison rate). The minimum loan term is 12 months and the maximum loan term is 36 months. For more details and examples visit our rates and fees page.

Who is Cash Converters?

Cash Converters was once solely a pawnbroking business, but now also provides personal loans. In addition to pawnbroking and buying/selling second-hand items, Cash Converters provide personal loans up to $5,000 and car loans up to $45,000.

Comparison Table * Jacaranda Logo Cash Converters
Comparison Table*
Jacaranda Logo vs
Cash Converters
Personal loans over $5,000?
Jacaranda green-tick
Cash Converters red-cross
Personal loans over $5,000? green-tick red-cross
Instant bank transfers
Jacaranda green-tick
Cash Converters red-cross
Instant bank transfers green-tick red-cross
Approval in under 60-minutes2
Jacaranda green-tick
Cash Converters red-cross
Approval in under 60-minutes2 green-tick red-cross
Can I get an online loan approved all weekend?
Jacaranda green-tick
Cash Converters red-cross
Can I get an online loan approved all weekend? green-tick red-cross
Customer support team
Jacaranda green-tick
Cash Converters green-tick
Customer support team green-tick green-tick
Online account
Jacaranda green-tick
Cash Converters green-tick
Online account green-tick green-tick
100% online company
Jacaranda green-tick
Cash Converters red-cross
100% online company green-tick red-cross
What do the reviews say?
Jacaranda five-stars
Cash Converters two-stars
What do the reviews say? five-stars two-stars

* This comparison table has been created based on information provided on the entities website. This is subject to change and is updated on a month to month basis. We endeavour to keep this as up to date as possible.


Who is Jacaranda Finance?

Here at Jacaranda Finance, we pride ourselves on being an award-winning lender. We offer personal loan products from $2,500 to $15,000 to suit all Australians. Our simple and easy online application allows you to access finance at your fingertips anywhere, any time.

We are open when other lenders aren’t. Need a loan on the weekend? Don’t stress, we are available and ready to help. Need a loan fast? We were the first lender in Australia to deliver a 60-second3 loan payout. So, when you need fast and fair personal finance, Jacaranda Finance is here to help you.

2Subject to when you submit your application. 60-minute outcomes are not guaranteed.

Loan Details

Loan Amounts $5,000 – $15,000
Loan Terms 12 – 24 months
Starting Interest Rate (APR) – Excellent Credit
Check out our Rates & Fees page for all rate bands.
10.48%
Starting Comparison Rate – Excellent Credit
Check out our Rates & Fees page for all rate bands.
12.56%

Based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Type of rate Fixed Rate
Repayment options Weekly, Fortnightly, Monthly
Monthly account keeping fee $0 to $25
Early repayment fee $0
Average turnaround 60 minutes2
Loan Options Unsecured & secured options

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 12 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.