Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months receiving a rate of 10.48% (12.56% Comparison Rate). A borrower with an excellent credit history can expect to pay a total of $12,054.24. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 12.56% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 10.48% (12.56% comparison rate) with a maximum of 24% (41.50% comparison rate). The minimum loan term is 12 months and the maximum loan term is 36 months. For more details and examples visit our rates and fees page.


Who is Fundo?

Fundo is based in Sydney and provides small cash loans up to $2,500 across Australia. They offer short term loans from $1,000 to $2,500 with their online application process. They use their own “credit scoring” system and customer portal to monitor the loan process.

 

Comparison Table * Jacaranda Logo Fundo
Comparison Table*
Jacaranda Logo vs
Fundo
24/7 online application
Jacaranda green-tick
Fundo green-tick
24/7 online application green-tick green-tick
Flexible repayments
Jacaranda green-tick
Fundo green-tick
Flexible repayments green-tick green-tick
Instant transfers3
Jacaranda green-tick
Fundo green-tick
Instant transfers3 green-tick green-tick
Weekend office opening hours
Jacaranda green-tick
Fundo green-tick
Weekend office opening hours green-tick green-tick
100% online application
Jacaranda green-tick
Fundo green-tick
100% online application green-tick green-tick
$0 monthly fees
Jacaranda green-tick
Fundo red-cross
$0 monthly fees green-tick red-cross
Google Reviews
Jacaranda five-stars
Fundo five-stars
Google Reviews five-stars five-stars

* This comparison table has been created based on information provided on the entities website. This is subject to change and is updated on a month to month basis. We endeavour to keep this as up to date as possible.

 

Who is Jacaranda Finance?

Here at Jacaranda Finance, we pride ourselves on being an award-winning lender. We offer personal loan products from $2,500 to $15,000 to suit all Australians with flexible repayment terms. Our simple and easy online application allows you to access finance at your fingertips 24/7 anywhere, any time.

We use our own internal loan scoring system, utilising bank statement information, so we are able to be more inclusive lenders. Have bad credit? We might still be able to help you. Need fast cash? We were the first lender in Australia to deliver a 60-second3 loan payout. So, when you need fast and fair personal finance, Jacaranda Finance is here to help you. Our reviews are unmatched, so why wait?

Loan Details

Loan Amounts $5,000 – $15,000
Loan Terms 12 – 24 months
Starting Interest Rate (APR) – Excellent Credit
Check out our Rates & Fees page for all rate bands.
10.48%
Starting Comparison Rate – Excellent Credit
Check out our Rates & Fees page for all rate bands.
12.56%

Based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Type of rate Fixed Rate
Repayment options Weekly, Fortnightly, Monthly
Monthly account keeping fee $0 to $25
Early repayment fee $0
Average turnaround 60 minutes2
Loan Options Unsecured & secured options

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 12 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.