Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months receiving a rate of 10.48% (12.56% Comparison Rate). A borrower with an excellent credit history can expect to pay a total of $12,054.24. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 12.56% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 10.48% (12.56% comparison rate) with a maximum of 24% (41.50% comparison rate). The minimum loan term is 12 months and the maximum loan term is 36 months. For more details and examples visit our rates and fees page.

Who is Sunshine Loans?

Sunshine Loans provides personal loans from $150 to $2,500 with their online application process. They provide transfers within 30 minutes (during business hours) once a contract has been signed. The loan term is typically nine weeks, and they are open from 9:00am to 4:00pm Queensland time, Monday to Friday.

Comparison Table * Jacaranda Logo Sunshine Loans
Comparison Table*
Jacaranda Logo vs
Sunshine Loans
Can I borrow more than $2,500?
Jacaranda green-tick
Sunshine Loans red-cross
Can I borrow more than $2,500? green-tick red-cross
Instant bank transfers
Jacaranda green-tick
Sunshine Loans red-cross
Instant bank transfers green-tick red-cross
Approval in under 60-minutes2
Jacaranda green-tick
Sunshine Loans red-cross
Approval in under 60-minutes2 green-tick red-cross
Can I get loan funds in my bank account all weekend?
Jacaranda green-tick
Sunshine Loans red-cross
Can I get loan funds in my bank account all weekend? green-tick red-cross
Customer support team
Jacaranda green-tick
Sunshine Loans green-tick
Customer support team green-tick green-tick
Family-owned and operated
Jacaranda green-tick
Sunshine Loans green-tick
Family-owned and operated green-tick green-tick
Flexible repayment terms
Jacaranda green-tick
Sunshine Loans red-cross
Flexible repayment terms green-tick red-cross
Google Reviews
Jacaranda five-stars
Sunshine Loans four-stars
Google Reviews five-stars four-stars

* This comparison table has been created based on information provided on the entities website. This is subject to change and is updated on a month to month basis. We endeavour to keep this as up to date as possible.

Who is Jacaranda Finance?

Here at Jacaranda Finance we pride ourselves on being an award-winning lender. We offer personal loan products from $2,500 to $15,000 to suit all Australians with flexible repayment terms. Our simple and easy online application allows you to access finance at your fingertips anywhere, any time.

We open when other lenders won’t. Need a loan on the weekend? Don’t stress, we are available and ready to help. Need fast cash? We were the first lender in Australia to deliver a 60-second3 loan payout. So, when you need fast and fair personal finance, Jacaranda Finance is here to help you.

2Subject to when you submit your application. 60-minute outcomes are not guaranteed.

Loan Details

Loan Amounts $5,000 – $15,000
Loan Terms 12 – 24 months
Starting Interest Rate (APR) – Excellent Credit
Check out our Rates & Fees page for all rate bands.
10.48%
Starting Comparison Rate – Excellent Credit
Check out our Rates & Fees page for all rate bands.
12.56%

Based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Type of rate Fixed Rate
Repayment options Weekly, Fortnightly, Monthly
Monthly account keeping fee $0 to $25
Early repayment fee $0
Average turnaround 60 minutes2
Loan Options Unsecured & secured options

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 12 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.