Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months receiving a rate of 10.48% (12.56% Comparison Rate). A borrower with an excellent credit history can expect to pay a total of $12,054.24. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 12.56% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 10.48% (12.56% comparison rate) with a maximum of 24% (41.50% comparison rate). The minimum loan term is 12 months and the maximum loan term is 36 months. For more details and examples visit our rates and fees page.

Who is Hock Your Ride?

Hock Your Ride is a licensed car pawnbroker and money lending company based in Yatala, Queensland. They service the Brisbane, Gold Coast, and Sydney areas. Hock Your Ride offers loans against: cars, motorbikes, boats, trucks, jet skis, trailers, machinery, and caravans.

In addition to these, Hock Your Ride also offers secured loans in the form of consignment loans, no credit check cash loans, business loans, bankrupt loans, bad credit loans, and drive away loans QLD. The company lends between 30 – 70% of the total market value of the vehicle.

Comparison Table * Jacaranda Logo Hock Your Ride
Comparison Table*
Jacaranda Logo vs
Hock Your Ride
Can you borrow more than $5,000?
Jacaranda green-tick
Hock Your Ride red-cross
Can you borrow more than $5,000? green-tick red-cross
Instant bank transfers
Jacaranda green-tick
Hock Your Ride red-cross
Instant bank transfers green-tick red-cross
Approval in under 60-minutes2
Jacaranda green-tick
Hock Your Ride red-cross
Approval in under 60-minutes2 green-tick red-cross
Can I get an online loan approved all weekend?
Jacaranda green-tick
Hock Your Ride red-cross
Can I get an online loan approved all weekend? green-tick red-cross
Customer support team
Jacaranda green-tick
Hock Your Ride red-cross
Customer support team green-tick red-cross
Online account
Jacaranda green-tick
Hock Your Ride red-cross
Online account green-tick red-cross
100% online company
Jacaranda green-tick
Hock Your Ride red-cross
100% online company green-tick red-cross
What do the reviews say?
Jacaranda five-stars
Hock Your Ride five-stars
What do the reviews say? five-stars five-stars

* This comparison table has been created based on information provided on the entities website. This is subject to change and is updated on a month to month basis. We endeavour to keep this as up to date as possible.

Who is Jacaranda Finance?

Jacaranda Finance is a Brisbane-based award-winning prime lender. We help everyday Aussies secure their financial footing through offering flexible loans from $2,500 to $15,000.

Here at Jacaranda, we have streamlined our application process to be as simple as possible. It typically takes only 5 minutes to complete, and our loan processing system works 24/7 to provide you with an outcome in under 60-minutes2. What’s even better is that 90% of customers receive their money within 60-seconds3 of approval.

Whether you’re searching for fast cash on a Sunday, or looking for a loan in the early hours of the morning, Jac’s got your back when you need cash fast!

Over 4,800 Reviews On Trusted Platforms

Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.

Last updated: 03/05/2022

Super easy and fast system, applying was seamless and money was instant!

Shaan Johari – GOOGLE REVIEW

Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.

naomie falconer – GOOGLE REVIEW

Brilliant service and quick action during application process the best there can be when it comes to quick loans.


It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.

Dianita Miguel – GOOGLE REVIEW

Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.

Jim Mccullough – GOOGLE REVIEW

Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you.

Brendan Lau88 – GOOGLE REVIEW

How it works

Fast Application

Need cash fast? Jacaranda Finance’s loan application form takes only minutes to complete, and is available to Aussies nationwide.

Quick Outcomes

After you apply, we’ll assess your current financial situation to see whether you’d be a good fit for one of our loans. As one of Brisbane’s fastest lending companies, we endeavour to provide applicants with an outcome within 60-minutes2 of applying. For those which need a little longer to process, we’ll keep you updated with the progress of your application.

Instant Cash

90% of customers have the cash in their account within 60-seconds3 of approval. For those who don’t, you’ll only have to wait overnight from the day of approval to receive your deposit.

Frequently Asked Questions