Searching for a personal loan? You've come to the right place.

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Apply in less than 8 minutes

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Apply in less than 8 minutes

Welcome to Jacaranda Finance

We are an award-winning lender that specialises in affordable, flexible, and most importantly, FAST loans. There are roughly three million people in Australia that are deemed ‘unbankable’ by traditional financial institutions. We pride ourselves on giving everyday Aussies from all walks of life a fair go for finance. Fintechs like Jacaranda are enabling the future of financial inclusion for everyone.

Jacaranda Finance offers quick cash loans from $1,000 to $15,000, 100% online. There is no need for paperwork or long waiting times. We were the first lender in Australia to deliver a 60-second loan transfer; when we say we are quick, we really mean it! Why do people choose Jacaranda Finance? Find out below

Google Reviews

Overall rating: 4.9 out of 5, based on 1,281 reviews

5 star rating
Incredibly fast and helpful when it came to getting a loan on short notice.
Ricky G
5 star rating
Great and fast service, really easy to apply and my application was processed the same day.
Elizabeth T
5 star rating
Fast, quick service even helped out on a weekend which was a nice surprise Thanks again.
Thomas P

Reviews don’t lie 🌟

Reviews current as of June, 2021.

Personal Loan Calculator

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Use the calculator to the left to calculate your personal loan

Total Repayable


Loan Amount: $2,400

Interest: $307

Estimated Repayments







*The repayments shown by our personal loan repayment calculator is an estimate based on the information you provided. Actual repayment amounts may vary depending on your individual circumstances.

How it works

Fast application

Fast application

After a quick personal loan? Apply anywhere, anytime in minutes, without the hassle of a long application. Most people take 8 minutes.

Quick outcomes

Quick outcomes

We'll let you know if we think we can help you on the spot when you finish your application. If you’re eligible, we’ll be in touch to go over the finer details of your application.

Get Your Funding

Get Your Funding

For most customers, we can have the cash in your bank and ready to use within 24 hours, once your contract has been signed.

Frequently Asked Questions

*If you apply within our business hours.

**If you have an NPP-enabled bank account.