Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.

Who is Afterpay?

Afterpay is a buy now pay later service that allows you to purchase products on a payment plan of four instalments. Founded in Australia, Afterpay provides instant outcomes and access to a variety of products online and in-store.


Comparison Table * Jacaranda Logo AfterPay
Comparison Table*
Jacaranda Logo vs
AfterPay
Purchases up to $15,000
Jacaranda green-tick
AfterPay red-cross
Purchases up to $15,000 green-tick red-cross
Simple and easy application
Jacaranda green-tick
AfterPay green-tick
Simple and easy application green-tick green-tick
More than 4 repayments
Jacaranda green-tick
AfterPay red-cross
More than 4 repayments green-tick red-cross
Customer support team
Jacaranda green-tick
AfterPay green-tick
Customer support team green-tick green-tick
Service can be used on the weekend
Jacaranda green-tick
AfterPay green-tick
Service can be used on the weekend green-tick green-tick
100% online company
Jacaranda green-tick
AfterPay green-tick
100% online company green-tick green-tick
Google Reviews
Jacaranda five-stars
AfterPay red-cross
Google Reviews five-stars red-cross

* This comparison table has been created based on information provided on the entities website. This is subject to change and is updated on a month to month basis. We endeavour to keep this as up to date as possible.

Who is Jacaranda Finance?

Here at Jacaranda Finance, we pride ourselves on being an award-winning lender. We offer personal loan products from $2,500 to $15,000 to suit all Australians. Our simple and easy online application allows you to access finance at your fingertips anywhere, any time.

Loan Details

Loan Amounts $5,000 – $15,000
Loan Terms 9 – 24 months
Starting Interest Rate (APR) 11.42% (Excellent Credit)
Starting Comparison Rate 14.49% (Excellent Credit)
Ceiling Interest Rate (APR) 21.24% (Average Credit)
Ceiling Comparison Rate 45.56% (Average Credit)
Type of rate Fixed Rate
Repayment options Weekly, Fortnightly, Monthly
Monthly Fee $0
Early repayment fee $0
Average turnaround 60 minutes2
Loan Options Unsecured & secured options

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.