Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.
Who is Afterpay?
Afterpay is a buy now pay later service that allows you to purchase products on a payment plan of four instalments. Founded in Australia, Afterpay provides instant outcomes and access to a variety of products online and in-store.
Comparison Table * |
|
AfterPay |
Comparison Table*
AfterPay
|
Purchases up to $15,000
Jacaranda
AfterPay
|
Purchases up to $15,000 |
|
|
Simple and easy application
Jacaranda
AfterPay
|
Simple and easy application |
|
|
More than 4 repayments
Jacaranda
AfterPay
|
More than 4 repayments |
|
|
Customer support team
Jacaranda
AfterPay
|
Customer support team |
|
|
Service can be used on the weekend
Jacaranda
AfterPay
|
Service can be used on the weekend |
|
|
100% online company
Jacaranda
AfterPay
|
100% online company |
|
|
Google Reviews
Jacaranda
AfterPay
|
Google Reviews |
|
|
* This comparison table has been created based on information provided on the entities website. This is subject to change and is updated on a month to month basis. We endeavour to keep this as up to date as possible.
Who is Jacaranda Finance?
Here at Jacaranda Finance, we pride ourselves on being an award-winning lender. We offer personal loan products from $2,500 to $15,000 to suit all Australians. Our simple and easy online application allows you to access finance at your fingertips anywhere, any time.
Loan Details
Loan Amounts | $5,000 – $15,000 |
---|---|
Loan Terms | 9 – 24 months |
Starting Interest Rate (APR) | 11.42% (Excellent Credit) |
Starting Comparison Rate | 14.49% (Excellent Credit) |
Ceiling Interest Rate (APR) | 21.24% (Average Credit) |
Ceiling Comparison Rate | 45.56% (Average Credit) |
Type of rate | Fixed Rate |
Repayment options | Weekly, Fortnightly, Monthly |
Monthly Fee | $0 |
Early repayment fee | $0 |
Average turnaround | 60 minutes2 |
Loan Options | Unsecured & secured options |
Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.