Jacaranda Finance vs. Sunshine Loans
I would like to borrow
$5,000
$and pay it back over
17 months
$159.53
estimated
Estimated repayments starting from
Done in 8 mins
22 people
have applied today
GOOGLE RATING
2,000+ reviews
Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.
Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.
Who is Sunshine Loans?
Sunshine Loans provides personal loans from $150 to $2,500 with their online application process. They provide transfers within 30 minutes (during business hours) once a contract has been signed. The loan term is typically nine weeks, and they are open from 9:00am to 4:00pm Queensland time, Monday to Friday.
| Comparison Table * |
|
Sunshine Loans |
Comparison Table*
vs
Sunshine Loans
|
|
Can I borrow more than $2,500?
Jacaranda
Sunshine Loans
|
Can I borrow more than $2,500? |
|
|
|
Instant bank transfers
Jacaranda
Sunshine Loans
|
Instant bank transfers |
|
|
|
Approval in under 60-minutes2
Jacaranda
Sunshine Loans
|
Approval in under 60-minutes2 |
|
|
|
Can I get loan funds in my bank account all weekend?
Jacaranda
Sunshine Loans
|
Can I get loan funds in my bank account all weekend? |
|
|
|
Customer support team
Jacaranda
Sunshine Loans
|
Customer support team |
|
|
|
Family-owned and operated
Jacaranda
Sunshine Loans
|
Family-owned and operated |
|
|
|
Flexible repayment terms
Jacaranda
Sunshine Loans
|
Flexible repayment terms |
|
|
|
Google Reviews
Jacaranda
Sunshine Loans
|
Google Reviews |
|
|
* This comparison table has been created based on information provided on the entities website. This is subject to change and is updated on a month to month basis. We endeavour to keep this as up to date as possible.
Who is Jacaranda Finance?
Here at Jacaranda Finance we pride ourselves on being an award-winning lender. We offer personal loan products from $2,500 to $15,000 to suit all Australians with flexible repayment terms. Our simple and easy online application allows you to access finance at your fingertips anywhere, any time.
We open when other lenders won’t. Need a loan on the weekend? Don’t stress, we are available and ready to help. Need fast cash? We were the first lender in Australia to deliver a 60-second3 loan payout. So, when you need fast and fair personal finance, Jacaranda Finance is here to help you.
2Subject to when you submit your application. 60-minute outcomes are not guaranteed.
Loan Details
| Loan Amounts | $5,000 – $15,000 |
|---|---|
| Loan Terms | 9 – 24 months |
| Starting Interest Rate (APR) | 11.42% (Excellent Credit) |
| Starting Comparison Rate | 14.49% (Excellent Credit) |
| Ceiling Interest Rate (APR) | 21.24% (Average Credit) |
| Ceiling Comparison Rate | 45.56% (Average Credit) |
| Type of rate | Fixed Rate |
| Repayment options | Weekly, Fortnightly, Monthly |
| Monthly Fee | $0 |
| Early repayment fee | $0 |
| Average turnaround | 60 minutes2 |
| Loan Options | Unsecured & secured options |
Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.