Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.

Who is Wallet Wizard?

Wallet Wizard is an online lender that offers personal loans and lines of credit from $500 to $5,000 for Australian consumers. Wallet Wizard’s online application allows people to apply for and redraw from their credit balance.

Comparison Table * Jacaranda Logo Wallet Wizard
Comparison Table*
Jacaranda Logo vs
Wallet Wizard
Can you borrow more than $5,000?
Jacaranda green-tick
Wallet Wizard red-cross
Can you borrow more than $5,000? green-tick red-cross
Instant bank transfers
Jacaranda green-tick
Wallet Wizard red-cross
Instant bank transfers green-tick red-cross
Approval in under 60-minutes2
Jacaranda green-tick
Wallet Wizard red-cross
Approval in under 60-minutes2 green-tick red-cross
Can I get loan funds in my bank account all weekend?
Jacaranda green-tick
Wallet Wizard red-cross
Can I get loan funds in my bank account all weekend? green-tick red-cross
Customer support team
Jacaranda green-tick
Wallet Wizard green-tick
Customer support team green-tick green-tick
Transparent fees
Jacaranda green-tick
Wallet Wizard green-tick
Transparent fees green-tick green-tick
Google Reviews
Jacaranda five-stars
Wallet Wizard red-cross
Google Reviews five-stars red-cross

* This comparison table has been created based on information provided on the entities website. This is subject to change and is updated on a month to month basis. We endeavour to keep this as up to date as possible.

Who is Jacaranda Finance?

Here at Jacaranda Finance, we pride ourselves on being an award-winning lender. We offer personal loan products from $2,500 to $15,000 to suit all Australians. Our simple and easy online application allows you to access finance at your fingertips anywhere, any time.

Loan Details

Loan Amounts $5,000 – $15,000
Loan Terms 9 – 24 months
Starting Interest Rate (APR) 11.42% (Excellent Credit)
Starting Comparison Rate 14.49% (Excellent Credit)
Ceiling Interest Rate (APR) 21.24% (Average Credit)
Ceiling Comparison Rate 45.56% (Average Credit)
Type of rate Fixed Rate
Repayment options Weekly, Fortnightly, Monthly
Monthly Fee $0
Early repayment fee $0
Average turnaround 60 minutes2
Loan Options Unsecured & secured options

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate) with a maximum of 21.24% (45.56% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. For more details and examples visit our rates and fees page.