Jacaranda Finance vs. Zip-Pay

Jacaranda Finance vs. Zip-Pay

Tick100% Online
TickSimple and Easy Application
TickQuick Loan Outcomes
TickInstant Transfers
TickBad Credit OK

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66 people have applied today

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Who is Zip-Pay?

Zip-Pay is a buy now, pay later product that allows you to shop online and in-store for products up to $1,000. With a flexible repayment plan, Zip allows customers to purchase products and pay them off at a later date.

Comparison Table *
Jacaranda Logo

Purchases up to $15,000 green-tick red-cross
Australian owned and operated green-tick green-tick
Flexible repayments green-tick green-tick
Customer support team green-tick green-tick
Can be used on the weekend green-tick green-tick
100% online company green-tick green-tick
Google Reviews five-stars red-cross

* This comparison table has been created based on information provided on the entities website. This is subject to change and is updated on a month to month basis. We en devour to keep this as up to date as possible.

Who is Jacaranda Finance?

Here at Jacaranda Finance, we pride ourselves on being an award-winning lender. We offer personal loan products from $1,000 to $15,000 to suit all Australians. Additionally, we offer car loans from $5,000 to $35,000 for new and used cars. Our simple and easy online application allows you to access finance at your fingertips anywhere, any time.

We are open when other lenders aren’t. Need a loan on the weekend? Don’t stress, we are available and ready to help. Need a loan fast? We were the first lender in Australia to deliver a 60-second loan payout. So, when you need fast and fair personal finance, Jacaranda Finance is here to help you.

Google Reviews

Overall rating: 4.9 out of 5, based on 1,281 reviews

5 star rating
Incredibly fast and helpful when it came to getting a loan on short notice.
Ricky G
5 star rating
Great and fast service, really easy to apply and my application was processed the same day.
Elizabeth T
5 star rating
Fast, quick service even helped out on a weekend which was a nice surprise Thanks again.
Thomas P

Reviews don’t lie 🌟

Reviews current as of June, 2021.

Personal Loan Calculator

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Total Repayable


Loan Amount: $2,400

Interest: $307

Estimated Repayments







*The repayments shown by our personal loan repayment calculator is an estimate based on the information you provided. Actual repayment amounts may vary depending on your individual circumstances.

How it works

Fast application

Fast application

After a quick personal loan? Apply anywhere, anytime in minutes, without the hassle of a long application. Most people take 8 minutes.

Quick outcomes

Quick outcomes

We'll let you know if we think we can help you on the spot when you finish your application. If you’re eligible, we’ll be in touch to go over the finer details of your application.

Get Your Funding

Get Your Funding

For most customers, we can have the cash in your bank and ready to use within 24 hours, once your contract has been signed.

Frequently Asked Questions

*If you apply within our business hours.

**If you have an NPP-enabled bank account.