Discover Jacaranda Finance

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FAST APPROVALS

Quick Turnarounds & Decisions
$300 $4600
$2000
Adjust the above slider to your desired loan amount
Weekly
Fortnightly
Monthly
(you will be sent a verification code by SMS)

Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

DISCLOUSRE ACKNOWLEDGEMENT & CONSENT

DISCLOUSRE ACKNOWLEDGEMENT & CONSENT

Privacy Act 1988

 

I understand that by completing an application for credit that Jacaranda Finance Pty Ltd will collect, use, hold and disclose my

information as outlined in the Jacaranda Finance Privacy Policy and Jacaranda Finance Credit Reporting Policy. I declare that I have read the Jacaranda Finance Privacy Policy and Jacaranda Finance Credit Reporting Policy, which contain notifiable matters.

 

Collection of information

I consent to Jacaranda Finance Pty Ltd collecting personal and credit information from me. I understand that if I do not provide all information that is requested from me, Jacaranda Finance Pty Ltd may be unable to provide me with their financial services. I also understand that if any of my personal information should change, such as residential address, phone number or email address, it is my responsibility to advise Jacaranda Finance Pty Ltd of this. I understand it may not always be practical or reasonable to collect information from me and as such I provide my consent for Jacaranda Finance Pty Ltd to collect personal information about me on an ongoing basis from:

If any of these parties should request this Acknowledgement and Consent before providing information, I consent for this to be provided to them.

 

Use of information

I consent to Jacaranda Finance Pty Ltd collecting my information for the purposes of providing me with financial services and any related purpose such as:

 

Disclosure of information

I consent to Jacaranda Finance Pty Ltd disclosing my personal information in order to provide me with their financial services and any other related purpose as outlined above, on an ongoing basis to:

 

I understand my information may also be disclosed in other circumstances outlined in the Jacaranda Finance Privacy Policy and Credit Reporting Policy.

 

Promotion of Products and Services

I consent to being contacted by Jacaranda Finance Pty Ltd, and any external third parties or agents who act on their behalf, for the purposes of the promotion of products and services. I understand that I may withdraw my consent and request not to receive promotional communications at any time by contacting the Jacaranda Finance privacy officer at info@jacarandafinance.com.au

 

Exchange of Information with Credit Reporting Bodies

I give my expressed and informed consent to Jacaranda Finance Pty Ltd exchanging my personal and credit information with credit reporting bodys. I understand that by giving this consent, Jacaranda Finance Pty Ltd may collect information about me from credit reporting bodies, such as a credit report about me, as outlined in the Jacaranda Finance Credit Reporting Policy. I also understand that by giving this consent, Jacaranda Finance Pty Ltd may disclose information about me to credit reporting bodies, such as default information about me, as outlined in the Jacaranda Finance Credit Reporting Policy. I understand that the details of the credit reporting body(s) that Jacaranda Finance Exchanges information with are as follows;

 

Veda/Equifax Advantage Information Services and Solutions Limited

Email: Membership.query@veda.com.au

Privacy Policy: http://www.veda.com.au/privacy

 

Electronic Identity Verification

I consent to Jacaranda Finance disclosing my information, such as name, date of birth, address, phone number and identity document information, such as Drivers Licence and Medicare card, to a credit reporting body for the purpose of completing an electronic identity verification. I understand that the credit reporting body will attempt to match the information I have provided with information they have access to, and provide an assessment regarding the collected information. I understand as part of the identity verification process, personal details I have provided will be matched to information held by the issuer or Official Record Holder via third party systems. I understand that if no match is found between the details I provide and the information held by the credit reporting body, Jacaranda Finance will notify me of this. I understand that if no match is found, I will have the opportunity to provide further documentation to verify my identity. I also understand that if Jacaranda Finance is unable to verify my identity, Jacaranda Finance will be unable to provide me with financial services.

 

Anti-Money Laundering and Counter-Terrorism Financing Act 2006

I give my expressed and informed consent to Jacaranda Finance Pty Ltd disclosing my information, such as name, date of birth, address, phone number and drivers license details to a credit reporting body to complete an electronic identity verification.

 

I understand that the credit reporting body will attempt to match the information I have provided with the information they have, and provide an assessment. I understand that if no match is found between the details I provide and the information held by the credit reporting body, Jacaranda Finance Pty Ltd will notify me of this. I also understand that if no match is found, I will have the opportunity to provide further documentation to verify my identity. I understand that if Jacaranda Finance Pty Ltd is unable to verify my identity, Jacaranda Finance Pty Ltd will be unable to provide me with financial services.

 

Electronic Transactions Act 1999

I consent to receiving all communications, information and documents, where possible, from Jacaranda Finance Pty Ltd through electronic communications, including but not limited to:

 

I understand that by giving consent to receiving electronic communications;

 

Spam Act 2003

I understand that under the Spam Act 2003, Jacaranda Finance Pty Ltd may not communicate with me via commercial electronic messages unless I provide my consent. I consent to Jacaranda Finance Pty Ltd communicating with me via commercial electronic messages (email, SMS, fax) in order to provide me with convenient and fast communications.

 

Electronic Bank Statement Retrieval

I understand that I am not required to use the electronic bank statement retrieval solution provided by BankStatements.com.au (Bank Statements) or equivalent services and by doing so, I am using this service at my own risk. I understand that by using Bank Statements, I consent to them having read only access to my bank account transaction data and for this data to be provided to Jacaranda Finance Pty Ltd. I understand that the transaction data supplied may include transactions from the previous 12 months from all available accounts. I Acknowledge that before using this service, I have read and agreed to their User Terms & Conditions and Privacy Policy.

 

Declaration and Consent

I declare that I have read and understood this Acknowledgement and Consent document and that I acknowledge, authorise and consent to all the terms that it sets out.

 

 

Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum

Costs

Up to 20% Establishment Fee charged upfront + monthly fee up to 4%

Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).

Terms

16
weeks minumum
50
weeks maximum

Example:

Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work

Loan amount

$2,001 minimum
$4,600 maximum

Costs

Annual Percentage Rate (APR) is 48% Comparison rate is 66.0347% p.a.

This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly instalments of $61.27.

For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

What our clients say

DISCLOUSRE ACKNOWLEDGEMENT & CONSENT Overall rating: 4.7 out of 5 based on 147 reviews.

Great easy application

★★★★★
5 5 1
Very fast easy to apply thank you so much