Faster than your bank

Borrow up to
$15,000
Unsecured

Starting Interest Rate
11.42
%P.A.
Starting Comparison Rate
14.49
%P.A.
Apply Now For Mates Rates
Google Reviews Logo 4.9/5
2,000+ Reviews

  • Apply in 8 minutes1
  • Approval in 60 minutes2
  • Access funds in as little as 60 seconds3
Apply Now For Mates Rates
Google Reviews Logo 4.9/5
2,000+ Reviews

Credit criteria and terms and conditions apply. Representative example: based on a loan of $10,000 over 36 months a borrower with an excellent credit history can expect to pay a total of $12,389.76. WARNING: This comparison rate is valid only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate with the lender that finances your loan. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 14.49% p.a. and includes all interest and fees included in your loan repayments over the life of your loan. For our personal loan product the APR starts from a minimum of 11.42% (14.49% comparison rate). The minimum loan term is 9 months and the maximum loan term is 24 months. Most applications are processed within 60 minutes during normal business hours. 60 minute approvals are an average ceiling of our typical applicant’s approval process and are not guaranteed. 60 minute approvals are not available to applicants who apply outside of the normal business hours.

What You’ll Need

Our 100% online application can typically be done and dusted in just 8 minutes1. Once you hit ‘submit’ with us, we give you an outcome within 60-minutes2. Once you’ve signed your digital contract, we release your funds immediately. Most approved customers have the funds in their bank account and ready to use within 60 seconds3.

Learn more about how our loan process works

Express Loan Details

Loan Amount From
$5,000 – $15,000
Loan Terms
9 – 24 months
Starting Interest Rate
11.42
%P.A.
Starting Comparison Rate
14.49
%P.A.
  • 60-minute turnaround2
  • Fixed Rate
  • $0 early exit fee
  • $0 monthly fee

60 second payments to PayID enabled banks

How do I get approved?

Start the application process
iPhone
Apply online, it’s simple and easy

Submit an application via our 100% online application. This could take you as little as 8 mins 1 to complete. Most applicants have an outcome from their application within 60 minutes2.

applications
Accept your contract & we release your money instantly

Once you digitally sign your contract, we’ll release your money instantly3. Most clients have their money in their bank account and ready to use straight away (even on weekends).

money
Manage your account effortlessly

Through our customer portal, you can manage your loan and repayments with ease. Check balances, make extra repayments and payout your loan early at the click of a button.

iPhone
Apply online, it’s simple and easy

Submit an application via our 100% online application. This could take you as little as 8 mins 1 to complete. Most applicants have an outcome from their application within 60 minutes2.

applications
Accept your contract & we release your money instantly

Once you digitally sign your contract, we’ll release your money instantly3. Most clients have their money in their bank account and ready to use straight away (even on weekends).

money
Manage your account effortlessly

Through our customer portal, you can manage your loan and repayments with ease. Check balances, make extra repayments and payout your loan early at the click of a button.

Our customers love us

Sometimes we offer customers incentives encouraging an honest review be it negative or positive based on their experience. It is possible that some reviews were written by customers who received a reward.

Last updated: 03/05/2022

What our customers say

Super easy and fast system, applying was seamless and money was instant!

Shaan Johari – GOOGLE REVIEW

Jacaranda is always helpful, wonderful customer service every time. Contact is easy and quick.

naomie falconer – GOOGLE REVIEW

Brilliant service and quick action during application process the best there can be when it comes to quick loans.

Nathan Ross – GOOGLE REVIEW

It is easy to apply online, fast, reliable and they will try to help you as much as they can. I can recommend it to my friends and relatives. Thank you very much.

Dianita Miguel – GOOGLE REVIEW

Excellent service once again from Jacaranda. Great improvements to the application process, very easy & efficient.

Jim Mccullough – GOOGLE REVIEW

Excellent 5 STAR customer service and always available with a quick response. Very happy with advice and the fantastic service provided. Quick, hassle free and easy. Thank you.

Brendan Lau88 – GOOGLE REVIEW
 

Frequently Asked Questions

Need a hand?
24hr loan processing.

Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, if you need some help navigating what the best loan is for you, our friendly team is more than happy to answer any questions you may have.