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Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%). Click here to see a worked example.

The Annual Percentage Rate for Secured Medium Loans is 48%. Comparison Rate is 66.0347% p.a. This comparison rate is based on a Medium Amount Credit Contract for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable. Click here to see a worked example.

Oh Deer, it’s Christmas! Here’s a few extra ways to survive Christmas expenses.

Every year we get to this time and think ‘I can’t believe how quickly this year has gone’. Well, 2017 is no different. The past 10 months have just flown by and now we are just 7 weeks from Christmas and decorations have already started going up in all the shopping centres. If you are like most Australians at this time of year and you haven’t even started thinking about Christmas gifts, let alone saving money for them, then you’ll love these greats tips on how to get your money’s worth this festive season.

While, in the United States, shoppers normally hold out until Black Friday to buy their Christmas gifts, Australia is yet to establish such extensive sales in the lead up to December 25th. Many Australians, who are just dying to save a dollar or 2 on their Christmas gifts, will normally wait until the Boxing Day sales to splash some of their hard-earned cash.  This normally involves a full day, or 2, of zig zagging in and out of thousands of other Christmas shoppers who had the same idea.

christmas expenses

If the thought of this already has you feeling claustrophobic then here is a list of sales that are happening in the lead up to Christmas;

These are just some of the Christmas sales happening this festive season. If you just take a stroll through any of the big shopping centres throughout the country, you will come across piles and piles of discounted goods.

If you’re issues begin and end with your bank account balance and some of these deals just aren’t enough, then here are some tips on how to save those dollars in the lead up to Christmas;

christmas expenses

We hope that these tips will assist in easing your Christmas panic. It is the most wonderful time of the year but it can also be the most stressful time of the year so try not to pull your hair out too much. If money stress is taking over your Christmas cheer then perhaps apply for a short-term personal loan with Jacaranda Finance today and give your family the amazing gifts you think they deserve. With 12 months to pay off your loan, you’ll be laughing all the way through the new year.

Jacaranda Finance

Contact us today and find out how our short-term personal loans can turn that Christmas frown upside down. Visit: