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Frequently Asked Questions: Bad Credit Loans

Do you have questions about our bad credit loans? We have answered some of our most frequently asked questions about our bad credit loans so you can find the answer you’re looking for!

Jacaranda Finance are bad credit loan specialists. We are proudly Australian owned and operated by Australians, for Australians. Our dedicated loan underwriters do their best to deliver loan outcomes for our customers within just 60-minutes*. Once approved for your loan, if you have an NPP-enabled bank account (which is 90% of bank accounts), you will have your cash ready to use in 60-seconds.

We’re one of Australia’s fastest lenders. What are you waiting for? Apply for a bad credit loan today! Any questions you have, you will find the answer below.

All questions
💳 Bad Credit
🤸 Our Loans
📋 Application Process
💸 Your Active Loan

💳 Bad Credit

🤸 Our Loans

📋 Application Process

💸 Your Active Loan

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Get your cash in 60 seconds once approved*

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3 types of bad credit loans

Loan Type Security Options Loan Amount Loan Term
Small Loan Unsecured $1,000 to $2,000 12 months
Medium Loan Secured $2,100 to $4,600 13 to 36 months
Large Loan Secured $5,000 to $15,000 13 to 36 months

Reviews don’t lie 🌟

Reviews current as of June, 2021.

A lender you can trust

Jacaranda Finance is the online lender giving Aussies a fair go. We believe in honesty and transparency. We don’t hide our fees and charges. So, you can rest easy knowing you’re in safe hands. The best part is you can apply 100% online without the stress of pages and pages of unnecessary paperwork. Our online application form could only take you a few short minutes to complete. You can apply wherever you are and whenever you like. Jacaranda is built for Aussie borrowers on the go!

At Jacaranda Finance, we take a fresh approach to assessing bad credit loan applications. Our team understands that people and circumstances change. Why should you be judged on a mistake you made up to 7 years ago! If our team can see you have made a considerable effort to reconcile bad credit then you could be eligible for a bad credit rating loan. The best part is an application with Jacaranda is free of charge. That means we’ll assess your application and get back to you with a speedy outcome, without any initial fees.

Contact us

If you have a question about our bad credit loans, you can get in touch with our friendly and helpful customer service team. To speak to someone directly, you can give us a call on 1300 189 829 between 8 am to 6 pm Monday to Friday. If you have a query outside of these times – simply send the team an email to apply@jfloans.com.au.