Apply for Farm Loans With Jacaranda Finance
That’s right, at Jacaranda Finance we value the Australian agricultural industry. That’s why we can provide farm loans from anywhere between $300 and $10,000.
So, if you’re looking to make a few improvements around your property, Jacaranda could have the farm development loan for you. Perhaps you’re looking to purchase cattle? Getting a loan to buy cattle could be your next big move. Whatever it might be, why not let Jacaranda see what we can do for you! If you apply during regular AEST business hours, we could get you a direct loan today!
What Are Farm Loans?
Wondering what a farm loan actually is? Essentially, Jacaranda Finance offers farmers loans of anywhere from $300 up to $10,000 cash for things like property development, cattle, and agricultural purposes.
At Jacaranda, we love supporting local business – so, that’s why we have made it simpler than ever for our farmers to apply for a farm loan. If you’ve been searching for ‘farm lenders near me’, we’ve got good news – you can access Jacaranda right from your pocket! So, you can apply for Jacaranda’s agriculture loan wherever you are and whenever you like, directly from your smartphone. All you need is an internet connection and a few spare minutes to apply with Jacaranda.
Jacaranda Finance Australia
At Jacaranda Finance, we love lending Aussies a hand when they need it. Farming and agriculture are one of Australia’s biggest industries and we want to lend our support. Jacaranda is proudly Australian owned and operated. We are dedicated to providing support to our local community, and that’s why we are lending a hand to farmers when they need it. Jacaranda can even provide a farm loan to new farmers, as we understand the hardship of establishing a new business and we want to assist where we can.
When you apply for a farm loan with Jacaranda Finance, you can rest assured that you’ll be given a fair go. We take a realistic look at your finances and do our best to find our applicants an appropriate loan product. Jacaranda is committed to responsible lending. We will never lend an amount of cash that we do not believe our applicants can repay. At Jacaranda, we want to encourage positive financial habits and assist our applicants in getting on the right track with their finances.
Our Commitment To The Community
At Jacaranda, our team is committed to supporting the local community through thick and thin. We are an Aussie owned and operated company with a strong focus on assisting others in times of need. We know that our farmers are the backbone of Australia. Agriculture is one of our biggest industries, and we don’t want our farmers to feel like they are going it alone.
During the droughts in 2018, we at Jacaranda rolled up our sleeves and supported our local farmers by hosting a ‘Drought Row-lief’ fundraiser.
Jacaranda founder and CEO Daniel Wessels donated $40 for every kilometre that was rowed. Hosted at Science Fitness in South Brisbane and F45 Paddington, 10 rowing machines clocked up a total of 221 kilometres collectively. All in all, a total of $11,000 was raised to show support to Australian farmers doing it tough.
“We could not be happier with how the event went on the day and the amount of money we’ve managed to raise,” Wessels said.
“Everyone was keen to jump on a rower and try to add to the kilometre count as much as possible. It just goes to show how easy and fun it can be to join together and do something good for the Australian community.”
The Drought Row-lief event went so well that Jacaranda Finance has now decided to make it an annual tradition, donating to different causes each time. According to Wessels, “It’s so easy for us to get caught up in our own routines and not give too much thought about all the people out there who are doing it worse”.
Who Is Eligible?
Want to know if you are eligible for an agriculture loan? Jacaranda Finance has made it easier than ever to access farm loans for agricultural purposes. So, there are only a few requirements you must meet before applying for an agriculture loan. However, to qualify, you must:
- Be aged 18 or older;
- Provide us with 100 points of identification;
- Have received some type of regular income for the last 90 days into a bank account that is your own;
- An active mobile phone number and email address is required;
- Applicants must have internet banking set up and ready to be used.
What Documents Will You Need To Provide?
If you’re planning on getting started with your application for a farm development loan, you’ll be pleased to know that we only require the essentials when it comes to documentation. Our application form can be filled out 100% online and may only take you a few minutes to complete if you’ve prepared your documents beforehand.
So, here’s what you should have handy if you’re looking for a cash loan:
- Personal details like your online banking and employment info;
- A written reason why you are applying for the loan;
- Your myGov details (if you are receiving Centrelink payments);
- Your employer’s contact details.
What Type Of Farm Loan Could I Be Eligible For?
At Jacaranda Finance, we offer three different types of farm loans: small, medium and large…
At Jacaranda, a small loan is any amount between $300 and $2,000. Small loans are repaid over a period of 12 months and are unsecured, which means you will not have to attach collateral to your loan. So, during the repayment period on your small loan, the instalments will be directly debited from your account on an agreed upon schedule.
Medium loans are for cash amounts between $2,001 and $4,600. These loans are repaid over a period of 13 to 24 months. When you apply for a medium loan, you will need to provide collateral in the form of a car, motorbike, boat or caravan. Like a small loan, medium loan repayments will be directly debited from your account over the agreed-upon repayment period.
Large loans are anywhere between $5,000 and $10,000, which is the highest amount of cash that Jacaranda is able to lend. The repayment period on a large loan is between 13 and 24 months. Security must be attached to a large loan application.
At Jacaranda Finance, we approach lending realistically. Our team uses your online banking details to access read-only copies of your bank statements in order to get a better understanding of your spending habits, regular deposits and transactions as well as your income. So, you can rest easy knowing that we use the very latest safe banking technology to ensure your information is always encrypted. So, that means no one will ever be able to see your private information or passwords – your privacy is our top priority.
As a part of our commitment to responsible lending, we conduct employment checks. This is just a routine part of our loan assessment process. Our team is highly trained in conducting employment checks. So, we will never disclose any of your personal information to your employer and we will never notify them of the reason you are seeking a personal loan. We are simply here to help, so if you ever have any questions or queries, we encourage you to shoot us a message.
How Do We View Bad Credit?
At Jacaranda Finance, we understand that bad credit happens. We all make mistakes and bad credit can hang around for up to 7 years – that’s a long time! That’s why Jacaranda is taking a fresh approach to poor credit ratings when it comes to ‘farm lenders near me’. If we can see you have tried to rectify the situation, you could still be eligible for a farm loan.
At Jacaranda, we are proud of the fact that we do our best to make personal loans accessible to all Australians. If you’ve been considering applying for a loan to buy cattle but worried that your credit rating could stand in your way, we suggest you go for it. The application itself costs nothing and if you apply during AEST business hours, you could have an outcome in as little as 60 minutes.
Without our customers, we don’t exist. That’s why we aim to provide the best possible service to every applicant. At Jacaranda Finance, we pride ourselves on understanding exactly what our customers are going through. What does that actually mean? Well, we are local Aussies just like you, so we understand that at one time or another we all need a helping hand. Our team is very down to earth; we will always do our best to provide the best assistance possible. That’s why if you ever need help, we encourage you to get in touch right away!
Are you receiving government benefits or Centrelink? At Jacaranda Finance, we don’t think this should stop you from getting a personal loan. Unfortunately, there is no straight ‘yes’ or ‘no’ answer as to whether you will be approved or not. In some cases, Centrelink can be used as a form of income and in other cases, it can’t. Nevertheless, our team encourages you to go ahead and submit an application. Every individual situation is different, which means every outcome is different. By submitting an application, our team can at least assess your financial circumstances. The application costs nothing and if you apply during AEST business hours, we could have an outcome for you in as little as 60 minutes.
When you apply for an agriculture loan with Jacaranda Finance, we guarantee that what you see is what you get. There are no nasty surprises. We won’t sneak up on you with any hidden fees or charges – everything will be clearly detailed in your contract. However, it is your personal responsibility to make yourself aware of any fees or charges you could incur for late or failed payment. Jacaranda always encourages applicants to read their agreement thoroughly before signing. Got any questions? Get in touch today!
Ready to get the ball rolling on a farm loan for new farmers? The application is quick and easy. Here’s how you can get started…
Simply scroll up and select a loan amount and repayment period. When you’re happy, just click ‘apply now’.
If you’ve chosen to proceed, you’ll be directed straight to our 100% online application form, which can be completed in as little as a few minutes. Once you’ve submitted your application, our team will begin the assessment process. If you apply during regular AEST business hours, you may receive a response in as little as 60 minutes.
If your application is successful, a member of our team will be in touch. We will send over a contract for you to review and sign. It is important you review the agreement carefully and make yourself aware of any possible fees or charges. When you’re happy, just send it back for processing.
Once we receive your signed contract, we will transfer the funds straight into your account. Bank transfer times can affect the speed at which the funds will hit your account. However, we do our best to get you the cash on the same day!
Farm Lenders Near Me
Jacaranda Finance is your local lender when it comes to farm loans. Just have a look at what we’ve already approved:
|Farm Loans For New Farmers||AUD ($)1,400||✔|
|Agriculture Loan||AUD ($)4,800||✔|
|Farm Development Loan||AUD ($)6,000||✔|
Disclaimer: The above examples are for demonstrative purposes only. They do not, in any way, reflect the terms of your possible loan, or the amount you may be approved for.
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