We offer three types of fast cash loans: small loans, medium loans, and large loans.
|Loan Type||Security Options||Loan Amount||Loan Term|
|Small Loan||Unsecured||$300 to $2,000||9 to 12 months|
|Medium Loan||Secured||$2,100 to $4,600||9 to 12 months|
|Large Loan||Secured||$5,000 to $10,000||12 to 24 months|
If you want to ensure you get the fastest outcome possible on one of our personal loans, there are some things you can do to ensure we can process your application quickly.
If you’re ready to apply online for one of our short term loans, Jacaranda Finance is ready to help you. Our application process is just three simple steps:
So that we can process your loan as fast as possible, it might be helpful to have all of your supporting documents ready when you apply. The information we require will include:
We can only complete your loan once we receive your signed contract. We’re fast, so make sure you have your phone available to sign your electronic loan contract when it comes through to you.
If we need more information from you, please make sure you’re available. In the case we do need more information, we won’t be able to finalise your application until we receive this. For the fastest outcome, please be available and ready to supply this for us.
We've won numerous awards for our state-of-the-art technology. We have created one of Australia's smartest, 100% online application processes to make applying for a loan quick and easy. We use technology to understand your personal financial position, and we don't just judge your credit score, which is why we're able to help more customers that apply with us.
The 100% online application can be completed in minutes, and will ask you questions about your personal situation as well as automatically request access to read-only copies of your bank statements. 90% of applications have an outcome at the end of the process. The rest of the applicants typically have an outcome within 60-minutes during normal business hours.
All of our teams are based in Australia to help Australians. We have one of the best customer service reputations in Australia, which is backed up by our reviews on every review platform. We're almost 10 years old and we've been family owned since the beginning. We value good old-fashioned values and we are committed to giving our customers the best experience possible.
For most clients who have NPP-enabled bank accounts (which is 90% of bank accounts), the funds will be available and ready to use in your bank account within 60-seconds of accepting your contract. If you do not have an NPP-enabled bank, you will receive your funds overnight on the day you are approved.
To qualify for a loan with Jacaranda you must:
To apply online with Jacaranda, we will need these from you:
* If applied within our standard business hours. 60-minute outcomes are not guaranteed.
** If you have an NPP-enabled bank account.