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$300 $4600
$2000
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Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Are you looking for a Fast Personal Loan?

Fast Personal Loan up to $4,600 – Apply Now

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Jacaranda Finance, Fast Personal Loan Leaders! Are you tired of filling out forms at traditional banks only to be rejected days later and have to start the whole process again! Well look no further than Jacaranda Finance! We are 100% online loan company, you can apply from the comfort of your lounge room from any internet capable device. What is a fast personal loan? A Jacaranda finance fast personal loan is a same day loan service for those Australians that sometimes need a helping hand when unexpected expenses require fast cash. We offer one of the fastest loan services in the country.

Instant approval We are fast personal loan specialists.

Our instant loans range from $300 to $4,600 over a 12 to 24 month term. We can have your loan approved and in your account within 60 minutes! Unlike other lenders our personal loan repayment period is suitably long. Giving you plenty of breathing room and space to settle into your loan repayments which we think sets our personal loans apart from other pay day loan company’s. Unlike some of the big banks our cash advance loans are approved mostly within 60 minutes. Now that’s a fast personal loan!

How to get fast personal loans?

To qualify for one of our cash advances you simply need to:

  • Be over 18 years of age
  • Receive a regular income into a personal bank account for at least 3 months prior to applying
  • Be an Australian resident or have permanent residency
  • Have a direct contact number

We can help you get a fast personal loan by the click of a button!

Once you have all those box’s ticked then we can move onto the easy 4 min online application process!

  1. Submit Application online – this part usually takes most applicants 4 minutes to complete!
  2. Get conditionally approved – based on your personal details we will determine if one of our loans is suitable for you.
  3. Supply supporting data – Unlike most lenders we utilise the latest and safest banking technology that will obtain 90 days of bank statements in seconds!
  4. We assess your situation – As responsible lenders we want to make sure you can comfortably pay back one of our loan products.
  5. Money transferred upon approval – Once approved the money will be transferred into your account within 60 minutes.

If you bank with the Commonwealth Bank you will have the money in minutes!

Here at Jacaranda Finance we want to make your fast personal loan experience a great one.

Customer service is key to us!

Customer service and customer satisfaction are a big part of our business, we want you to be happy! We have a dedicated team standing by online and on the phone to answer any questions or queries you may have about your fast personal loans. So jump online NOW and let one of our friendly staff help you solve your cash flow problems.

Can I get a fast personal loan while I’m on Centrelink?

YES! All our quick loans are assessed on affordability and regular income, we won’t rule you out just because your receiving government benefits.

I need a personal loan fast but have a bad credit problem can I get a Jacaranda Finance fast personal loan?

YES! All of our cash loans are assessed on a case by case basis. We are big believers in second chances and understand that sometimes in life unexpected things happen. That doesn’t mean you shouldn’t be able to access some cash from time to time. So jump online and APPLY NOW you will have your Yes or NO answer straight away and could have your money in your bank account within 60 minutes! No hidden costs! At Jacaranda finance we don’t like Fuss, we want you to know where you stand at all times. We want your personal loan experience to be a positive one with Jacaranda finance. If you have any questions or queries at all we have a dedicated team of customer service representatives standing by to take your call or answer your emails.

How do I make repayments for my fast personal loan?

Don’t worry we have you covered! Once your loan is approved we set you up with an affordable direct debit and once your loan is repaid it will automatically stop! Repayments couldn’t be easier! So what are you waiting for jump online and APPLY NOW! You could have your cash within 60 min (mostly) and your money troubles a thing of the past. It will take you less time than ordering a cup of coffee!

Example of how our small personal loans work.

  • Loan Amounts: Minimum $400 to Maximum $2,000.
  • Terms: Minimum 16 weeks to Maximum 50 weeks.
  • Costs: Up to 20% Establishment Fee charged upfront plus a monthly fee up to 4%. Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).
  • Example: Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount)+ $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work.

  • Loan Amounts: Minimum $2001 to Maximum $4,600.
  • Terms: Minimum 13 months to Maximum 24 months.
  • Costs: Annual Percentage Rate (APR) is 48%. Comparison rate is 66.0347% p.a. This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.
  • Example: Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount)+ $400 (Establishment Fee) + $1378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly instalments of $61.27.
  • For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

What our clients say

Fast Personal Loan up to $4,600 - Apply Now Overall rating: 4.7 out of 5 based on 147 reviews.

Great easy application

★★★★★
5 5 1
Very fast easy to apply thank you so much

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Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum

Costs

Up to 20% Establishment Fee charged upfront + monthly fee up to 4%

Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).

Terms

16
weeks minumum
50
weeks maximum

Example:

Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work

Loan amount

$2,001 minimum
$4,600 maximum

Costs

Annual Percentage Rate (APR) is 48% Comparison rate is 66.0347% p.a.

This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly instalments of $61.27.

For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.