No money? No problem. You can still travel and still see the world!
How to travel with no money and still experience places you’re interested in. It can certainly be a challenge but here are a few budgeting tips!
Firstly you need to make saving money for your trip a priority!
You need to say no to those new gadgets or big nights out with friends and put that savings into your travel account! This is practice for how to travel with no money.
You don’t have to become a hermit just entertain at home more often or think of cheaper ways to enjoy life and save for that next trip.
Once you have made a commitment to saving you need to also think about way’s you could earn money while you are overseas to keep your trip going or pay for the next leg of the journey.
How to travel with no money and still see the sites of the world!
Another tip on how to travel with no money, and as long as you’re not picky there are plenty of jobs you can pick up as a traveler overseas like:
- Au pair
- Hostel worker
- Farm hand
- Tour guide
- Cruise ship worker
- Seasonal work in a ski resort
If you’re not interested in working in any of these positions another tip on how to travel with no money is teaching English overseas.
This pays very well, more in some countries than other but researching where you are going will help you decide if it’s for you or not.
To become an English teacher all you need is to be able to speak English fluently and maybe a TEFL qualification depending on the country you are working in. Many countries in Asia will even pay for your flight over.
Another great tip on how to travel with no money is collecting flyby’s points as much as possible.
Once you collect enough you can get free flights to your next destination. Paying for your weekly bills on your credit card can give you a certain amount of points that add up over a few months!
KEEP YOUR EYE OUT FOR DEALS!
Another great idea on how to travel with no money is to join airline mailing lists to keep on top of deals and specials they may be offering that you can take advantage of.
They will usually send out deals to their mailing list before anyone else giving you the heads up straight away!
THINK OUTSIDE THE BOX WHEN IT COMES TO ACCOMMODATION AND TRANSPORTATION!
Another great tip on how to travel with no money or save money on accommodation and other costs is to think outside the box.
There are many alternatives these day’s to traditional hotel accommodation that are gaining popularity, like sites such as:
Airbnb – where people offer their home or a room in their home for a certain price, sometimes this includes breakfast sometimes a tour and info about the local sites each experience is unique!
Vayable – is a website where you can find walking tours of just about everywhere! They vary in price but you can’t beat a local showing you the sites!
BlaBlaCar – Is a French born ridesharing site which has gone worldwide, where drivers can advertise their trip and travelers can book a seat, users pay for fuel or a trip and everyone is fully identifiable within the marketplace.
Eatwith – Is a meal sharing site where you can pick whatever city you are in or traveling too pay a nominated amount and book a seat at a table with a group of people for whom a chef cooks an amazing meal! You can book for 1 or many, try it for your next birthday party!
Another great tip on how to travel with no money is to try a walking tour!
Most tourist spots will offer free walking tours, ask the local tour office or hostel for information on how to join one of these at your holiday destination.
House Sitting – Watching someone’s house while they go on their holiday can give you a free holiday!
House Swap – Have a house you want to house swap? House swapping is becoming more popular with families and homeowners. You can save a lot of money on accommodation and have all the comforts of a home on your holiday!
Work on a farm – Working on a farm can get you free accommodation and possibly paid work to fund the rest of your trip.
Book ahead – Booking things like a rail ticket ahead of time can save you money, for instance buying a train ticket in Europe online can sometimes save you as much as 50%.
Tourist or City cards/discounts – Check if the city you are travelling to is offering tourist cards. These can help you get discounts or free access to major attractions or public transport. Some of these even come with free apps for your smart phone that give you information and locations of museum’s and attractions to visit.
Thinking outside the box when it comes to travel is where you will save money!
Small Personal Loan
Up to 20% Establishment Fee
+ monthly fee up to 4%
Jacaranda Finance does not charge an annual interest rate on SACC loans. These small amount loans incur 'fees' instead of interest. The maximum comparison rate on our loans between $300 and $2000 is 199.43%.WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.
Loan Amount of $1,000 over 12 months repayable weekly (50 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.
Medium Personal Loan
Annual Percentage Rate (APR) starts at 12%
Comparison Rate is 20.56% per annum.
This comparison rate is based on a medium amount credit contract of $2,500 repaid over 2 years with a $400 establishment fee and APR of 48%.WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $555.83 (reducing interest*) = $3955.83 total repayable over 18 months with weekly installments of $50.71.
Loan Amount of $4,500 over 24 months repayable weekly (104 weekly repayments). $4,500 (Principle Amount) + $400 (Establishment Fee) + $1081.85 (reducing interest*) = $5981.85 total repayable over 24 months with weekly installments of $57.51
Large Personal Loan
Annual Percentage Rate (APR) is 12%
Comparison rate is 19.88% per annum.
Loan Amount of $5,000 over 18 months repayable weekly (78 weekly repayments). $5,000 (Principle Amount) + $1831.16 (Interest) = $6831.16 total repayable over 18 months with weekly installments of $87.57.
Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5041.72 (Interest) = $15041.72 total repayable over 24 months with weekly installments of $144.63.