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Need Super Quick Instalment Loans?

Personal Loans up to $15,000

Money in your bank account and ready to use in 60 seconds once approved*(1)

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Apply in less than 8 minutes

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Apply in less than 8 minutes

On the hunt for easy instalment loans?

If you’ve been searching the web for fast easy online instalment loans, then look no further. Jacaranda Finance could provide you with the cash you need today. Don’t spend hours searching the internet for a reliable lender for instalment loans. At Jacaranda, we pride ourselves on the fact that we give all our customers a fair go at a loan. So, why not apply today? You could get up to $15,000 in as little as 60-minutes*!

Fast Easy Online Instalment Loans

Ever waited in line at the bank for what seemed like an eternity. Or, maybe you’ve waited on hold to the bank hoping the next person you talk to isn’t an automated response. Or, maybe you’ve just never even considered trying to apply for a loan in the first place because you don’t think you’re eligible for instalment loans.

Well, at Jacaranda we are breaking all the stereotypes.

Not only are we 100% online but we may be able to offer you an outcome within 60-minutes of application*. All you need to do is apply. Our online form could only take you a few minutes to complete, and, the best part is you can do it in the comfort of your own home. Forget the bank – at Jacaranda, we know you have much more important places to be.

What Is An Instalment Loan?

There are heaps of different loans out there. Car loans, house loans (mortgages), student loans, credit cards and payday loans – just to name a few. However, all these different types of loans tend to fall into two categories. They are either instalment loans or a revolving line of credit. Basically, an instalment loan is money borrowed from a lender which you agree to pay back on whatever basis is agreed upon plus whatever interest rate is agreed upon.

Instalment loans can be used to pay for any number of different expenses. At Jacaranda, we approve loans every day for things like auto repairs, medical expenses, home renovations, holiday expenses, cosmetic surgery and many more. Maybe you’ve had an emergency pop up that you definitely weren’t expecting. Or, maybe you need cash right now to pay for a medical emergency that can not wait. We understand that things happen in life. Sometimes you just don’t have the cash when you need it the most.

We know how stretching the budget to its very limit feels. However, you don’t need to go through it alone. At Jacaranda, we pride ourselves on the fact that we give all our customers a fair go at a loan. Regardless of whether you’ve never had an instalment loan before or if you’re using this loan to pay off others – we will look at all the contributing factors to make sure you get a fair assessment. So, when you’re looking for fast easy instalment loans, why not give Jacaranda a go.

Same Day Instalment Loans Bad Credit

You might be thinking, I won’t be eligible for any instalment loans because of my credit score. Well, think again. At Jacaranda, we understand that your credit score isn’t everything – we know there is more to you than that. So, we can assure you that no matter who you are or what your credit score is like, you will get a fair chance with Jacaranda. We prefer to look to the future rather than focus on the past. Our main interests lie in how you are going to pay back the loan. We will take a look at your current employment status and income as an indicator.

It has become common knowledge to most loan applicants that the big banks can be a major waste of time when it comes to the best online instalment loans for bad credit. Customers often deal with an automated response system over the phone or are expected to wait hours to be seen by a lending specialist at the branch. We understand that is just not realistic in the middle of a crisis or when you need the cash for an emergency.

We Do Bad Credit Loans, Quick

On the best of days, not many of us have time for waiting around. In our high paced modern world there is an increasing demand for answers instantly. This is what Jacaranda Finance provides. Our application process is 100% online, meaning there is no waiting around for hours on end in a bank.

We try our very best to get back to you within 60-minutes* regarding your application for same day instalment loans bad credit. If all goes well, you could even have the money in your bank account by the end of the day (if you apply during normal business hours).

Don’t waste your time googling ‘best online instalment loans for bad credit’ – let Jacaranda make the process simple! We understand that you deserve a fair go when it comes to an instalment loan.

In the midst of a crisis, we understand that you don’t have time for the hassle. That’s why we have cut through the red tape and made our application process simple and 100% online.

We understand that a bad credit rating is the last thing you want to think about in the midst of an emergency. We also understand that bad credit is the last thing you want to think about when applying for a family holiday loan. When same day instalment loans bad credit is top of mind, we guarantee you a fair go.

Instalment Loans – What Can I Use It For?

Instalment Loans For Car Repairs

Often times, it’s just our luck that emergencies pop up when we least expect them – especially the expensive ones! Did the car break down on the way to school drop off? Maybe, you’re sitting in peak hour traffic (already late for work) when you realise there is smoke coming from the engine… so not ideal. Just the thought of what that is going to cost makes you cringe – we know the feeling. When the bank account is looking a little worse for wear, let Jacaranda lend a hand. Instead of suffering on the train for the next month, why not apply for fast easy online instalment loans today!

If you’re thinking, ‘but I think I have a poor credit score’ – no stress, you can rest assured Jacaranda will look at more than just your credit history. You can literally apply for instalments loans anytime and anywhere – even on your phone.

It’s as easy as filling out an online application form. All we need from you are a few simple details and we could give you an answer within 60-minutes*. Often times, you could even have the cash by the end of the day – if you apply during normal business hours. Approval times will depend on your individual instalment loans application.

Instalment Loans For A Holiday

Has it literally been years since you had a proper holiday? Maybe you’ve been dying to take your kids to Fiji – all your friends have been but you just haven’t been able to get the cash together. Or, maybe you’d like to surprise your wife/husband for your anniversary with a trip to a romantic destination. Whatever it is that your planning, don’t let money stand in the way – why not enjoy like right now? With fast easy online instalment loans from Jacaranda you can!

Most of our applicants believe that instalment loans are for emergencies or things like car finance – that’s where they get it wrong. We loan cash for holidays. You could get up to $15,000 on a repayment schedule that suits your lifestyle. You could get instant cash for the holiday of your dreams today! Bali, Fiji, USA, Europe – the possibilities are endless, why wait?

The very best part is you can apply for fast easy online instalment loans wherever you are with our 100% online application process. There is no longer any need to waste your valuable time on the phone to the bank or in a line at the branch. Jacaranda allows you to apply at the convenience of your own home.

Instalment Loans For Medical Emergencies

When you’ve been rushed to hospital money is the last thing on your mind. So, let us put your mind at ease with the fast easy online instalment loans.

If an unexpected illness has caught you off guard you can apply for instalment loans on your mobile. The beauty of Jacaranda is that we are 100% online and always here to lend a hand. Don’t spend hours of your recovery scrolling through pages and pages of google searches trying to find a reliable lender. Let Jacaranda take care of the important stuff while you focus on getting back on your feet.

Worrying that your credit score could stand in the way? No need. Jacaranda will take more than just your credit score into consideration. We know that credit isn’t always everyone’s best friend. We all make mistakes. So at Jacaranda, we give all our clients a fair go. So, if you’ve been googling ‘same day instalment loans bad credit’ or ‘best online instalment loans for bad credit’, let Jacaranda show you what we can do.

If you apply during normal business hours you could be approved within 60*minutes* and possibly have the money in your account by the end of the day. If, like a lot of Aussies, private insurance isn’t in your budget, let Jacaranda take the stress out of facing hefty medical bills on your own.

When you’re searching for the best online instalment loans for bad credit – make Jacaranda your first choice.

Benefits of an instalment loan

As you may know by now, an instalment loan is an amount of money you borrow with an agreed repayment basis (weekly, fortnightly, monthly) and interest rate. If you’re considering taking out an instalment loan with us, read over some of the advantages to further determine whether it’ll be right for your personal and financial needs. Here’s a list of benefits of an instalment loan:

  • Fixed interest rates. One of the biggest benefits of instalment loans is the interest rate. Instalment loans have fixed interest rates over the entire loan term, which is very beneficial for borrowers who prefer sticking to a budget. Fixed interest rates will remain the same over the loan term, meaning you won’t need to worry about increased payment, etc.
  • Flexible loan terms. One of the other benefits of instalment loans is having the ability to control the loan terms. Being able to have longer loan terms helps reduce your repayments, however, it can also mean more interest. Unlike other lenders, we won’t charge you early payments fees if you decide to shorten your loan term! We’re here to give you a hand financially and we’ll try and help you save money wherever possible. Having the benefit of flexible loan terms can help you avoid defaulting. If your budget gets tight, simply contact us before your next payment is due and we can find a solution!
  • Easy application. As Jacaranda Finance is 100% online, your application process just got quicker and easier. You can fill out our application form from the comfort of your home and hear back within 60-minutes of your application*.
  • Quick cash. While we are 100% online, you may be able to receive an outcome on your loan application within just 60-minutes of applying*! One of the best benefits is you might have the cash in your bank ready to go by the end of the day.

So, How Can I Apply?

Applying for instalment loans with Jacaranda Finance couldn’t be easier! We are 100% online – you can even apply in the comfort of your own home. Here’s how you do it…

Submit Your Application

Just scroll up and begin an application by using our loan calculator. Simply select how much you wish to borrow and for how long. Click ‘Apply Now’ then fill in our super fast, super simple application form. All we will need from you is a few details regarding your current relationship with money. The form is completely confidential, so there is no need to worry about your privacy.

We Access Your Application

We pride ourselves on speedy responses to our customers’ fast, easy online instalment loans applications. When your application is submitted our team utilises safe banking technologies to assess your individual situation. We will determine whether one of our loan products is suitable for you. You can rest assured that we will never offer you a loan that we don’t believe you can repay.

Money Transferred Upon Approval

You could receive an outcome on your application within 60-minutes*. However, approval times will depend on your individual circumstance and whether we need more information from you or not.

If you’re approved for an instalment loan we will have the money transferred to your account in the next round of banking. The time it takes for funds to be transferred to your bank account may depend on the policies of your particular bank.

Ready to Apply?

You can apply for an instalment loan with our fast and easy application.

Are you unemployed and looking for fast cash loans? Well, look no further.

Reviews don’t lie 🌟

Reviews current as of June, 2021.

Our low rates

Our low rates

💰 Personal Loans starting from 8.69% (12.05% p.a. Comparison Rate)

🚗 Car Loans starting from 5.29% (5.84% p.a. Comparison Rate).

We never charge early repayment or exit fees.

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Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, our friendly team is more than happy to answer any questions you may have.