Have You Been Looking For A Lender To Provide Interest Free Loans? Jacaranda Could Get You A Fair Rate Today!
Have you been on the hunt for a lender to provide you with interest free loans? Jacaranda doesn’t provide interest free loans, however, we could provide you with a fair and competitive rate on a personal loan! The best part is we are 100% online. That means you can apply right now – without the fuss. You could have the cash sooner than you think. Jacaranda could provide you with a title loan, emergency cash loan, even personal loans with 60 minutes outcomes!
Who Is Jacaranda?
Jacaranda is a trusted name in lending. We have helped lots of happy customers achieve their goals with a fair rate on a personal loan. Whether it’s for an emergency or even a holiday, Jacaranda could help you get the cash you need.
We only deal with the facts – that means there are no paper forms or complicated questions to complete. You could complete our 100% online application form in a matter of minutes. Once submitted, our team will do their best to match you with a loan product to suit your circumstances.
Jacaranda is revolutionising the way you apply for a loan. You can purchase pretty much anything online these days – so why should applying for a loan be any different? Don’t wait in line at the bank for hours – who has time for that? Apply for a loan with Jacaranda today and you could have an answer within 60-minutes.
We Focus On The Positives
At Jacaranda, we prefer to look at the positives. What does this mean? Well, when you apply for a loan we will look at the whole picture. Not even bad credit has to stand in the way of a successful loan application. Although we can not provide our clients with interest free loans, we can do our best to match you with a fair interest rate on a personal loan.
Responsible lending is something we are proud of – so, you can rest assured that we’ll never offer you a loan product that we don’t think you’ll be able to repay. How can we assure that? Our lenders will take a closer look at your spending habits and employment status. So, if you’ve been thinking about applying for a loan, you could scroll up and get started right now!
We’ve also committed to providing positive credit reporting to credit bureaus, in a bid to help consumers better credit scores. You’ll find more information on that here.
What Are interest free Loans?
An interest free loan is where a borrower will only repay the amount the borrowed. While the vast majority of credit will incur some sort of interest on repayments, there are a few interest free options available. For example, if you are receiving certain forms of Centrelink, you may be eligible for an advance payment. An advance payment is repaid out of your future Centrelink benefits, and is interest free. To see if you’re eligible for an advance payment, head on over to the Department of Human Services.
At Jacaranda, we do not provide interest free loans. However, we do provide loans with reasonable and competitive interest rates. If you’ve been looking for a reliable and professional lender, Jacaranda is who you need. We are always here to help. That means our team will always do their best to find a loan product that is right for you.
So, if you’ve been googling ‘interest free loans Australia’, ‘interest free personal loans Australia’ or ‘interest free personal loans’, why not give Jacaranda a go? Although we cannot provide you with an interest free loan, we could provide you with a fair rate on a personal loan.
No More Long Waiting Periods
Long waiting periods are a thing of the past when you apply for a personal loan with Jacaranda Finance. Our lending approval team could get back to you within 60-minutes of application, if you apply during normal business hours.
If you’ve tried your luck with a traditional lender, then you’ll know that speed isn’t always their strong suit. Spending hours on hold or in queues isn’t something many of us have time for. Jacaranda cuts through nonsense and makes it super simple. No more paperwork, our entire application process is done online!
You can apply wherever you are and whenever you like. You don’t even have to leave the couch – you could even complete the application on your smartphone!
Who Can Apply?
As previously mentioned, our application process is super simple – and so is our application criteria. If you’re thinking about applying for a loan, just make sure you meet these criteria:
- Applicants must have an active mobile phone number and email address;
- You must have internet banking set up;
- All applicants must be over the age of 18;
- You have had a regular income for the last 3-months into a personal bank account;
- You must be able to prove you’re an Australian citizen or permanent resident.
That’s right, we really do like to keep things simple. If you can meet these criteria then you’re free to submit an application online now!
If you have any questions at all you can always get in touch – shoot us a message. We will do our very best to get back to you as soon as possible.
What Will I Need With Me To Apply?
If you’ve been looking for interest free personal loans Australia and come across Jacaranda, then there are a few things you’ll need to know about our application. At Jacaranda, we don’t provide interest free loans, however, we could provide you with a competitive and reasonable rate on a personal loan. You can apply online right now, and we could even have an answer for you within 60-minutes. The process is easy. This is what you’ll need with you to apply:
- Your basic personal details (name, D.O.B etc);
- Internet Banking Details (so we can securely access read-only copies of your bank statements);
- You will need to provide us with the reason you are applying for a loan;
- Your MyGov details (if you receive Centrelink or Government benefits);
- Employment details and contact info of your workplace (we may need to get in contact in order to verify your employment status);
- All applicants must be able to prove they are either Australian citizens or permanent residents.
Why Do We Need Your Internet Banking Details?
Many of our applicants are curious as to why we need internet banking details as a part of the application process. Well, it’s simple. We use your internet banking details as a way of assessing your financial situation.
At Jacaranda, our lending team takes a realistic look at your finances. We access read-only copies of your bank statements to view income and regular transactions. But, there is no need to stress. We don’t view your real bank account, we just look at the statements. You can rest easy knowing that Jacaranda uses the latest in safe banking technology to keep to encrypt all of your private information.
Why Do We Need Employment Details?
In order to get a better idea of the whole picture, we need to verify your employment. Not to worry though, this is just a routine part of the process. Our lending team is highly trained to deal with employment checks. We will always conduct them with the utmost professionalism. Jacaranda will never disclose any of your private information to your employer or the reason why you are applying for a loan. Your privacy is our priority.
What Can I Use My Interest Free Loans For?
Although we do not provide applicants with interest free loans, at Jacaranda, we do our best to match you with a loan to match your circumstances. You could use a personal loan for a multitude of different expenses.
Our rates are fair and reasonable and the Jacaranda team is always here to help. If you’re wondering whether a personal loan is right for your circumstances, you can get in touch with our team. Here are just a few examples of the reasons you could site…
Interest free Dental Loans Australia
Many of our applicants are in need of cash for some type of medical emergency. So, if you’ve been googling ‘interest free dental loans Australia’ we may still be able to help, despite not offering interest free loans.
We could provide you with a fair rate on a personal loan for dental expenses. We understand that the dentist is never a pleasant nor cheap experience. So, when you get the bill there’s no need to panic.
You could reach for your smartphone and apply for a personal loan with Jacaranda Finance. If you approve your loan contract within normal business hours, you could even see the cash within 24-hours! This will, however, depend on your individual banking circumstances.
Personal Loans For Moving Costs
Moving house can be very pricey! Covering the cost of removalists, connection and disconnection costs, as well as the internet and a million other expenses, can be tricky! Why not make it easy with a cash loan from Jacaranda?
While we do not provide interest free loans, we could provide you with a fair rate on a personal loan. So, you won’t need to stress. Why compromise your sanity during an already stressful time? Let Jacaranda take care of the hard stuff.
Personal Loans For Medical Costs
Have you been busy googling ‘medical loans interest free’? Maybe you’ve run into an unexpected medical expense that can’t be avoided? If that’s the case, there’s no need to stress. Jacaranda doesn’t provide medical loans interest free, however, we could provide you with a reasonable and manageable rate on a personal loan for medical expenses.
The good news is, wherever you are, Jacaranda is in your pocket. Not even bad credit has to stand in your way. That’s right, Jacaranda could provide you with a cash loan even if your credit rating is subpar. We prefer to look at how you’ll pay back your loan, rather than just dwelling on the past. Our lending team will do their best to match you with a loan product to suit your individual circumstance.
Interest Free Holiday Loans
Many of our applicants are looking for a reliable lender to provide interest free holiday loans. Well, the good news is, Jacaranda could provide you with a holiday loan. We do not do interest free holiday loans, however, we could provide you with a fair rate on a holiday loan.
Our lending team does their very best to find you a top loan product for your circumstance. Therefore, we will work to find a personal loan that you can repay. Whether you want to head on an exotic escape or just need some cash for a weekend away, Jacaranda will never lend you an amount that we do not believe you can repay. We are always here to help, so if you do have any questions just shoot us a message!
Can Jacaranda Offer Interest Free Loans?
Unfortunately, Jacaranda is unable to offer any interest free loans. We have, however, helped thousands of Aussies with Jacaranda’s personal loans. So, below are some examples of popular searches for interest free loans, and the loan Jacaranda has been able to provide them. Again, all Jacaranda loans will incur some sort of interest.
|Interest Free Loans Australia||AUD ($)500||✔|
|Medical Loans Interest Free||AUD ($)1,000||✔|
|Interest Free Dental Loans Australia||AUD ($)2,000||✔|
Disclaimer: The above examples are for demonstrative purposes only. They do not, in any way, reflect the terms of your possible loan, or the amount you may be approved for.
How To Apply
Our application process is super simple. It’s could be as easy as 1, 2, 3…
Scroll up and use our loan calculator to select an amount and repayment period. You will then be able to see the weekly, fortnightly and monthly repayments on the loan. If you are happy, you can select ‘Apply Now!’
Once you have hit ‘Apply Now’ you will be directed to our super easy application form. This could only take a matter of minutes to complete – all we require is a few of your details to start the application approval process.
It’s pretty straight forward from here. Once we have received your application form, you can sit back and relax. The team at Jacaranda will do all the hard work. We will do our best to have an answer for you within 60-minutes of application (if you apply during regular business hours). You might even have the cash in your account within 24 hours – this will, however, depend on your individual banking circumstances.
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Small Personal Loan
Up to 20% Establishment Fee
+ monthly fee up to 4%
Jacaranda Finance does not charge an annual interest rate on SACC loans. These small amount loans incur 'fees' instead of interest. The maximum comparison rate on our loans between $300 and $2000 is 199.43%.WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.
Loan Amount of $1,000 over 12 months repayable weekly (50 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.
Medium Personal Loan
Annual Percentage Rate (APR) starts at 20.56%
Comparison Rate is 20.56% per annum.
This comparison rate is based on a medium amount credit contract of $2,500 repaid over 2 years with a $400 establishment fee and APR of 20.56%.WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $555.83 (reducing interest*) = $3955.83 total repayable over 18 months with weekly installments of $50.71.
Loan Amount of $4,500 over 24 months repayable weekly (104 weekly repayments). $4,500 (Principle Amount) + $400 (Establishment Fee) + $1081.85 (reducing interest*) = $5981.85 total repayable over 24 months with weekly installments of $57.51
Large Personal Loan
Annual Percentage Rate (APR) is 12%
Comparison rate is 19.88% per annum.
Loan Amount of $5,000 over 18 months repayable weekly (78 weekly repayments). $5,000 (Principle Amount) + $1831.16 (Interest) = $6831.16 total repayable over 18 months with weekly installments of $87.57.
Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5041.72 (Interest) = $15041.72 total repayable over 24 months with weekly installments of $144.63.