Jacaranda Finance | Terms and Conditions | Review Reward

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Review Reward

Want to get a discount on your loan? Heck yeah you do. Here’s what you need to know.

We’ll knock 5% off your loan, up to a maximum value of $25, if you submit a review of your experience of us.
How good does that sound?

Requirements:

To qualify for the loan discount, you’ll need to email us a testimonial (a review of 200 words or less). Make sure you send it to media@jfloans.com.au with your full name and contact number.

To be considered, your testimonial needs to answer the following questions:

– Why did you need the loan?
– How was your experience with us?
– How did the loan help you?
– Would you borrow from us again?
– If you have a bad credit score or receive Centrelink benefits, please mention that.

Want an extra $5 off your loan? Send a happy picture of yourself along with your review!

Eligibility Requirements

To be eligible, you must have received a message from us indicating the chance to win – it needs to be in your name.
We also need you to have a current and active mobile number.
You’ll need to email media@jfloans.com.au with your review (or any questions you have) to be considered.

In the scenario of Fraud

If at any time, Jacaranda Finance believes that false details have been provided, or that you have otherwise entered this competition fraudulently, we have absolute discretion to refuse the winning entry and have no obligation to provide reasons to the entrant for their decision to refuse the winning entry. If this occurs, Jacaranda Finance will select a different winner for that month.

Privacy Policy – Handling your Information

Jacaranda Finance will handle your personal information in accordance with the Privacy Act 1988. By applying for this reward, you consent to your personal information being used by Jacaranda Finance or our related companies and other third parties for marketing purposes, including the Publication of your name and image on the Jacaranda website, social media pages and other publicly available platforms. Jacaranda Finance may also contact you by email from time to time with financial offers; products, services or other promotional offers that may be suitable to you.

Your information will be kept securely by Jacaranda Finance for a minimum of 7 years after the date the winner is selected.
Your testimonial may be utilised for marketing purposes and for the benefit of the Jacaranda Website, Facebook page or any other marketing purpose.

Please review our privacy policy for any additional in regards to the use of your information or any other private information:

https://www.jacarandafinance.com.au/privacy-policy/

Contact

If you have any concerns or questions on how Jacaranda Finance deals with your personal information or how this competition is run, please feel free to email us at: media@jfloans.com.au

How customers rate Jacaranda

Jacaranda Finance | Terms and Conditions | Review Reward Overall rating: 4.8 out of 5 based on 57 reviews.

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Fast & Safe Loans

Small Personal Loan

Loan Amount

Minimum
$300


Maximum
$2,000

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Terms

Minimum
12 Months


Maximum
12 Months

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Costs

Up to 20% Establishment Fee
+ monthly fee up to 4%

Jacaranda Finance does not charge an annual interest rate on SACC loans. These small amount loans incur 'fees' instead of interest. The maximum comparison rate on our loans between $300 and $2000 is 199.43%.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
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Examples

Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

Loan Amount of $1,000 over 12 months repayable weekly (50 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

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Medium Personal Loan

Loan Amount

Minimum
$2,100


Maximum
$4,600

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Terms

Minimum
13 Months


Maximum
24 Months

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Costs

Annual Percentage Rate (APR) is 48%
Comparison Rate is 67.41% per annum.

This comparison rate is based on a medium amount credit contract of $2,500 repaid over 2 years with a $400 establishment fee and APR of 48%.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
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Examples

Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest*) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.

Loan Amount of $4,500 over 24 months repayable weekly (104 weekly repayments). $4,500 (Principle Amount) + $400 (Establishment Fee) + $2,732.56 (reducing interest*) = $7,632.56 total repayable over 24 months with weekly installments of $73.39.

* Reducing intertest means that the 48% APR is applied to the outstanding balance on a loan. When a loan repayment is made, the loans outstanding balance goes down and the APR is applied to that lower balance. Therefore, the interest component of the loan will constantly reduce (as long as repayments are being made!) - thus it is called reducing interest.
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Large Personal Loan

Loan Amount

Minimum
$5,000


Maximum
$10,000

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Terms

Minimum
13 Months


Maximum
24 Months

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Costs

Annual Percentage Rate (APR) is 21.24%
Comparison rate is 48% per annum.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
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Examples

Loan Amount of $5,000 over 18 months repayable weekly (78 weekly repayments). $5,000 (Principle Amount) + $2,027.80 (Interest) = $7,027.80 total repayable over 18 months with weekly installments of $90.10.

Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.

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