Discover Jacaranda Finance

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FAST ASSESSMENTS

Quick Turnarounds & Decisions
$300 $10000
$2000
Adjust the above slider to your desired loan amount
Weekly
Fortnightly
Monthly
(you will be sent a verification code by SMS)

Loans from $2100 to $10,000 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Loans from $2100 to $10,000 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on our loans between $300 and $2000 is 199.43%. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here to see a worked example.

The Interest Rate for Secured Medium Loans is 48%. Maximum Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here to see a worked example.

The Interest Rate for Secured Large Amount Loans is 21.24%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here to see a worked example.

Ready to own your dream bike? Let us help, with a bike loan!

Cruise along with our bike loan, apply now up to $10,000!

bike loan

Is cruising up the mountain in on your favourite motorbike an ultimate dream? Well, at Jacaranda Finance we can turn that dream into a reality with a bike loan! We are 100% online and as a result are fast and convenient. We offer fast turnaround, a team of loan specialists ready to help at the touch of a button, and an easy loan application.

Our bike finance can get you on the road fast with our no-hassle loan application. Our initial loan application could only take a few minutes to complete, and you could receive an outcome in as quick as 60 minutes of submission (as long as you apply within business hours and we don’t require any additional information)! It’s really simple and easy.

Let’s learn more about Jacaranda Finance bike loans and how they can help get you on the road.

how it works question

Firstly, who is Jacaranda Finance?

We are a 100% online loan company that provides small personal loans to everyday Australians. Our business is focused on a fast and easy loan service. In addition, borrowing money doesn’t have to be a hassle. With Jacaranda Finance it’s all available at the touch of a button.

A personal bike loan ranges from $300 to $10,000 and the loan term can range over 12 to 24 months, depending on the bike loan amount.

Therefore, to get to know us more, here is a breakdown of what Jacaranda Finance does best.

how it works question

Are we fast?

We are lighting fast! Our bike loans application could take you just minutes to complete. And with a quick turnaround, you’ll have your moolah before you know it. Our website has been designed to be customer friendly. It’s simple to navigate and it’s easy to discover all the information you need, before you are ready to apply for a bike loan.

To help make your bike loan experience hassle-free, we have designed a bike loan calculator. When you head to the Jacaranda Finance website, you’ll find a bike loan calculator conveniently located at the top of each page. It’s easy to use; simply select your loan amount and terms, then click APPLY NOW! As a result, you’ll be taken to the application page to complete our simple bike loan application.

how it works question

Do we offer breathable loan terms?

Our bike loan terms are flexible and breathable for all applicants. Furthermore, depending on your loan amount, you can select a loan term that reflects your other financial commitments.

how it works question

Do we offer paperwork free loans?

Jacaranda Finance loan service is 100% paper-free! You don’t even have to print out your loan contract, once approved. Simply sign online and receive your funds remotely. As a result, our loan service is fast, simple and environmentally minded! Save the trees, whilst applying for your personal loan.

how it works question

Do we offer simple repayments?

Yes! We utilise the latest in safe banking technology to set up automatic repayments straight from a nominated bank account. As a result, setting reminders for your loan repayments are a thing of the past with Jacaranda Finance.

how it works question

What are the costs of our loans?

At Jacaranda finance, we believe in full transparency. We don’t hide our costs in 8 point font at the bottom of our loan contract. Firstly, our costs differ depending on your loan terms. Furthermore, for small personal loans ranging from $300 to $2,000, there is a 20% establishment fee charged upfront + a monthly fee of 4%. For medium secured personal loans, it will cost an establishment fee of $400 plus an annual percentage rate of 48%. Lastly, our large secured personal loans will cost an Annual Percentage Rate of 21.24%. You’ll also be charged a $35 dishonour fee on both loan types if an automatic payment fails to come out of your account.

how it works question

Are we a responsible lender?

When assessing bike loan applications, we adhere to responsible lending practices. We don’t approve a loan unless the customer can afford the repayments. However, we encourage everyone to apply for a bike loan, as we are more lenient compared to traditional lenders.

So, now you know a bit about us, get started by applying for a bike loan today.

how it works question

What are Jacaranda Finance bike loans?

Here, at Jacaranda Finance, we offer many loans – bike loans just being one of them!

We offer small personal loans and medium and large secured personal loans. Small personal loans range between $300 to $2,000 with a 12-month loan term. Medium secured personal loans begin at $2,001 to $4,600 with a loan term ranging from 13 months to 24 months. Then, large secured personal loans are from $5,000 to $10,00 and also repaid over a 13 – 24 month period.

In addition, if you are unsure what the difference is between a secured and unsecured loan, don’t worry we have you covered!

Unsecured loan

An unsecured bike loan is a loan that isn’t secured by equity. A small unsecured bike loan is perfect for someone who needs an extra boost of funds to afford their dream wheels. Otherwise, if you’re hunting around for a used bike, a small used bike loan would fit you perfectly.

Secured loan

A secured personal loan is a loan that is secured by equity. Either another motorbike, car, boat or caravan are suitable forms of equity. A secured bike loan amount ranges from $2,001 to $10,000 and is perfect for someone hunting down their second bike to add to the collection. They’re also great for anyone looking for further addition to their motorbike fund.

Now you have all the information you need to help choose the right loan for you. If you have any further enquiries about the types of bike loans we offer, send us an email or call us today on 1300 189 823.

Alternatively you can go to the Moneysmart website

how it works question

How do I apply for a bike loan?

Jacaranda Finance has designed a loan process that is easy to follow. Here are a few simple steps to follow when applying for a bike loan.

how it works question

What do you need to apply for a bike loan?

When applying for a bike loan at Jacaranda Finance, we have a checklist to assess whether you are eligible. Here is our handy checklist to look over before you apply for your bike loan:

TO
QUALIFY
FOR ONE OF OUR PERSONAL LOANS, YOU MUST:

age-18
Be over 18 years of age

coins
Receive a regular income into a personal bank account

aus
Be an Australian citizen, or have permanent residency

mobile wifi
Have a valid mobiler number and email address

Once you have checked you meet all these requirements you are ready to apply for a bike loan today!

how it works question

Do we perform credit checks?

We do adhere to responsible lending practices and as a result, we do perform credit checks. However, we encourage anyone to apply, despite past financial mishaps. We want to give every customer a fair go, whilst continuing to honour our duties as responsible lenders.

We are, however, more lenient than traditional lenders. Jacaranda Finance is 100% online so, why not just apply and have a chat with our friendly customer service staff about your situation.

how it works question

Can I still apply for a bike if I have bad credit?

We assess all our applications individually and encourage all those looking for a bike loan to apply. We are more flexible than traditional lenders and our assessment criteria are based on analysing your relationship with money and present financial situation.

how it works question

Am I still eligible for a bike loan whilst receiving Centrelink payments?

We consider Centrelink payments a source of income. As long as you are receiving regular income for the past 90 days, you can apply for a bike loan.

We encourage everyone to apply for a bike loan. Whether you have bad credit or are receiving Centrelink payments, it should not deter you from applying.

how it works question

How do bike loan repayments work?

Jacaranda Finance has designed a super easy and simple system for bike loan repayments.

Using the latest in safe banking technology, we automatically debit your nominated bank account with your repayment amount. You can choose to schedule your repayments fortnightly or weekly to suit any other financial commitments.

how it works question

Is a bike loan right for me?

Who is this product for?Those who are looking for a fast processing short same day approval loanTo be eligible to apply for a same day approval loan?What repayment terms do you offer?From 12 – 24 months. Repayment terms will vary depending on each applicant’s bank.Loan types availableFixedLenderJacaranda Finance
how it works question

Do we offer other kinds of bike loan finance?

Yes, our bike loans are essentially personal loans so you can use them to pay for bike repairs, insurance or rego. Whenever you need to boost your funds, a bike loan can help.

So, why wait?

Jacaranda Finance is ready to help you start cruising along the coast on your dream motorbike. We have a dedicated team of loan experts who are ready to assess your bike loan applications. Also, if you have any questions, don’t be afraid to contact our friendly staff who monitor our website and phones.

Now you know everything there is to know about a bike loan. So, stop waiting and let us put you in the driver’s seat with a Jacaranda Finance bike loan.

We are 100% online so we can have your bike loan approved usually within 60 minutes. Still not convinced? Give us a call and chat to one of our friendly customer service representatives and get your bike loan underway!

Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum

Costs

Up to 20% Establishment Fee + monthly fee up to 4%

Jacaranda Finance does not charge an annual interest rate on SACC loans. These small amount loans incur 'fees' instead of interest.

The maximum comparison rate on our loans between $300 and $2000 is 199.43%.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Terms

12
months

Example:

Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

Loan Amount of $1,000 over 12 months repayable weekly (50 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work

Loan amount

$2,100 minimum
$4,600 maximum

Costs

Annual Percentage Rate (APR) is 48% Comparison rate is 67.41% P.A.

This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.

Loan Amount of $4,500 over 24 months repayable weekly (104 weekly repayments). $4,500 (Principle Amount) + $400 (Establishment Fee) + $2,732.56 (reducing interest) = $7,632.56 total repayable over 24 months with weekly installments of $73.39.

For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

Example of how our large personal loans work

Loan amount

$5,000 minimum
$10,000 maximum

Costs

ANNUAL PERCENTAGE RATE (APR) IS 21.24% Comparison Rate is 48% P.A.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $5,000 over 18 months repayable weekly (78 weekly repayments). $5,000 (Principle Amount) + $2,027.80 (Interest) = $7,027.80 total repayable over 18 months with weekly installments of $90.10.

Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.

What our clients say

Cruise along with our bike loan, apply now up to $10,000! Overall rating: 4.7 out of 5 based on 148 reviews.

Great easy application

★★★★★
5 5 1
Very fast easy to apply thank you so much