Discover Jacaranda Finance



We give you the outcome of your application with 60 minutes


Quick Turnarounds & Decisions
$300 $4600
Adjust the above slider to your desired loan amount
(you will be sent a verification code by SMS)

Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Boat loans, 100% online, fast no fuss loans, Apply Now!

Jacaranda Finance offer some of the best boat loans rate in the country!

What is a boat loan?

A Jacaranda Finance boat loan is a loan that is 100% online, fast, medium loan usually between $2,000 and $4,600.

All you need to do is hit the APPLY NOW button and fill out our 4 minute application form online and you will have a yes or no answer within 60 minutes!

We understand that sometimes life throws you unexpected situations that you may not always be prepared for. Here at Jacaranda we offer fast, fair, online approval loans.

All you need is to be over 18, have a regular source of income, be an Australian resident and you can apply!

What is a medium secured loan?

A medium secured loan is a loan for those customers wanting to borrow a little bit more than what is offered in a small loan. Our medium secured loans are between $2,000 to $4,600.

How do our medium secured personal loans work?

Our medium personal loans are a minimum of $2,000 to a maximum of $4,600, the terms of the loan are dependent upon your individual loan but will generally be between 13 to 24 months.

How do I use the used boat loan calculator?

Using the boat loan calculator couldn’t be easier! All you need to do is go to the top of the page and move the slider to the amount you want to borrow and then move the bottom slider to how long you would like to borrow your amount for.

For example my boat is going to cost $3,500 (top slider) and I want to pay it off over 19 months, this will cost me $90.58 in repayments a week.

A boat loan repayment calculator can help you to decide how much money you need borrow. It can also help you decide how long you will need to pay off your loan at the repayments you can afford.

What if I only want a small boat loan?

We also offer a small loan option for customers who are looking for a smaller loan however these loans are from $400 to a maximum $2,000 and are repaid over 16 to 50 week terms.

Boat loans – how do I repay?

Repaying your boat loan couldn’t be easier! All you need to do is provide us with your direct debit details and nominate a day you want the repayment to come out and we will do the rest for you!

No need to take a trip to the post office or worrying about paying online your repayments will be automatic!

Once your final payment is complete it will be automatically cancelled it’s as easy as that!

boat loans

boat loans

Do you perform Credit Checks?

Yes! We adhere to our responsible lending policies and regulations and to do this we are required to perform credit checks on our applications.

We are however more lenient than traditional lenders and we are 100% online so why not just apply and have a chat with our friendly customer service staff about your situation.

Can I still apply for a loan if I have had bad credit in the past?

Yes. We assess all our applications individually and encourage all those looking for a boat loan to apply. If you are unsure of your credit history, click here to find it out for free online

What should you be looking for when applying for a boat loan?

Therefore, if you have seen that perfect boat deal and need the finance now then why wait! Apply Now with Jacaranda finance and you could have your cash instantly!

We are 100% online, we can have your boat loan approved usually within 60 minutes and we are an Australian finance company offering top rates on boat loans.

Still not convinced give us a call and chat to one of our friendly customer service representatives and get your boat loan underway!

Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum


Up to 20% Establishment Fee charged upfront + monthly fee up to 4%

Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).


weeks minumum
weeks maximum


Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work

Loan amount

$2,001 minimum
$4,600 maximum


Annual Percentage Rate (APR) is 48% Comparison rate is 66.0347% p.a.

This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.


months minumum
months maximum


Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly instalments of $61.27.

For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

What our clients say

Boat loans, 100% online, fast no fuss loans, Apply Now! Overall rating: 4.7 out of 5 based on 148 reviews.

Great easy application

5 5 1
Very fast easy to apply thank you so much