What we need from you!
To keep the process as streamlined and quick as possible we need you to have a few things in place before the approval of your loan:
To qualify for one of our cash loans you simply need to be:
- Over 18 years of age
- Receiving a regular income into a personal bank account for at least 3 months prior to applying
- An Australian resident or have permanent residency
- Available on a current contact number
Once all those boxes are ticked then it is an easy road to your instant fast approval loan!
For fast loan approval it is a super easy 5 step process and ta-da! Approved!
- Submit your application online – on average this takes around 4min!
- Get conditionally approved
- Supply supporting data – unlike other lenders we only require 90 days of bank statements which you can access online in seconds!
- We assess your situation
- Money is transferred same day to your bank account on approval
It’s as easy as that!
Jacaranda Finance fast approval loans are 100% online!
This means there is absolutely no paperwork! All applications are done online without you having to leave the comfort of your living room or office to get your cash loan approved. All you need is an internet capable device and you’re on your way to solving your financial problems!
No face to face meetings, no banks or queues. Now that’s a perk!
How do I repay my loan?
We customise your direct debit payment and schedule it in line with your income to ensure it is affordable. Once it is paid in full the direct debits stop automatically. It’s as easy as that!
We dislike Fuss!
Here at Jacaranda Finance we like to get in, approve the loan and keep our customers happy, this is part of our No Fuss policy.
Also, our loans comply with all relevant Commonwealth and State Legislation, so you can benefit too knowing that there are no hidden fees or surprises – like we said, no fuss!
We’re great! Our customers agree
Thousands of customers continue to choose Jacaranda Finance because we are leaders in our field and customer’s love our products and customer service.
Finally, if you are not happy with your application experience with Jacaranda Finance (but we can’t see why you wouldn’t be!) then you can withdraw your request at no cost whatsoever!
So what are you waiting for? Start your partnership with Jacaranda Finance today and get back onto the path of financial happiness! It only takes 4 minutes of your time, so apply now!
- Loan Amounts: Minimum $400 to Maximum $2,000.
- Terms: Minimum 16 weeks to Maximum 50 weeks.
- Costs: Up to 20% Establishment Fee charged upfront plus a monthly fee up to 4%. Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).
- Example: Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount)+ $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.
- Loan Amounts: Minimum $2001 to Maximum $4,600.
- Terms: Minimum 13 months to Maximum 24 months.
- Costs: Annual Percentage Rate (APR) is 48%. Comparison rate is 66.0347% p.a. This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.
- Example: Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount)+ $400 (Establishment Fee) + $1378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly installments of $61.27.
- For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.