Discover Jacaranda Finance

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$300 $4600
$2000
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Weekly
Fortnightly
Monthly
(you will be sent a verification code by SMS)

Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%). Click here to see a worked example.

The Annual Percentage Rate for Secured Medium Loans is 48%. Comparison Rate is 66.0347% p.a. This comparison rate is based on a Medium Amount Credit Contract for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable. Click here to see a worked example.

Fast approval loans to sort you out when you’re in a pickle! You can apply online at any time!

Would Jacaranda’s fast approval loans help to love unexpected expense issues for you?

Looking for bad credit unsecured personal loans with very fast approval? Well, you’re in the right place. At Jacaranda Finance, we do personal loans and give very fast approval. It takes only a few minutes to complete our application form online. These loans are the perfect thing for when you need cash asap, simply because they are so fast. Keen to find out more? Read on for some more juicy info about fast approval loans!

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What do fast approval loans mean?

As the name suggests, our fast approval loans are lightning fast approval loans! You apply for your loan online and receive approval for your loan in less than an hour after submitting your application. A perfect blend of speed and convenience.

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Where can you get fast approval loans?

Looking to get approved for a loan fast? No problem. You don’t need to be anywhere specific. To start you off all you need is an internet enabled device. Then, simply head to our homepage where you can complete our easy online cash advance application form. It only takes a few minutes to complete.

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How does the application process work?

Applying for our fast approval loans works by first completing our easy online application form. It only takes a 4 minutes to fill out. It will ask you a few questions about the purpose of your loan, as well as, some personal details. We’ll also need you to provide us with a contact number so that we can let you know the outcome of your cash loans application.

If your application is approved, we will send you a message, extending you an offer for a loan. Your job then is to accept the loan contract. As soon as we receive the contract back from you we’ll transfer your funds. However, if you decide you don’t want to go ahead with the loan you can feel free to reject the loan contract.

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When should you receive your funds?

As soon as you accept the contract we’ll send your funds to you immediately! Depending on what bank you’re with, this could be within several hours. If your bank takes longer to transfer funds, expect to receive your funds the next day.

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Who can get fast approval loans?

As a responsible lender, we only lend fast approval loans to those who meet our eligibility requirements. Those who meet the eligibility requirements can get fast approval loans with Jacaranda. To be eligible you must be:

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What information do I need to provide as part of my application?

Along with your instant loans application, you’ll also need to include some documents to verify some of the information provided on your application form. The following is a list of some info required from you.

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How much can you borrow with fast approval loans?

With our same day fast approval loans, you can borrow between $300 to $2000 repaid over 12-months. These are our unsecured small personal loans. Alternatively, you can borrow between $2100 to $4600 and repay the principal over a period of 13 to 24 months. These are medium secured personal loans.

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What are the costs of your personal loans?

Our costs vary slightly between the two different types of loans we have. Here we out the loan the costs between the different types of loans below:

Small personal loan costs:

The costs of bad credit unsecured personal loans with very fast approval include an establishment fee of 20% the loan amount. It will also include fees of 4% per month. These are our bad credit unsecured personal loans with very fast approval. With these loans, you can borrow between $300 to $1200 that can be repaid over 12 months. To give you an example of what these loans cost, we can look at an example of $1000 repaid over 12 months:

This can either be repaid with weekly payments of $35, fortnightly payments of $70 or monthly payments of $140

Medium secured personal loan costs:

Our medium secured personal loans allow you to borrow between $2,000 to $4,600 that can be repaid over 13 – 24 months. For these loans, they require a $400 establishment fee plus 48% in other fees. These loans require a security asset to be tied to the loan. To give you an example of what these loans cost, let’s look at an example of borrowing $3,000 repaid over 18 months:

The repayments can either be paid in repayments of $61.19 per week, $122.77 per fortnight or $268.21 per month

f you want to check how much the repayments will be for borrowing different amounts, use our useful payment calculator found on our homepage.

There is also a $35 dishonour fee for any missed payments. However, if you find that you will not be able to make a payment that month, the best thing to do would be to contact us as soon as possible, so that we can find a solution.

If you would like to learn more about the permissible fees and charges for fast approval loans visit the Moneysmart website.

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How do repayments work?

When you are repaying our fast approval loans, we use the latest in safe banking technology to direct debit your account. Therefore, your payments can come out of your account automatically, without you having to worry about making the repayments on time. They can be set up to come out of your account on a weekly, fortnightly or monthly basis. We suggest arranging your payment intervals to come out of your account to match your pay cycle. It’s simple and fast, and absolutely no paperwork!

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How to get bad credit unsecured personal loans with very fast approval?

Some people worry about their eligibility when borrowing a loan, especially if they have bad credit. However, with Jacaranda Finance, we understand that having a bad credit rating does not necessarily mean you are unreliable with finances. Instead, we look at your recent financial history to assess whether you’ll be able to make the loan repayments. So, that’s why we do bad credit unsecured personal loans with very fast approval!

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Do you do cash loans no credit check fast approval Jacaranda?

We do perform credit checks when we do fast approval loans. However, if you have previously been a customer with Jacaranda Finance we may not conduct a check. However, even though we do credit checks, this is not the only thing we look at. So, if you are worried about your bad credit rating, remember that we will also look at your recent financial history to ensure you will be reliable with your repayments.

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What’s great about Jacaranda’s fast approval loans?

There are many benefits you can enjoy from Jacaranda’s fast approval loans. We’ve decided to outline what all the advantages you can enjoy from Jacaranda’s fast approval loans right here:

Things to keep in mind before you apply for fast approval loans

While it is very easy to apply for fast approval loans there are some things to keep in mind before making the decision to borrow money.

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Can you afford the repayments?

One of the most important questions to ask yourself before making the decision to borrow bad credit unsecured personal loans with very fast approval it’s important to ensure that you can make the repayments. A good way to do this is to use a budget calculator to help you determine whether you can fit the repayment amounts comfortably into your monthly budget. A good budget calculator can be found on the Moneysmart website.

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Do you agree with terms and conditions of the loan contract?

Before entering a loan contract it’s important to ensure that you have clearly understood the terms and conditions of the loan. That way you will understand your obligations as a borrower and the lender’s obligation to you. You won’t be surprised by anything throughout your loan term if you agree with everything on the loan contract.

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What happens if you were to lose your job?

It’s also important to be prepared for the worst to happen. Do you have a backup plan for if the worst were to happen? If you were to lose your job and your reliable stream of income, how easy would it be for you to find a new job? If it wouldn’t be so easy you could risk missing payments and damage your credit score.

In summary, if you are looking for bad credit unsecured personal loans Australia, Jacaranda Finance can help you out. That’s because we understand that things can happen out of the blue and you might need cash fast! So, if you need to borrow fast approval loans, we are ready to help. Simply fill out our easy online application form and get fast approval loans today!

Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum

Costs

Up to 20% Establishment Fee charged upfront + monthly fee up to 4%

Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).

In APR terms, the maximum annual percentage rate on our loans between $300 and $2000 is 199.43%.

Terms

16
weeks minumum
50
weeks maximum

Example:

Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work

Loan amount

$2,001 minimum
$4,600 maximum

Costs

Annual Percentage Rate (APR) is 48% Comparison rate is 66.0347% p.a.

This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly instalments of $61.27.

For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

What our clients say

Would Jacaranda’s fast approval loans help to love unexpected expense issues for you? Overall rating: 4.7 out of 5 based on 148 reviews.

Great easy application

★★★★★
5 5 1
Very fast easy to apply thank you so much