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$300 $4600
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Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

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Get a loan Today up to $4,600! 60-minute approval

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Get a loan Today? Have unexpected bills been giving you trouble lately? Are you struggling to keep your head above water?

Have you had unexpected bills or expenses recently? Then look no further! We are 100% online loan company, Apply Now!

Stop worrying and come and talk to Jacaranda finance and get a loan today!

What kind of loans do Jacaranda finance offer?

Jacaranda offers fast, small loans for those customers who don’t want to waste time with traditional lenders and want their money fast!

We are 100% online, 60 minute approval, cash loan company.

Get a loan today!

How do I get a loan today?

That couldn’t be easier!

All you need to do is click on the link above that says APPLY NOW! Fill out the application form (which usually takes most customers 4 min) and wait for your outcome!

We will give you a yes or no answer within 60 minutes and once approved you could have your cash in your account instantly! And you can get a loan today!

Why wait jump online now and get approved for a loan today

Where can I go to get a loan today?

There is no need to organise a babysitter or book an appointment to organise a loan!

We are 100% online and you can apply for a loan through Jacaranda at any time!

All you need to do is hit the Apply now button at the top of the page and you will be on the way to solving your loan problems!

Can I get a personal loan with bad credit today?

Yes, our loans can be approved within 60 minutes once you have filled out our application form.

Once your application has been lodged our friendly customer service team can assess whether your bad credit will affect your eligibility for a loan through Jacaranda.

Although we are much more lenient than most traditional lenders we do adhere to responsible lending regulations, which means we do perform credit checks on our applications.

Can I apply for a loan and get it today?

Absolutely!

As long as your application is within Business hours and depending on which bank you are with, once your loan is approved you could have your money instantly!

Can you help me get a loan today?

No problem!

All you need to do is hit the Apply Now button at the top of the page and we can get your loan application to the approvals team and your loan on the way.

You will need to be 18 years of age, have a regular source of income and be an Australian citizen.

If you tick all those boxes then your almost there!

Where can i get a loan from today?

Because we are 100% online and there is no paperwork to hand in, there is no need for you to go anywhere to get a Jacaranda finance loan!

All you need is an internet capable device and a few minutes to fill out the application form online. It couldn’t be easier!

Can I get a loan today if I’m receiving Centrelink Benefits?

Yes you can!

We only require you to have a regular source of income and centrelink payments meet this criteria.

As long as you are receiving $400 a week or $800 a fortnight then you are eligible for a Jacaranda loan.

Once I have my loan sorted how do I make my repayments?

No problem there!

Once your loan is finalised we will set up a direct debit for you, which comes straight from your bank account on a nominated day.

This way you don’t even have to worry about paying a bill!

Once your loan has been paid out in full then the direct debits will automatically stop, no fuss, no worries!

Need to get a loan today? Then check out our handy table to get all the information you need to get you on your way!

Need to get a loan today? Then this table is for you! Customers who are looking to get a loan today!
What requirements are there to get a loan today? 1)  Regular source of income

2)  Be 18yrs old

3) Be a permanent Australian resident

How long do I have to repay my loan? Depending on your loan your repayment terms will vary. However, generally they will range from 16-50 weeks.
Available Loan types Fixed
Lender Jacaranda Personal Loans

Therefore, what are you waiting for?

We are fast, friendly and fair.

We are 100% online, which makes us much more flexible than traditional lenders and we are here to help!

Jump online and have all your money issues solved within 60 minutes, it can’t get any easier!

Example of how our small personal loans work.

  • Loan Amounts: Minimum $400 to Maximum $2,000.
  • Terms: Minimum 16 weeks to Maximum 50 weeks.
  • Costs: Up to 20% Establishment Fee charged upfront plus a monthly fee up to 4%. Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).
  • Example: Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount)+ $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work.

  • Loan Amounts: Minimum $2001 to Maximum $4,600.
  • Terms: Minimum 13 months to Maximum 24 months.
  • Costs: Annual Percentage Rate (APR) is 48%. Comparison rate is 66.0347% p.a. This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.
  • Example: Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount)+ $400 (Establishment Fee) + $1378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly installments of $61.27.
  • For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

What our clients say

Get a loan Today up to $4,600! 60-minute approval Overall rating: 4.7 out of 5 based on 146 reviews.

Great easy application

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Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum

Costs

Up to 20% Establishment Fee charged upfront + monthly fee up to 4%

Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).

Terms

16
weeks minumum
50
weeks maximum

Example:

Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work

Loan amount

$2,001 minimum
$4,600 maximum

Costs

Annual Percentage Rate (APR) is 48% Comparison rate is 66.0347% p.a.

This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly instalments of $61.27.

For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.