Can I apply for a loan and get it today?
As long as your application is within Business hours and depending on which bank you are with, once your loan is approved you could have your money instantly!
Can you help me get a loan today?
All you need to do is hit the Apply Now button at the top of the page and we can get your loan application to the approvals team and your loan on the way.
You will need to be 18 years of age, have a regular source of income and be an Australian citizen.
If you tick all those boxes then your almost there!
Where can i get a loan from today?
Because we are 100% online and there is no paperwork to hand in, there is no need for you to go anywhere to get a Jacaranda finance loan!
All you need is an internet capable device and a few minutes to fill out the application form online. It couldn’t be easier!
Can I get a loan today if I’m receiving Centrelink Benefits?
Yes you can!
We only require you to have a regular source of income and centrelink payments meet this criteria.
As long as you are receiving $400 a week or $800 a fortnight then you are eligible for a Jacaranda loan.
Once I have my loan sorted how do I make my repayments?
No problem there!
Once your loan is finalised we will set up a direct debit for you, which comes straight from your bank account on a nominated day.
This way you don’t even have to worry about paying a bill!
Once your loan has been paid out in full then the direct debits will automatically stop, no fuss, no worries!
Need to get a loan today? Then check out our handy table to get all the information you need to get you on your way!
|Need to get a loan today? Then this table is for you!
||Customers who are looking to get a loan today!
|What requirements are there to get a loan today?
||1) Regular source of income
2) Be 18yrs old
3) Be a permanent Australian resident
|How long do I have to repay my loan?
||Depending on your loan your repayment terms will vary. However, generally they will range from 16-50 weeks.
|Available Loan types
||Jacaranda Personal Loans
Therefore, what are you waiting for?
We are fast, friendly and fair.
We are 100% online, which makes us much more flexible than traditional lenders and we are here to help!
Jump online and have all your money issues solved within 60 minutes, it can’t get any easier!
- Loan Amounts: Minimum $400 to Maximum $2,000.
- Terms: Minimum 16 weeks to Maximum 50 weeks.
- Costs: Up to 20% Establishment Fee charged upfront plus a monthly fee up to 4%. Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).
- Example: Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount)+ $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.
- Loan Amounts: Minimum $2001 to Maximum $4,600.
- Terms: Minimum 13 months to Maximum 24 months.
- Costs: Annual Percentage Rate (APR) is 48%. Comparison rate is 66.0347% p.a. This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.
- Example: Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount)+ $400 (Establishment Fee) + $1378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly installments of $61.27.
- For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.