Discover Jacaranda Finance

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Quick Turnarounds & Decisions
$300 $4600
$2000
Adjust the above slider to your desired loan amount
Weekly
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(you will be sent a verification code by SMS)

Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

The maximum you will be charged is a 20% Establishment Fee and a 4% Monthly Fee. Under the current legislation lenders do not charge an annual monthly interest rate for our Small Amount Credit Contracts. You may know this as Annual Percentage Rate or APR(%). Click here to see a worked example.

The Annual Percentage Rate for Secured Medium Loans is 48%. Comparison Rate is 66.0347% p.a. This comparison rate is based on a Medium Amount Credit Contract for an amount of $2,500 over 2 years and a $400 establishment fee. Fees and charges are payable. Click here to see a worked example.

Get a loan today with Jacaranda Finance!

Get A Loan Today Up To $4,600! Fast Approvals And Quick Cash!

Get a loan today with Jacaranda Finance! Are unexpected bills giving you trouble? Or maybe you’re just struggling to keep your head above water? Get a loan today and we’ll always help you stay afloat!

If you’re not sure as to how on earth you’re going to get back on your feet then look no further! Jacaranda Finance has the loans you need to get you back on track!

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Why should I get a loan today with Jacaranda Finance?

Jacaranda Finance is Australia’s fastest growing short-term cash loan lender. We have worked with over 22,000 Australians to achieve their goals and pride ourselves on being second-to-none.

It is also a huge advantage being 100% online. Plus, we’ll only look at just 90 days of bank statements and a Centrelink Income Statement if you receive one. We can offer a quick loan service tailored to our customers – without the tedious paperwork.

Further, we pride ourselves on being responsible lenders. So, you will never get any nasty surprises with your Jacaranda Finance ‘get a loan today’ applications.

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What are the loans I can get today with Jacaranda Finance?

If you want to get a quick loan today, you are in the right place! We offer many types of loans for many different situations. The loans we offer come under 2 categories. These are small personal loans and medium secured personal loans. Our small personal loans range from $300 to $2,000, and are repaid over 12 months and are unsecured. Whereas, our medium secured personal loans range from $2,001 to $4,600, are repaid over 13 to 24 months and are secured.

Once you’ve established which type of loan you’re after – either small fast personal loans or medium secured personal loans – it’s up to your what use it for! The only thing you can’t use your loan for is to pay off another cash loan.

Some examples loans I can get today are:

And the list goes on. Like we said, it’s completely up to you. Only you know how much you need and what you need it for.

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Can I get paid today loans?

You sure can! Our process is super fast and simple! The get a loan today application form only takes about 4 minutes to complete. Then, once you’ve submitted it to us, we’ll tell you straight away if we’re able to make you an offer or not. When applying for get paid today loans, we never want to waste your time. Therefore, if we can’t help you, we’ll let you know! Otherwise, you’ll receive a conditional approval and then it will just be 60 short minutes before we come back to you with an official offer.

After that, we’ll send your an electronic loan contract to sign and send back to us. Once we’ve received it, we’ll transfer your get paid today loans to you straight away. You’ll see the money in your account not long after. However, this is subject to the policies of the bank you are with. Apply for your loans in bank today and see how fast we really are!

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Can I get a loan today with bad credit?

While we do conduct credit checks on some of our new customers, credit history is not the only thing we look at. We understand that things happen sometimes and mistakes are made. Those mistakes are in the past and as long as you’re willing to make the effort to learn from them, you shouldn’t be judged on them alone. If you want to get bad credit personal loans, you might still be able to!

We believe that we get a much more accurate representation of your true financial situation by focusing more on your income and your relationship with money. We use custom-built technology to access 90 days of your bank statements to get a better look at your individual spending habits. This allows us to gain a more general understanding of your situation as a whole instead of just your past mistakes.

Like we said, the only reason we would decline an application is if the applicant was unable to repay their loan. Your credit rating may not have anything to do with it. Therefore, bad credit or not, apply and get a loan today with bad credit. We guarantee we’ll always give everyone a fair go. Get loan now and find out for yourself!

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Who can get a loan today?

As responsible lenders, we must have certain criteria in place to ensure that our clients are able to repay their loans in bank today. To get a quick loan today, you must be:

If you need a loan now, just make sure you check to see if you match these requirements! If so, jump online and get loan now!

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What else do I need to get a loan today?

We want to make this whole process as simple as possible! We know you probably have a lot on your plate and we’re not here to add to it! When you go to get a quick loan today, all you’ll need to tell is details about the following information:

That’s it! As you can get a loan today completely online, you don’t need to worry about printing anything off or rifling through pages of documents. Just fill out our simple application form and get your loans in bank today!

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Can I get a loan today if I’m receiving Centrelink benefits?

As long as you meet our eligibility requirements and receive a regular and stable income, you’ll be able to get a quick loan today. If you need a loan today, we always want to make sure we’re giving you a fair go. All we ask is that you can afford the loan repayments. So, whether your money comes from work wages or Centrelink, as long as you can afford a loan, we’ll give you one!

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Why don’t you ask for bank statements for loans I can get today?

As we mentioned briefly before, we used custom-built technology. It allows us access to read-only copies of your bank statements from the last 90 days. This means that you don’t need to search through pages of bank statements to manually send through to us. This technology is also the reason our application form only takes 4 minutes to complete.

Apart from it being a huge time-saver, the main reason we use this system rather than accepting manually submitted bank statements is that we’ve had problems with identity theft and fraud in the past. Therefore, this system is far more secure for you and will save you a lot of time and effort. The secure system will simply use the internet banking credentials that you provide to grab read-only copies of your statements. No one is actually logging in to your account nor will anyone have access to your funds.

Your login details will be deleted 2 minutes after submitting them (yep, it’s that fast) and if you do have any concerns you could simply change your credentials straight after. However, we can absolutely guarantee that this system is completely secure and we would never do anything to jeopardise the privacy of our clients’ personal information. We take client data security very seriously and feel that this is the best way to keep your information safe and give you a proper, thorough and fair assessment.

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What should I consider before I get a loan today?

If you need a loan now, it’s possible you could rush into something. Therefore, it’s important to always do your research and be sure of the decision you are making. The things you should consider before you get a quick loan today are:

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If I get a loan today, how much will it cost?

One of the first questions you’re likely to ask when you get loan now is ‘how much does it cost?’ This is why we pride ourselves on how transparent we are when it comes to the costs and fees associated with our loans. The loans in bank today rates you can expect you pay are:

The costs associated with our small personal loans ($300 – $2,000) are:

The costs associated with our medium secured personal loans ($2,001 – $4,600) are:

And that’s it! Apart from a dishonour fee, which will be charged if you miss a payment, you won’t be faced with any more costs! What you see is what you get! No hidden fees and that’s our promise. The best way to avoid being charged a dishonour fee is to just let us know if you’re not able to make a payment and we’ll always be happy to work with you!

The good news is that, if you decide you want to pay your loan out early, it won’t cost you anything to do so! In fact, you’ll end up saving money on interest and other monthly fees.

If you’re after a little more information on the standard costs of personal loans, check out the Moneysmart website.

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So, are you ready to get a loan today?

Head back to our homepage and get started with your application! Get a loan today and be back on your feet tomorrow!

Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum

Costs

Up to 20% Establishment Fee charged upfront + monthly fee up to 4%

Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).

In APR terms, the maximum annual percentage rate on our loans between $300 and $2000 is 199.43%.

Terms

16
weeks minumum
50
weeks maximum

Example:

Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work

Loan amount

$2,001 minimum
$4,600 maximum

Costs

Annual Percentage Rate (APR) is 48% Comparison rate is 66.0347% p.a.

This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly instalments of $61.27.

For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

What our clients say

Get A Loan Today Up To $4,600! Fast Approvals And Quick Cash! Overall rating: 4.7 out of 5 based on 148 reviews.

Great easy application

★★★★★
5 5 1
Very fast easy to apply thank you so much