Travel Loans for France

Looking to fund your trip to France? Look no further than a Jacaranda Finance travel loan.
Our hassle-free online application process and fast approvals can help you get the funds you need to make your dream trip a reality.

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Borrow $3,000 to $25,000
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Same-Day Approval2
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25-48 month terms

Check If You Qualify

With no impact on your credit score!

Check If You Qualify with no impact on your credit score!

*Subject to lending criteria, T's and C's'

*Subject to lending criteria, T's and C's'

Looking to fund your trip to France? Look no further than a Jacaranda Finance travel loan.
Our hassle-free online application process and fast approvals can help you get the funds you need to make your dream trip a reality.

Decorative graphic of a Coin
Borrow $3,000 to $25,000
Decorative graphic of a clock
Same-Day Approval2
Decorative graphic of a calendar
25-48 month terms

Award-winning lender

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Why travel to France?

France is a top destination for travellers from around the world. In fact, France is the most visited country, with 89.4 million people heading there in 2019. Around 200,000 of those each year are Australians.

France offers a bit of everything. It has amazing man-made wonders, such as the Eiffel Tower and The Louvre; a rich history, both modern and not-so-modern; exquisite cuisine; stunning natural landscapes; and amazing entertainment.

Whether you're exploring Paris or touring the old seaside towns ravaged by World War 2, France is sure to capture your heart and mind. Read on to learn more about why you should pick France for your next holiday, and how Jacaranda can help you get there.

What is a travel loan?

A travel loan, or holiday loan, is simply a personal loan used to pay for travel expenses. According to our data, holidays and travel are commonly listed as one of the most common reasons for taking out a loan, with customers using them to pay for some of the following: such as:

  • Flight costs
  • Accommodation
  • Travel insurance
  • Transport and car hires
  • Tours and activities
  • Activities and events

With holidays (particularly overseas ones) easily costing five figures, a holiday loan can allow you to avoid paying for the whole thing in a lump sum or overspending with a credit card. By borrowing a lump sum to be repaid in manageable instalments, you know exactly what your trip will cost before you even leave the country with a travel loan.

About our travel loans for France

Using your savings to fund an overseas holiday, or other methods like a credit card can be useful but run the risk of overspending past your budget. But with a personal loan, you borrow a set amount and repay it over time. With fixed interest rates keeping your repayments unchanged, a Jacaranda personal loan could be just what you need.

Our express holiday loans can provide up to $25,000 and loan terms as long as 48 months. With rapid 5-12 minute applications1, same-day approvals2 and 60-second transfers3 available 100% online, you could have the money in your account and ready to spend in France faster than you could surrender to the Germans.

See below for more information on how our application process works or click here if you're ready to get started!

Loan Details
Loan Amounts:

$3,000 to $25,000

Loan Terms:

25 months to 48 months

Loan Type:
Show the About Security modal

Secured and unsecured

Rate type:

Fixed

Repayment Options:

Weekly, fortnightly or monthly

No Early Payout or Exit Fees:

Customers who pay their loan out early do not incur any additional fees or charges for doing so. Fixed fees that have already been incurred are due and payable.

THE APPLICATION PROCESS

We Make Applying Easy

We know how important it is to receive your funds in a timely manner. As a hard-working Australian, you don’t have time to waste on needless paperwork.

That’s why our loan application process has been perfected over time to be as simple and quick as possible.

How much does it cost to travel to France from Australia?

As the world's most popular tourist destination, France can be quite an expensive place to travel to. Budget Your Trip, for example, quotes the average daily expenses for a typical French holiday at $290, which is a lot more than the likes of Fiji ($205), and the UK ($214) and slightly less than the USA ($318).

According to Tourism Research Australia, the average trip to France by Australian visitors lasts for 18 nights. Based on this average daily cost, you'd be looking at spending around $5,220 to travel to France, although your total cost will vary based on the following factors:

  • Your length of stay
  • Destination within France
  • Your accommodation (are you staying in luxury or somewhere modest?)
  • The time of year you book and the airline you fly with
  • The activities you get up to and more

Flights and accommodation will generally be your biggest expenses. According to Skyscanner, the cheapest return tickets to France (as of February 2023) will set you back about $1,115, and the typical nightly expense for accommodation is $190 AUD per person.

The average cost of travel to France

One week (AUD)

Two weeks (AUD)

One month (AUD)

For one person

$2,029

$4,056

$8,692

For a couple

$4,056

$8,112

$17,383

Source: budgetyourtrip.com, accurate as at 20 February 2023. Dollar amounts are based on 'mid-range' travellers.

What to do/see in France

While it's quite impossible to give a list of all the 'best' things to do in France (there are so many things after all!), we've managed to narrow it down to six must-see and must-do sights and activities.

Paris

The City of Lights (and Love) is a must-see destination in France, with world-famous attractions such as the Eiffel Tower, the Louvre Museum, Notre Dame Cathedral, and the Champs-Élysées. Do we really need to say more about Paris?

Explore the French Riviera

The glamorous French Riviera is home to picturesque coastal towns like Nice, Cannes, and Saint-Tropez, as well as stunning beaches and luxurious resorts.

Visit historic sites

France is home to many historic sites and landmarks, including the Palace of Versailles, the Mont Saint-Michel, the Bayeux Tapestry, and the D-Day beaches.

See the castles

France has a wealth of impressive castles and châteaux to explore, including the Château de Chambord, the Palace of Fontainebleau, and the Château de Chenonceau.

Enjoy nature

France boasts stunning natural scenery, such as the French Alps, the Camargue wetlands, and the lavender fields of Provence.

Discover French wine

France is known for its world-class wine, and there are many wine regions to explore, such as Bordeaux, Burgundy, and the Loire Valley.

Health and safety concerns for travellers in France

Parisian Eiffel Tower and Champs de Mars in the morning, France

France is generally a safe and welcoming country for tourists, but like any destination, there are some things to be aware of to ensure a smooth and enjoyable trip. The government's Smartraveller website, for example, lists France as requiring a 'high degree of caution' (as of 2023).

Here's what you need to know about before you book your French adventure.

  • Pickpocketing and scams: Pickpocketing is a common problem in tourist areas, especially in Paris. Be vigilant with your belongings and avoid carrying large amounts of cash. Also, be cautious of scams such as people trying to sell you fake goods or overpriced souvenirs.
  • Violent crime and terrorism: Violent attacks against tourists by groups of young people can occur late at night around major tourist attractions and on public transport. France's domestic terror threat is also at the medium level, so listen carefully to official instructions in the event of an attack.
  • Strikes, protests and demonstrations: Strikes and protests are common in France, particularly in the transportation sector. This can cause disruptions to flights, trains, and buses, so keep an eye on the news and make contingency plans if necessary.
  • Traffic and parking: Driving in French cities can be challenging, with narrow streets and limited parking. Consider using public transport instead, or book accommodation with parking if you plan to drive.
  • Cultural differences: France has its own unique customs and social norms, so it's important to be respectful of the local culture. For example, it's considered rude to speak loudly in public or to tip excessively in restaurants.
  • Language barrier: While many people in France speak English, especially in tourist areas, it's always a good idea to learn some basic French phrases to help with communication.

It's probably a good idea to take out a travel insurance policy for France before you go. According to Finder, you can do so for just a few dollars a day, but this could cover you for thousands of dollars worth of possessions, cancelled flights or medical bills should the worst happen.

Parisian Eiffel Tower and Champs de Mars in the morning, France
A man applying for quick loan through his laptop

Am I eligible for a Jacaranda loan?

The basic eligibility criteria you must meet before submitting an application:
  • Be at least 19 years of age.
  • Be employed on a permanent or casual basis.
  • Have a consistent income going into your own bank account for the last 90 days.
  • Be in control of your finances and be handling existing financial commitments comfortably.
  • Be an Australian citizen or permanent resident with a fixed address.
  • Have an active email address, phone number, and online banking account in your name that belongs to you.

We accept a wider range of credit history than a bank or a prime lender, but we do not recommend submitting an application if:

  • You are currently or recently bankrupt (you must be three years discharged and in control of your finances)
  • You are not comfortably repaying your existing financial obligations
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Rates & Fees

Interest Rate
Comparison Rate
Show the What does it mean? modal
Loan Term
Repayment Cycle
Secured or
Unsecured
Show the What does it mean? modal
Establishment Fees
Show the What does it mean? modal
Monthly Fees
Show the What does it mean? modal
Risk Fee
Show the What does it mean? modal
Comparison Rate Warning*
  • Unsecured
    Personal Loan
    $3,000 - $15,000
    Interest Rate
    17.95% to 27.95%
    Comparison Rate
    Show the About Comparison Rate modal
    32.40% to 42.80%
    Loan Term
    25 - 36 months
    Repayment Cycle
    Weekly, fortnightly or monthly
    Secured or
    Unsecured
    Show the About Security modal
    Unsecured
    Establishment Fees
    Show the About Establishment Fees modal
    $130 to $990
    Monthly Fees
    Show the About Monthly Fees modal
    $24 p/month
    Risk Fee
    Show the About Risk Fee modal
    $0 to $995
    Comparison Rate Warning*
    Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • Secured
    Personal Loan
    $3,000 - $25,000
    Interest Rate
    14.95% to 27.95%
    Comparison Rate
    Show the About Comparison Rate modal
    29.30% to 42.80%
    Loan Term
    25 - 48 months
    Repayment Cycle
    Weekly, fortnightly or monthly
    Secured or
    Unsecured
    Show the About Security modal
    Secured
    Establishment Fees
    Show the About Establishment Fees modal
    $130 to $990
    Monthly Fees
    Show the About Monthly Fees modal
    $24 p/month
    Risk Fee
    Show the About Risk Fee modal
    $0 to $995
    Comparison Rate Warning*
    Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
This is not an offer for credit. The amount you can borrow as well as the offer you receive may vary once you complete an application and all relevant details are captured and verified. Fees, credit criteria and terms and conditions apply. Example tables and calculators are illustrative only and are not intended to be your sole source of information when making a financial decision. Consider whether to get advice from a licensed financial adviser.
  • Unsecured
    Personal Loan
    $3,000 - $15,000
    Interest Rate
    17.95% to 27.95%
    17.95% to 27.95%
    Comparison Rate
    Show the What does it mean? modal
    32.40% to 42.80%
    32.40% to 42.80%
    Loan Term
    25 - 36 months
    25 - 36 months
    Secured or
    Unsecured
    Show the What does it mean? modal
    Unsecured
    Unsecured
    Monthly Fees
    Show the What does it mean? modal
    $24 p/month
    $24 p/month
    Repayment Cycle
    Weekly, fortnightly or monthly
    Weekly, fortnightly or monthly
    Establishment Fees
    Show the What does it mean? modal
    $130 to $990
    $130 to $990
    Risk Fee
    Show the What does it mean? modal
    $0 to $995
    $0 to $995
    Comparison Rate Warning* Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
  • Secured
    Personal Loan
    $3,000 - $25,000
    Interest Rate
    14.95% to 27.95%
    14.95% to 27.95%
    Comparison Rate
    Show the What does it mean? modal
    29.30% to 42.80%
    29.30% to 42.80%
    Loan Term
    25 - 48 months
    25 - 48 months
    Secured or
    Unsecured
    Show the What does it mean? modal
    Secured
    Secured
    Monthly Fees
    Show the What does it mean? modal
    $24 p/month
    $24 p/month
    Repayment Cycle
    Weekly, fortnightly or monthly
    Weekly, fortnightly or monthly
    Establishment Fees
    Show the What does it mean? modal
    $130 to $990
    $130 to $990
    Risk Fee
    Show the What does it mean? modal
    $0 to $995
    $0 to $995
    Comparison Rate Warning*
    (Personal Loans)
    Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
    Comparison Rate Warning* Comparison Rate Warning: the comparison rate is based on $10,000 over 36 months. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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France travel loan FAQs

Check out some of our most frequently asked questions below on how our travel loans work before you jet off to France.

You can apply for varying loan amounts with Jacaranda, depending on your needs. With our Express Personal Loan, you can borrow between $3,000 and $25,000. 

For detailed information about who our products are designed for, please review our Target Market Determinations.

Use our loan repayment estimate calculator to get a guide on what your repayments could be. To get an idea of what rates, fees and charges are associated with our loans, visit our rates and fees page.

The interest rate, fees and charges applied to your loan will depend on your individual circumstances and the information verified during the loan assessment. It will also depend on our assessment criteria, loan amount, and loan term for which you qualify.

Use our loan repayment estimate calculator to get a guide on what your repayments could be. To get an idea of what rates, fees and charges are associated with our loan products, visit our rates and fees page.

We use the information you provide in the online application form, as well as information on your bank statements, to make sure that you qualify for a loan product during our credit assessment. If you don't qualify, your application will be declined without a hard credit check being conducted. We review all applications, even those who have bad credit.

Once you've checked if you qualify, and if you do qualify, you have the option to submit your application to Jacaranda to perform a credit assessment. By submitting a full application, you authorise Jacaranda Finance Pty Ltd to obtain a copy of your full credit file. This may impact your credit score.

There are four credit reporting bodies that we may use to conduct a credit check:

  • Equifax
  • Experian
  • illion
  • Talefin

Review our Privacy Policy for more information.

Our loan application process has been designed to be as simple and quick as possible, as we know how important it is to receive your funds in a timely manner. How quickly you can apply for a personal loan and receive your funds will depend on your situation.

Applying for a loan with Jacaranda Finance takes most people 5-12 minutes1, but it could take longer depending on a number of factors such as but not limited to how fast you are at typing or if you have all the required information on hand.

After applying, most customers get an outcome on their loan application on the same day during normal business hours once we have received all of the supporting information we require. We do not guarantee same-day outcomes for all customers.2

Once an applicant has been approved and they have signed a contract, we automatically attempt to release the money to the applicant's bank account. Most customers have a New Payments Platform (NPP) bank account and receive the money in their bank account within 60 seconds. For other customers, the money will be available overnight on weekdays and overnight the following business day if approved on a weekend or public holiday.3

Repayments on your loan are automatically set up to be deducted via direct debit from your bank account in line with your pay cycle.

You can view your repayments from either the Better Credit app or online portal and contact our friendly customer service team to request any changes that you need.

Download the app on the Google or Apple store today.

Read more: Personal Loan Repayments 101.

A loan with Jacaranda Finance is a flexible option you can use to pay for some of life's biggest expenses: planned or unexpected.

Here are some of the most common reasons our customers take out a loan:

We're here to help

Need a hand?
Our customer service team are here to help.

If you have any questions, whether you're a new customer or an existing one - our friendly customer service team will be happy to help you. At Jacaranda, you speak to a real human being every time.