Do you perform credit checks on your loan applications?
Yes we do, as a part of being a responsible lender we perform credit checks on our applications.
If you have had bad credit loans in the past, don’t let that stop you from applying for a loan with us.
We are however much more considerate than traditional lenders and banks and look at the overall picture of your financial situation when considering your loan application.
What if I’m receiving a Centrelink payment?
If you are receiving at least $400 a week or $800 a fortnight into a personal bank account, you will be eligible for one of our no paperwork loans.
We try to assess most of the applications within 60 minutes during business hours.
At Jacaranda we understand that most of the time you just want a Yes or No answer.
You don’t want to be waiting around for days wondering if your going to get a loan only to then have to go through the whole process again with a new lender.
We won’t mess you around it will be a yes or no answer within 60 minutes it’s as easy as that!
How to get an instant approval in Australia?
Are you new to Australia and not sure how to get instant approval in Australia ? Well with Jacaranda finance it couldn’t be easier!
All you need is to be an Australian resident or have permanent residency and Jacaranda finance can have the cash advance loan amount (once approved) in your bank account within 60 minutes!
You just need to fill out the easy 4 minute application form online and if you have any questions or queries, our friendly customer service staff will be more than happy to help you.
How do I know if this is the right product for me?
|Who is this product for?
||Those who are looking for a fast processing short term loan
|To be eligible to apply for a no paperwork loan?
||Must be over 18 Years of age
A permanent Australian resident
Have a regular source of income over $400/week or $800/fortnight
|What repayment terms do you offer?
||Range from 1-12 months. Repayment terms will vary depending on each applicant’s financial situation.
|Loan types available
So Apply Now! what are you waiting for?
No need for nasty paperwork! We are 100% online that means managing your time and cash just got a whole lot easier.
Finally, if you are not happy with your application experience with Jacaranda Finance (but we can’t see why you wouldn’t be!) then you can withdraw your request at no cost whatsoever!
So what are you waiting for? Start your partnership with Jacaranda Finance NOW! and get back onto the path of financial happiness!
It only takes 4minutes of your time, that’s less time than a cup of coffee!
Example of how our small personal loans work.
- Loan Amounts: Minimum $400 to Maximum $2,000.
- Terms: Minimum 16 weeks to Maximum 50 weeks.
- Costs: Up to 20% Establishment Fee charged upfront plus a monthly fee up to 4%. Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).
- Example: Small Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount)+ $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.
Example of how our medium secured personal loans work.
- Loan Amounts: Minimum $2001 to Maximum $4,600.
- Terms: Minimum 13 months to Maximum 24 months.
- Costs: Annual Percentage Rate (APR) is 48%. Comparison rate is 66.0347% p.a. This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.
- Example: Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount)+ $400 (Establishment Fee) + $1378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly installments of $61.27.
- For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.