Discover Jacaranda Finance

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CASH TO YOUR BANK

We give you the outcome of your application the same day
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FAST ASSESSMENTS

Quick Turnarounds & Decisions
$300 $10000
$2000
Adjust the above slider to your desired loan amount
Weekly
Fortnightly
Monthly
(you will be sent a verification code by SMS)

Loans from $2100 to $10,000 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Loans from $2100 to $10,000 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on our loans between $300 and $2000 is 199.43%. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here to see a worked example.

The Interest Rate for Secured Medium Loans is 48%. Maximum Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here to see a worked example.

The Interest Rate for Secured Large Amount Loans is 21.24%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here to see a worked example.

No paperwork loans, no worries!

No Paperwork Loans Are The Ticket To A Hassle-Free Loan – Apply Now!

When you think happiness and stress-free times, piles of paperwork probably don’t feature. Jacaranda Finance provides 100% online no paperwork loans that save you the hassle of overwhelming paperwork!

Our no paperwork loans are 100% online. All you need to do is hit the apply now button on our website and fill in the fast application form and you’re on your way to solving your cash problems.

Once approved, we will release the money into your account. Our application service is 100% online, it’s so easy you can apply in your pyjamas whilst you share your morning cuddles with your pet.

We do, however, perform credit checks on our loan applications as a part of our commitment to responsible lending, however, we are more lenient than many more traditional lenders.

how it works question

What are no paperwork loans?

No paperwork loans speak for themselves! All of Jacaranda Finance’s loans are paperwork free. In fact, you don’t even have to leave the house or office or print a single sheet of paper.

No paperwork loans with Jacaranda Finance are offered from $300 to $10,000 over a 12- to 24-month term.

You can access our website from your desktop, laptop or mobile device. Once there, you can fill out our easy application form and you’re done! Just sit back and relax. Maybe even update your Insta profile whilst we look at your application.

After you’ve been approved, your funds will be transferred directly to your bank account within minutes of receiving your signed loan contract!

Jacaranda Finance’s no paperwork loans are as easy as that.

how it works question

Am I eligible to apply for no paperwork loans?

There are a few minimum requirements to meet before applying for online loans without paperwork. Here’s a handy list to check before applying for no paperwork loans:

You must be:

how it works question

How do I apply for no paperwork loans?

Applying for no paperwork loans is fast and simple. We have designed an easily accessible loan application that only takes 4 minutes to complete. Without all-consuming paperwork, the Jacaranda Finance loan process is stress-free.

There are a few simple steps to follow to help you complete your no paperwork loans application:

Step one

Our application can take just minutes to complete. Head to any page on our website to discover the convenience of our no paperwork loans calculator.

Our no paperwork loans calculator is located at the top of our Jacaranda Finance website page. To begin, simply, select your loan amount and length you wish and click ‘Apply Now’. From there, you’ll be taken to the no paperwork loans application, it that’s easy!

Step two

Next, we will assess your no paperwork loans application based on the details of your financial history, as well as your present finances. Following our responsible lending practices, we will consider your bank statements and spending habits to determine the outcome of your application.

Step three

We achieve our no paperwork status by utilising the latest in safe banking technology to obtain a read-only copy of your bank statements to verify your income and spending habits. Be patient while we assess your application, we’ll get back to you in no time at all.

Step four

Whilst your no paperwork loan is assessed, it’s important to remember we operate under the ethics of responsible lending. We would never lend money to clients who could not afford the repayments.

Step five

We’ll get back to you with an outcome. This can take us as quick as 60 minutes. However, this time can vary depending on the information you provide in your application. We can’t guarantee approval times as each application is different.

With all your no paperwork loan applications, we aim to deliver a response quickly. We know you want a Yes or No answer promptly to prevent waiting for days, wondering if your no paperwork loan has been approved.

how it works question

How quickly could I receive my no paperwork loans?

We pride ourselves on being lightning fast when it comes to cash loans no paperwork.

To boost your application speed, however, apply during business hours and you should get an outcome much faster. Once you’re approved, you could your cash loan in just hours! If you apply outside the designated business hours, our team will assess your application when they’re back in the office the next business day.

how it works question

How much do no paperwork loans cost?

There are no hidden costs; no tiny asterisks!

To figure out your no paperwork loans, check out our handy no paperwork loans repayment calculator.

We offer no paperwork loans as small personal loans from $300 to $2,000, medium secured personal loans from $2,100 to $4,600 or large secured personal loans from $5,00 to $10,000.

To see how much your loan might cost, check out our Costs page for more info.

For more information about the allowable fees and charges for personal loans, visit the MoneySmart website.

Our customer service promise

Our customer service reflects our vision to give every applicant a fair go. We have created a safe space for customers to ask us anything! We are the loan experts and are here to help with any enquiries (no such thing as a stupid question).

Delivering quality customer service is important to us. We aim to service all your enquiries and needs to deliver the best quality product.

We have an expert team monitoring the Jacaranda Finance website and phones to answer any worries you may have. Visit us online now and let one our friendly staff help you solve your no paperwork loans problems.

how it works question

Do we offer fast loans no credit check no paperwork?

The short answer to this is no, we don’t offer fast loans no credit check no paperwork. While we do offer fast loans no paperwork, we do conduct credit checks on all applications.

However,At Jacaranda Finance we believe in giving every applicant a fair go. We don’t let past financial mishaps reflect your current financial situation.

If you have bad credit loans, don’t let that stop you from applying for a loan with us.

We are much more considerate than traditional lenders and banks and look at the overall picture of your financial situation, rather than just your credit score, when considering your loan application.

how it works question

Can I still get no paperwork loans whilst receiving Centrelink payments?

Jacaranda Finance is happy to consider customers who are receiving Centrelink payments. If you are receiving a regular income into a personal bank account, you may be eligible for one of our no paperwork loans.

We try to assess most of the applications within 60 minutes during business hours. However, like we said, this time can vary.

So, don’t worry about mountains of paperwork, we can access your Centrelink statements through the latest in safe banking technology. Apply now to fill out our quick application and we try to set you up with fast online loans no paperwork.

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How do your repayments work?

Managing a tiresome loan application, bombarded with paperwork and hidden fees, is a thing of the past once you meet Jacaranda Finance. We have designed a convenient and automatic repayment process for you. We design our no paperwork loans by utilising the latest in safe banking technology.

Firstly, we set up a direct debit from your bank account on a specific day that you nominate. Depending on your financial commitments, your repayments will be automatically withdrawn from your account each week, fortnight or month for the life of your loan.

Once your loan is paid back in full, your direct debits will automatically stop, it’s that simple.

Cash loans no paperwork are as easy as they sound! Thanks to our direct debit system, we provide a convenient repayment process.

how it works question

How do I know if this is the right product for me?

Who is this product for? Those who are looking for a fast processing short-term loan
To be eligible to apply for a no paperwork loan?
  • Must be over 18 Years of age
  • A permanent Australian resident
  • Have a regular source of income for at least 3 months before applying
What repayment terms do you offer? Range from 1-12 months. Repayment terms will vary depending on each applicant’s financial situation.
Loan types available Fixed
Lender Jacaranda finance

Paperless for your convenience, good for the environment!

Our business is 100% online, so we are a massive saver on waste reduction. We help you save the forests with our paperless application process.

Our no paperwork loans are there to save YOU time AND we can help save our trees. Two for the price of one!

how it works question

So, Apply Now! What are you waiting for?

No need to photocopy all your bank statements or Centrelink statements, gone are the days of mountainous paperwork! We are 100% online and that means managing your time and cash just got a whole lot easier.

Finally, if you are not happy with your application experience with Jacaranda Finance then you can withdraw your request at no cost whatsoever!

So, what are you waiting for? Start your partnership with Jacaranda Finance and get back onto the path of financial happiness. We are a 100% online, fast approval, no fuss, finance company.

Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum

Costs

Up to 20% Establishment Fee + monthly fee up to 4%

Jacaranda Finance does not charge an annual interest rate on SACC loans. These small amount loans incur 'fees' instead of interest.

The maximum comparison rate on our loans between $300 and $2000 is 199.43%.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Terms

12
months

Example:

Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

Loan Amount of $1,000 over 12 months repayable weekly (50 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work

Loan amount

$2,100 minimum
$4,600 maximum

Costs

Annual Percentage Rate (APR) is 48% Comparison rate is 67.41% P.A.

This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.

Loan Amount of $4,500 over 24 months repayable weekly (104 weekly repayments). $4,500 (Principle Amount) + $400 (Establishment Fee) + $2,732.56 (reducing interest) = $7,632.56 total repayable over 24 months with weekly installments of $73.39.

For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

Example of how our large personal loans work

Loan amount

$5,000 minimum
$10,000 maximum

Costs

ANNUAL PERCENTAGE RATE (APR) IS 21.24% Comparison Rate is 48% P.A.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $5,000 over 18 months repayable weekly (78 weekly repayments). $5,000 (Principle Amount) + $2,027.80 (Interest) = $7,027.80 total repayable over 18 months with weekly installments of $90.10.

Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.

What our clients say

No Paperwork Loans Are The Ticket To A Hassle-Free Loan – Apply Now! Overall rating: 4.7 out of 5 based on 148 reviews.

Great easy application

★★★★★
5 5 1
Very fast easy to apply thank you so much