No Paperwork Loans: Apply Without The Hassle of Paperwork!
What are no paperwork loans?
A no paperwork loan is a personal loan that doesn’t require any physical paperwork. If you’re looking to get the money you need without hassle, you can apply with an online lender.
At Jacaranda, we are committed to making it easier than ever for Aussies to access fair, reliable and fast cash. Our team has worked hard to make the application process as streamlined as possible. We know you don’t have time to wait in line. Jacaranda’s application process is designed for Aussies on the go. Once approved, you could even have the cash in your account and ready to use in just 60 seconds*.
If you’ve been busy googling ‘online same day loans no paperwork’, ‘fast easy loans no paperwork’ or ‘quick cash loans no paperwork’ we recommend you keep reading.
Can you get a loan without a bank statement?
A no paperwork loan is not a loan without a bank statement. It’s a loan that doesn’t require physical paperwork. Generally, lenders require bank statements to assess your suitability for a loan.
At Jacaranda, our entire process is online. You don’t need to provide paper copies of your bank statements. When you think happiness and stress-free times, piles of paperwork probably don’t spring to mind. The good news is, Jacaranda Finance provides 100% online no paperwork loans that save you the hassle of unnecessary paperwork!
No paperwork loans with Jacaranda Finance are offered from $300 to $10,000 over a 12- to 24-month term, depending on your loan amount. You can access our website from your desktop, laptop or mobile device.
A personal loan from Jacaranda could be that easy!
Am I eligible to apply for no paperwork loans?
There are a few minimum requirements to meet before applying for online loans without paperwork. Here’s a handy list to check before applying:
- Over 18 Years of age
- An Australian citizen or permanent resident
- Have a regular source of income for at least 3 months prior to applying
- Have an active mobile number and email address
If you meet these requirements, great! Scroll up and use our loan calculator to begin your application now.
Can you get a loan on the same day?
Generally, some online lenders can offer same day loans, depending on their assessment process and whether they require more information from you to assess your loan.
Applying for a fast cash loan is quick and straightforward. We have designed an online loan application with no paperwork that could only take a few minutes to complete. Jacaranda Finance loan process is stress-free.
There are a few simple steps to follow to help you complete your application:
Use the loan calculator at the top of the page to select a loan amount and repayment period that you’re happy with, and you’re on your way to getting a personal loan online with no paperwork.
Complete our online application
We will need to grab a few details from you for our assessment. Jacaranda’s 100% online application could only take a few minutes to complete. If you submit your form during AEST business hours, we will do our best to get back to you in 60 minutes with an outcome.
We assess your application
The Jacaranda team will conduct a fair and thorough assessment of your application. We’ll do our best to match you with an appropriate loan product, however, keep in mind that we cannot guarantee approval for any applicant.
Sign your agreement
If our team have successfully matched you with an appropriate loan product we’ll send over an agreement for you to review, sign and send back. Jacaranda encourages you to read over your contract carefully and make sure you are aware of all the terms and conditions associated with your loan. If you’ve got questions, please contact our team, we’re always happy to help!
Money in 60 seconds*
Once we receive a signed copy of your agreement, the Jacaranda team will deposit the money into your account. Instant banking has made it easier than ever for Aussies to get their money very fast. You could have the money in your account and ready to use in just 60 seconds if approved*.
How much do cash loans cost?
There are no hidden costs!
We offer personal loans as small personal loans from $300 to $2,000, medium secured personal loans from $2,100 to $4,600 or large secured personal loans from $5,000 to $10,000.
To see how much your loan might cost, check out our costs page for more info.
So, for more information about the allowable fees and charges for personal loans, visit the MoneySmart website.
Can I get a payday loan?
Have you been googling ‘payday loans with no paperwork or phone calls’? Traditionally, payday loans were amounts of cash lent and then repaid on the borrowers next payday. Nowadays, payday loans are not legal in Australia and, therefore, Jacaranda does not provide them. We do, however, approve applicants for SACC’s. A SACC is a Small Amount Credit Contract. These loans are usually for cash up to the value of $2,000, which is repaid over up to 12 months. A SACC could be a safe and reliable alternative to a payday loan.
Our customer service promise
Our customer service reflects our vision to give every applicant a fair go. We have created a safe space for customers to ask us anything! We are the loan experts and are here to help with any enquiries (no such thing as a stupid question).
Therefore, delivering quality customer service is an essential part of our business. We aim to provide the best quality loan products and service. We have an expert team monitoring the Jacaranda Finance website and phones to answer any worries you may have.
Can I get no paperwork loans with bad credit?
If you have bad credit, you may be worried about your loan approval. Big banks tend to say no bad credit. That’s when you turn to online lenders. Generally, online lenders can look at your current relationship with money, rather than just your credit score.
Jacaranda Finance has a fresh take on bad credit. Gone are the days of instant declines for applicants with subpar credit scores. When you apply with Jacaranda, we’ll look at the whole picture. Our team will assess whether you can make repayments on your loan rather than focussing on the past. We don’t think a mistake that you might have made up to 7 years ago should have a bearing on your ability to get a no paperwork loan today.
Our team will conduct a credit score check when you apply for a personal loan as this is a part of our commitment to responsible lending. Don’t let this deter you, though! When you apply with Jacaranda, you can be guaranteed your application will receive the fair go it deserves. So, if you’re looking for a no paperwork loan with bad credit, apply with Jacaranda today.
Can I get no paperwork loans whilst receiving Centrelink payments?
Jacaranda Finance is happy to consider customers who are receiving Centrelink payments. As long as you are receiving a regular income into a personal bank account, you can apply with Jacaranda. Whether part of your income comes from Centrelink payments or not, we encourage you to apply if you’re looking to borrow money, fast.
And there’s still no paperwork required! We can access your Centrelink statements through the latest in secure banking technology. Apply now by completing our quick application, and we’ll do our best to help!
How do I repay my cash advance loan?
Managing a tiresome loan application, bombarded with paperwork and hidden fees, is a thing of the past once you meet Jacaranda Finance. We have designed a convenient and automatic repayment process for you. As a result, we’ve produced our no paperwork loans by utilising the latest in safe banking technology.
We’ll set up a direct debit from your bank account on a nominated day. Depending on your financial commitments, your repayments will be automatically withdrawn from your account each week, fortnight or month for the life of your loan.
Once your loan is paid back in full, your direct debits will automatically stop, it’s that simple.
So, cash loans, no paperwork are as easy as they sound! Thanks to our direct debit system, Jacaranda provides a convenient repayment process. Don’t wait, scroll up and apply now!
No paperwork loans for your convenience, good for the environment!
Our business is 100% online, so we are a massive saver in waste reduction. As a result, we want to help you save the forests with our paperless application process. So, our no paperwork quick cash loans are there to save YOU time, AND we can help save our trees. Two for the price of one!
Great! Then, scroll up and use our loan calculator to select how much you wish to borrow and for how long. Once you are happy with your proposed loan terms, hit the ‘Apply Now’ button.
There is no need to photocopy all your bank statements or Centrelink statements, gone are the days of mountainous paperwork! Jacaranda is 100% online, that means managing your time and cash just got a whole lot easier.
Ready to Apply?
So, what are you waiting for? Start your partnership with Jacaranda Finance and get to what you do best. We are a 100% online, fast approval, no fuss, finance company.
*most approved applicants have their money in their bank account and ready to use within 60 seconds once they have accepted their digital contract.