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$300 $4600
$2000
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(you will be sent a verification code by SMS)

Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Are you looking for online cash loans? Then apply now for an Jacaranda online cash loan!

Online Cash Loans from $300 to $4,600! Apply now

fast & safe loans

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So what is Jacaranda Finance online cash loan?

A Jacaranda Finance online cash loans is a personal loan service to help those Australians who from time to time get caught short of cash due to an unexpected expense.

Jacaranda Finance offers very competitive no fuss cash loans from $300 to $4,600.

All it takes is a 4 minute online application and once approved you could have the cash in your bank within 60 min!

Are you looking for a no fuss online cash loan?

Jacaranda online cash loans are fast, instant loans, same day, when we say ‘cash loans now’ we mean it!

We pride ourselves in helping our customers and giving them the service they need and deserve.

We understand that things don’t always go as planned and you need a helping hand.

Jacaranda finance cash loans wants to be that helping hand for you!

No Paperwork!

Jacaranda finance online cash loans are 100% onlineApplying for a loan online! but what does this mean for you?

This means you will have no face to face meetings with a bank manager.

There is no need to travel any further than your living room, laptop or internet capable device!

Your online cash loan application can be completely and submitted online in just 4 minutes.

And most importantly you will receive a yes or no answer within 60 minutes!

When emergency situations occur sometimes all you want is a no fuss answer to your problem.

How do I apply for an online cash loan?

Applying for a loan online couldn’t be easier!

All you need to do is be 18 years of age, an Australian resident and have a regular source of income!

Check out our slider at the top of the page to see if your eligible for one of our online cash loans!

How do I get an online cash loan?

Once you have all those boxes’ ticked then we can move onto the easy 4 minute online application process!

Have your loan conditionally approved, our loan approval officers will decide if one of our same day approval loans are suitable for you.

You may need to supply supporting data.

We utilise the latest banking technology that will obtain 90 days of bank statements in seconds to give us an idea of whether your loan can be approved or not.

We assess your situation – As responsible lenders we want to make sure you can comfortably pay back one of our loan products.

Once this is completed and approved money can be transferred into your bank account within 60 minutes!

 

Our repayments are stress free!

Repaying your Jacaranda Finance cash loan couldn’t be easier!

We customise your direct debit payment and schedule it in line with your income to ensure it is affordable.

Once it is paid in full the direct debits stop automatically. It’s that easy!

Can I talk to someone if I have any questions or problems during my online cash loan period?

Let those worries go because here at Jacaranda Finance we pride ourselves on customer service excellence.

If you have any questions or queries regarding your loan our customer service operators are standing by to solve your problems and ease your mind!

Who is this product for? Those who are looking for an online cash loan
To be eligible to apply for a online cash loan Must be over 18 Years of age

A permanent Australian resident

Have a regular source of income over $400/week or $800/fortnight

What repayment terms do you offer? From 1-12 months. Repayment terms will vary depending on each applicant’s bank.
Loan types available Fixed
Lender Jacaranda finance

 

Finally, there are no hidden fees or surprises because we want you to know we are a trusted money lender.

We charge a flat 20% establishment fee and a 4% monthly fee in line with the Commonwealth and state regulations.

Get some relief from your financial woes and apply now for a Jacaranda Finance cash loan!

Your money problems could be solved by a few clicks of your mouse and 4 minutes of your time!

Example of how our small personal loans work.

  • Small Loan Amounts: Minimum $400 to Maximum $2,000.
  • Terms: Minimum 16 weeks to Maximum 50 weeks.
  • Costs: Up to 20% Establishment Fee charged upfront plus a monthly fee up to 4%. Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).
  • Example: Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount)+ $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work.

  • Secured Loan Amounts: Minimum $2001 to Maximum $4,600.
  • Terms: Minimum 13 months to Maximum 24 months.
  • Costs: Annual Percentage Rate (APR) is 48%. Comparison rate is 66.0347% p.a. This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.
  • Example: Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount)+ $400 (Establishment Fee) + $1378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly installments of $61.27.
  • For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

What our clients say

Online Cash Loans from $300 to $4,600! Apply now Overall rating: 4.7 out of 5 based on 147 reviews.

Great to deal with

★★★★☆
4 5 1
They are Great people to deal with and willing to give anyone a go.They have good terms and conditions as well .

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Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum

Costs

Up to 20% Establishment Fee charged upfront + monthly fee up to 4%

Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).

Terms

16
weeks minumum
50
weeks maximum

Example:

Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work

Loan amount

$2,001 minimum
$4,600 maximum

Costs

Annual Percentage Rate (APR) is 48% Comparison rate is 66.0347% p.a.

This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly instalments of $61.27.

For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.