How do I get an online cash loan?
Once you have all those boxes’ ticked then we can move onto the easy 4 minute online application process!
Have your loan conditionally approved, our loan approval officers will decide if one of our same day approval loans are suitable for you.
You may need to supply supporting data.
We utilise the latest banking technology that will obtain 90 days of bank statements in seconds to give us an idea of whether your loan can be approved or not.
We assess your situation – As responsible lenders we want to make sure you can comfortably pay back one of our loan products.
Once this is completed and approved money can be transferred into your bank account within 60 minutes!
Our repayments are stress free!
Repaying your Jacaranda Finance cash loan couldn’t be easier!
We customise your direct debit payment and schedule it in line with your income to ensure it is affordable.
Once it is paid in full the direct debits stop automatically. It’s that easy!
Can I talk to someone if I have any questions or problems during my online cash loan period?
Let those worries go because here at Jacaranda Finance we pride ourselves on customer service excellence.
If you have any questions or queries regarding your loan our customer service operators are standing by to solve your problems and ease your mind!
|Who is this product for?
||Those who are looking for an online cash loan
|To be eligible to apply for a online cash loan
||Must be over 18 Years of age
A permanent Australian resident
Have a regular source of income over $400/week or $800/fortnight
|What repayment terms do you offer?
||From 1-12 months. Repayment terms will vary depending on each applicant’s bank.
|Loan types available
Finally, there are no hidden fees or surprises because we want you to know we are a trusted money lender.
We charge a flat 20% establishment fee and a 4% monthly fee in line with the Commonwealth and state regulations.
Get some relief from your financial woes and apply now for a Jacaranda Finance cash loan!
Your money problems could be solved by a few clicks of your mouse and 4 minutes of your time!
Example of how our small personal loans work.
- Small Loan Amounts: Minimum $400 to Maximum $2,000.
- Terms: Minimum 16 weeks to Maximum 50 weeks.
- Costs: Up to 20% Establishment Fee charged upfront plus a monthly fee up to 4%. Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).
- Example: Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount)+ $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.
Example of how our medium secured personal loans work.
- Secured Loan Amounts: Minimum $2001 to Maximum $4,600.
- Terms: Minimum 13 months to Maximum 24 months.
- Costs: Annual Percentage Rate (APR) is 48%. Comparison rate is 66.0347% p.a. This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.
- Example: Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount)+ $400 (Establishment Fee) + $1378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly installments of $61.27.
- For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.