1300 189 823
Quick approval loans from $300 to $4,600
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Are you looking for quick approval loans?

Are you tired of filling out forms at traditional banks for quick approval loans, only to be rejected days later and have to start the whole process again!

Well look no further than Jacaranda Finance!

We are 100% online, you can apply from the comfort of your lounge room from any internet capable device.


So what are Jacaranda Finance Quick approval loans?

Jacaranda finance quick approval loans are one of the fastest personal loan services in Australia.

We are a 100% online loan service and pride ourselves in providing customer service excellence.

This means there is absolutely no paperwork! all applications are done online without you having to leave the comfort of your living room or office to get your loan approved.

Once your loan is approved you can have the money in your bank account within 60minutes! Now that’s a quick approval loan!

How do I apply for a quick approval loan?

Applying for a cash loan online couldn’t be easier!

All you need to do is be 18 years of age, an Australian resident and regularly employed!

Check out our slider at the top of the page to see if your eligible for a no paperwork loan!

How does Jacaranda Finance process quick approval loans applications?

We try to assess most of the applications within 60minutes during business hours.

At Jacaranda we understand that most of the time you just want a Yes or No answer.

You don’t want to be waiting around for days wondering if your going to get the loan only to then have to go through the whole process again with a new lender.

Customer service is key to us!

We want to make your Jacaranda experience one to remember when your applying for your quick approval loans.

Customer service and customer satisfaction are a big part of our business, we want you to be happy!

We have a team standing by online and on the phone to answer any questions you may have about your quick personal loans.

So jump online NOW and let one of our friendly staff help you solve your cash flow problems.

What if I have bad credit, can I still get one of your quick approval loans?

All eligible applicants are encouraged to apply for one of our quick approval loans however we do perform credit checks and we are diligent in adhering to our rules and regulations surrounding responsible lending.

We are however much more considerate than traditional lenders and banks and look at the overall picture of your financial situation when considering your loan application.

Can I get a quick approval loan if I am on Centrelink payments?


If you are receiving at least $400 a week or $800 a fortnight into a personal bank account, you will be eligible for one of our no paperwork loans.

How do I repay my quick approval loan?

Once your loan is approved we set you up with an affordable direct debit that will come straight from your account.

That means no messy bills to pay and no paying bills at the post office, it is all automatically debited for you!

Once your loan is complete it will automatically stop!

Repayments couldn’t be easier!

Finally, if you are not happy with your application experience with Jacaranda Finance (but we can’t see why you wouldn’t be!) then you can withdraw your request at no cost whatsoever!

So, what are you waiting for? Start your partnership with Jacaranda Finance NOW! and get back onto the path of financial happiness!

It only takes 4 minutes of your time!

How do I know if this is the right product for me?

Who is this product for?

Those who are looking for a fast processing short term loan

To be eligible to apply for a no paperwork loan?

Must be over 18 Years of age

A permanent Australian resident

Have a regular source of income over $400/week or $800/fortnight

What repayment terms do you offer?

From 1-12 months. Repayment terms will vary depending on each applicant’s bank.

Loan types available



Jacaranda finance

Example of how our small personal loans work.

  • Small Loan Amounts: Minimum $400 to Maximum $2,000.
  • Terms: Minimum 16 weeks to Maximum 50 weeks.
  • Costs: Up to 20% Establishment Fee charged upfront plus a monthly fee up to 4%. Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).
  • Example: Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount)+ $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work.

  • Loan Amounts: Minimum $2001 to Maximum $4,600.
  • Terms: Minimum 13 months to Maximum 24 months.
  • Costs: Annual Percentage Rate (APR) is 48%. Comparison rate is 66.0347% p.a. This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.
  • Example: Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount)+ $400 (Establishment Fee) + $1378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly installments of $61.27.
  • For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

How customers rate Jacaranda’s Quick Approval Loans?

quickapproval Overall rating: 4.6 out of 5 based on 6 reviews.


4 5 1
I am happy with the loan and the service provided. Very helpful staff that made me feel comfortable taking a loan through them.

Amazing service

5 5 1
Absolutely Amazing service customer service was fast and prompt everything went really well & doing everything in my own comfort of my home made things a lot more easy following


5 5 1
Very good service help me out with what i needed well spoken crew got back to me promptly awesome 🙂
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quick approval loans

quick approval loans