Discover Jacaranda Finance

cash

CASH TO YOUR BANK

We give you the outcome of your application the same day
timer

FAST ASSESSMENTS

Quick Turnarounds & Decisions
$300 $10000
$2000
Adjust the above slider to your desired loan amount
Weekly
Fortnightly
Monthly
(you will be sent a verification code by SMS)

Loans from $2100 to $10,000 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Loans from $2100 to $10,000 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

The maximum you will be charged is a flat 20% Establishment Fee and a flat 4% Monthly Fee. The maximum comparison rate on our loans between $300 and $2000 is 199.43%. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here to see a worked example.

The Interest Rate for Secured Medium Loans is 48%. Maximum Comparison Rate is 67.41% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here to see a worked example.

The Interest Rate for Secured Large Amount Loans is 21.24%. Maximum Comparison Rate is 48% p.a. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Click here to see a worked example.

Quick approval loans: Fast and easy applications – Apply now at Jacaranda Finance!

Quick approval loans, apply for fast loans with no hidden fees

When life throws you curveballs, pitch them to us and we’ll help you sort them out! Whether it’s your washing machine that’s finally given up, or you need quick cash for a flight home; look no further than Jacaranda Finance. We are here to help pair you with the best quick approval loan for you. When it comes to loans, the words ‘quick’ and ‘approval’ go together like bread and butter. That’s why we strive to provide, quick approval loans to all our customers.

The best news? We are 100% online! Therefore, you can apply from the comfort of your lounge room or even on the commute to work.

how it works question

What are Jacaranda Finance Quick approval loans?

Jacaranda Finance quick approval loans are apart of one of the fastest personal loan services in Australia.

We are a 100% online loan service and pride ourselves on providing excellent customer service.

Our quick approval loans require no paperwork! All applications are done online, without the pesky hassle of leaving the comfort of your living room or office. Our online quick approval loans are handy for jet-setters and on-the-go worker bees.

We also offer quick loan approval and cash straight to your bank, sometimes as fast as within 60 minutes of applying. Hence, no need to wait around for your moolah. Get your cash and go back to what you do best in no time at all.

how it works question

So, how do I apply for quick approval loans?

Applying for quick approval loans couldn’t be easier! You simply need to be over 18 years of age, an Australian resident and receiving a regular income with an active phone number and email address. It’s that easy!

Our service is 100% online, so you can apply in a flash and sit back, enjoying a cup of tea, whilst we look at your application. In addition, our quick approval loans range from anywhere between $300 – $10,000.

Check out our loan calculator at the top of the page to see if you’re eligible for a no paperwork loan!

Follow these easy-to-read steps to complete our quick approval loans application:

how it works question

How does Jacaranda Finance process applications for quick approval loans?

You may be blown away by our fast loans and high approval rate and wonder how we do it? Jacaranda Finance has a team of experts working behind the scenes on our quick approval loans. So, your quick approval loans are in safe hands, with our team of experts working hard to treat your request with the respect and care it deserves.

We try to assess most of the applications within 60 minutes during business hours. However, like we said, wait times do vary. At Jacaranda Finance, we understand that most of the time you just want a Yes or No answer.

The last thing you want is to be waiting around for days wondering if you’re going to get the loan only to then go through the whole process again with a new lender. So, we’ve made our process for quick approval loans smart and seamless to achieve the best results for you.

Customer service is key to us!

When you apply for your quick approval loans, we want to make your Jacaranda experience friendly and welcoming. As soon as you apply for a quick approval loan, we are ready to help match you with the perfect loan for you.

Customer service and customer satisfaction are a big part of our business, we want you to be happy!

We have a team monitoring our website and phones to answer any questions you may have about your quick approval loans.

So, jump online NOW and let one of our friendly staff help you solve your cash flow problems.

how it works question

What if I have bad credit, can I still get one of your quick approval loans?

Currently struggling with bad credit? Don’t fret, we can provide quick approval loans for bad credit. Furthermore, we like to look at a full picture of your financial situation, including history, income and spending habits. This is because we understand that past financial mishaps may not be the best reflection of your current finances.

Of course, all eligible applicants are encouraged to apply for one of our quick approval loans. We do perform credit checks. However, rest assured that your credit is just one small thing out of many that we look at when assessing your application.

We are much more considerate than traditional lenders and banks and look at the overall picture of your financial situation when considering your loan application.

how it works question

So, can I get a quick approval loan if I am receiving Centrelink payments?

If you are receiving a regular income into a personal bank account, regardless of whether that comes from Centrelink or work wages, you may be eligible for one of our quick approval loans. We apply sensible loan practices, so we just ask for proof that you receive a regular income that will allow you to repay your loan over a period of 12-24 months. This is why we ask for your MyGov account details: so we can look at a read-only copy of your Centrelink Income Statement and verify your ability to repay your loan.

how it works question

How do I repay my quick approval loans?

Our repayment system is smart and simple. No need to wait in lines at the bank or go out of your way to make repayments.

We have developed a system for quick and easy repayments. Managing your quick approval loans is made easy with Jacaranda Finance. We use the smartest banking technology to automatically set up your repayments.

Once your loan is approved, we set you up with an affordable direct debit that will come straight from your account on a day that you nominate.

That means no messy bills to pay and no trips to the post office, hence, it is all automatically debited for your convenience.

Once your loan is paid off, the automatic repayments will stop.

In our loan process sometimes we make mistake, or something is missed. So, we want to hear from you if you’re having trouble with your application. This way, we can figure out a speedy solution!

Finally, if you are dissatisfied with your quick approval loans, you can withdraw your request at no cost whatsoever.

So, what are you waiting for? Start your partnership with Jacaranda Finance and set your course for financial happiness!

how it works question

How do I know if this is the right product for me?

So, who is this product for? Those who are looking for a fast processing short term loan
To be eligible to apply for a no paperwork loan?
  • Must be over 18 Years of age
  • A permanent Australian resident
  • Have a regular source of income for 90 days prior to applying
  • Have a valid mobile number and email address
What repayment terms do you offer? From 12-24 months. Repayment terms will vary depending on each applicant’s bank policies.
Loan types available Fixed
Lender Jacaranda Finance
how it works question

How do your small pesonal loans work?

how it works question

How can I speed up my quick approval loans application?

Navigating the course of quick approval loans seems like a challenge. While there are plenty of potholes to fall into, we can guide your loan process. So, let us outline some ideas to help prepare for our loan application:

  1. Have all your information handy:

    To speed up your application, have all the necessary information handy. We use the latest in smart banking technology to reduce paper waste. For a quick application, here is some information to have on your side:

    • Active phone number: double check your mobile number is correct
    • MyGov account details (if applicable).
    • Internet banking credentials: So we can verify your income and spending habits from the last 3 months.
  2. Contact us during business hours:

    You’re welcome to submit your quick approval loans application at any time of the day or night via our website. However, to receive a prompt reply, apply during our business hours. Our team is at your service from 8 am – 6 pm Monday – Thursday, 8 am-4 pm Friday and Saturday 8 am – 12 pm. However, if your application is submitted outside these hours, we’ll likely get in touch the following business day.

  3. We are here to help:

    We know that sometimes technology can play up. Therefore, we are here to help with your quick approval loans application. If you have any enquiries or feedback, shoot us a message through our Contact Us page.

  4. Use our quick approval loans calculator:

    Our loan repayment calculator is located at the top of every Jacaranda website page. So, simply enter your loan amount and the length you desire and click ‘Apply Now’ to jumpstart your application.

how it works question

What happens once your quick approval loans is paid off?

Once your quick approval loan is paid off, we will halt all direct debit transactions.

Our loan service is easy, with no stress or hassle.

In addition to an easy loan service, we don’t charge early exit fees like other traditional lenders. So, if you pay your loan off early, that’s no problem for us!

how it works question

What is Financial Hardship?

Life can be a bumpy ride sometimes, and you can find yourself in Financial Hardship. So, let us help! Financial hardship is when your income is affected by unforeseeable circumstances and it prevents you from meeting financial commitments such as bills, expenses and loan repayments.

Need assistance with Financial Hardship?

In addition to our loan service, we may also provide Financial Hardship assistance. We are here to assist you with your application. Here are some examples of supporting documents you’ll need for the application, depending on the circumstances:

Please feel free to contact us on 1300 189 823 if you any questions about which documents you are required to supply.

At Jacaranda Finance, we want to create a stress-free and easy loan experience. We will always give your application a fair go and accurately assess you for quick approval loans. Furthermore, with a fast and easy loan application process, we can help take you to where you want to be.

Apply for your quick approvals loans today and see for yourself how quick we can really be!

Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum

Costs

Up to 20% Establishment Fee + monthly fee up to 4%

Jacaranda Finance does not charge an annual interest rate on SACC loans. These small amount loans incur 'fees' instead of interest.

The maximum comparison rate on our loans between $300 and $2000 is 199.43%.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Terms

12
months

Example:

Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

Loan Amount of $1,000 over 12 months repayable weekly (50 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work

Loan amount

$2,100 minimum
$4,600 maximum

Costs

Annual Percentage Rate (APR) is 48% Comparison rate is 67.41% P.A.

This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.

Loan Amount of $4,500 over 24 months repayable weekly (104 weekly repayments). $4,500 (Principle Amount) + $400 (Establishment Fee) + $2,732.56 (reducing interest) = $7,632.56 total repayable over 24 months with weekly installments of $73.39.

For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

Example of how our large personal loans work

Loan amount

$5,000 minimum
$10,000 maximum

Costs

ANNUAL PERCENTAGE RATE (APR) IS 21.24% Comparison Rate is 48% P.A.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $5,000 over 18 months repayable weekly (78 weekly repayments). $5,000 (Principle Amount) + $2,027.80 (Interest) = $7,027.80 total repayable over 18 months with weekly installments of $90.10.

Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.

What our clients say

Quick approval loans, apply for fast loans with no hidden fees Overall rating: 4.7 out of 5 based on 148 reviews.

Great easy application

★★★★★
5 5 1
Very fast easy to apply thank you so much