Quick approval loans: Fast and easy applications – Apply now at Jacaranda Finance!

Quick approval loans, apply for fast loans with no hidden fees

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When life throws you curveballs, pitch them to us and we’ll help you sort them out! Whether it’s your washing machine that’s finally given up, or you need quick cash for a flight home; look no further than Jacaranda Finance. So, we are here to help pair you with the best quick approval loan for you. When it comes to loans, the words ‘quick’ and ‘approval’ go together like bread and butter. That’s why we strive to provide, quick approval loans to all our customers.

The best news? We are 100% online! Therefore, you can apply from the comfort of your lounge room or even on the commute to work.

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What are Jacaranda Finance quick approval loans?

Jacaranda Finance quick approval loans are apart of one of the fastest personal loan services in Australia.

We are a 100% online loan service and pride ourselves on providing excellent customer service.

Our quick approval loans require no paperwork! As a result, all applications are done online, without the pesky hassle of leaving the comfort of your living room or office. Our online quick approval loans are handy for jet-setters and on-the-go worker bees.

We also offer quick loan approval and cash straight to your bank, sometimes as fast as within 60 minutes of applying. Hence, no need to wait around for your moolah. Get your cash and go back to what you do best in no time at all.

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So, how do I apply for quick approval loans?

Applying for quick approval loans couldn’t be easier! You simply need to be over 18 years of age, an Australian resident and receiving a regular income with an active phone number and email address. It’s that easy!

Our service is 100% online, so you can apply in a flash and sit back, enjoying a cup of tea, whilst we look at your application. In addition, our quick approval loans range from anywhere between $300 – $10,000.

Check out our loan calculator at the top of the page to see if you’re eligible for a no paperwork loan!

Follow these easy-to-read steps to complete our quick approval loans application:

    Step one:

    On average, our quick approval loan application can be completed in just minutes. So, simply use our quick approval loans calculator found at the top of every Jacaranda website page, select the loan amount and length you wish and click ‘Apply Now’. As a result, you’ll be taken to our simple and fast loan application.

    Step two:

    Based on the details of your financial history and present finances, we will assess whether our quick approval loans are right for you. In determining this, we will look at your income and spending habits to help find the right loan for you.

    Step three:

    In addition to our fast application process, we also offer no paperwork loans. Unlike traditional lenders, we want to relieve the stress of red tape! So, we utilise the latest in safe banking technology to obtain a read-only copy of your bank statements so we can determine your eligibility for a loan in a fraction of time and without all that unnecessary paperwork.

    Step four:

    We operate under the ethics of responsible lending. Therefore, we would never lend you more than you can reasonably afford to repay.

    Step five:

    We assess your application and give you an outcome as quickly as possible. Sometimes this is as quick as 60 minutes. However, processing times do vary depending on whether we require any additional information as well as if you have applied within normal business hours or not.

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How does Jacaranda Finance process applications for quick approval loans?

You may be blown away by our fast loans and high approval rate and wonder how we do it? Jacaranda Finance has a team of experts working behind the scenes on our quick approval loans. So, your quick approval loans are in safe hands, with our team of experts working hard to treat your request with the respect and care it deserves.

We try to assess most of the applications within 60 minutes during business hours. However, like we said, wait times do vary. At Jacaranda Finance, we understand that most of the time you just want a Yes or No answer.

Therefore, the last thing you want is to be waiting around for days wondering if you’re going to get the loan only to then go through the whole process again with a new lender. So, we’ve made our process for quick approval loans smart and seamless to achieve the best results for you.

Customer service is key to us!

When you apply for your quick approval loans, we want to make your Jacaranda experience friendly and welcoming. As soon as you apply for a quick approval loan, we are ready to help match you with the perfect loan for you.

Customer service and customer satisfaction are a big part of our business, we want you to be happy!

We have a team monitoring our website and phones to answer any questions you may have about your quick approval loans.

So, jump online NOW and let one of our friendly staff help you solve your cash flow problems.

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What if I have bad credit, can I still get one of your quick approval loans?

Currently struggling with bad credit? Don’t fret, we can provide quick approval loans for bad credit. Furthermore, we like to look at a full picture of your financial situation, including history, income and spending habits. This is because we understand that past financial mishaps may not be the best reflection of your current finances.

Of course, all eligible applicants are encouraged to apply for one of our quick approval loans. We do perform credit checks. However, rest assured that your credit is just one small thing out of many that we look at when assessing your application.

So, we are much more considerate than traditional lenders and banks and look at the overall picture of your financial situation when considering your loan application.

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So, can I get quick approval loans if I am receiving Centrelink payments?

If you are receiving a regular income into a personal bank account, regardless of whether that comes from Centrelink or work wages, you may be eligible for one of our quick approval loans. We apply sensible loan practices, so we just ask for proof that you receive a regular income that will allow you to repay your loan over a period of 12-24 months. This is why we ask for your MyGov account details: so we can look at a read-only copy of your Centrelink Income Statement and verify your ability to repay your loan.

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How do I repay my quick approval loans?

Our repayment system is smart and simple. No need to wait in lines at the bank or go out of your way to make repayments.

We have developed a system for quick and easy repayments. Managing your quick approval loans is made easy with Jacaranda Finance. We use the smartest banking technology to automatically set up your repayments.

Once your loan is approved, we set you up with an affordable direct debit that will come straight from your account on a day that you nominate.

That means no messy bills to pay and no trips to the post office, hence, it is all automatically debited for your convenience.

Once your loan is paid off, the automatic repayments will stop.

In our loan process sometimes we make mistake, or something is missed. So, we want to hear from you if you’re having trouble with your application. This way, we can figure out a speedy solution!

Finally, if you are dissatisfied with your quick approval loans, you can withdraw your request at no cost whatsoever.

So, what are you waiting for? Start your partnership with Jacaranda Finance and set your course for financial happiness!

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How do I know if this is the right product for me?

So, who is this product for?Those who are looking for a fast processing short term loan
To be eligible to apply for a no paperwork loan?
  • Must be over 18 Years of age
  • A permanent Australian resident
  • Have a regular source of income for 90 days prior to applying
  • Have a valid mobile number and email address
What repayment terms do you offer?From 12-24 months. Repayment terms will vary depending on each applicant’s bank policies.
Loan types availableFixed
LenderJacaranda Finance
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How do your small pesonal loans work?

    Small Loan Amounts: Minimum $300 to Maximum $2,000

    Terms: Repaid over 12 months

    Costs: Up to 20% Establishment Fee charged plus a monthly fee up to 4%. Under the current legislation, Jacaranda Finance Pty Ltd does not charge an annual interest rate on small unsecured personal loans. You may know this as an Annual Percentage Rate or APR (%)

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    How do your medium secured personal loans work?

      Loan Amounts: Minimum $2,001 to Maximum $4,600

      Terms: Minimum 13 months to Maximum 24 months

      Costs: Annual Percentage Rate (APR) is 48%. Comparison rate is %67.41 P.A. This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2,500 over 2 years and a $400 establishment fee. Set fees and charges are payable depending on individual loan amounts.

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    How do your large secured personal loans work?

      Loan Amounts: Minimum $5,000 to Maximum $10,000

      Terms: Minimum 13 months to Maximum 24 months

      Costs: Annual Percentage Rate (APR) is 21.24%. Comparison rate is 48% P.A.

    For more information about the allowable fees and charges for SACCs, MACCs and LACCs visit the MoneySmart website

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How can I speed up my quick approval loans application?

Navigating the course of quick approval loans seems like a challenge. While there are plenty of potholes to fall into, we can guide your loan process. So, let us outline some ideas to help prepare for our loan application:

  1. Have all your information handy:

    To speed up your application, have all the necessary information handy. We use the latest in smart banking technology to reduce paper waste. Therefore, for a quick application, here is some information to have on your side:

    • Active phone number:

      double check your mobile number is correct

    • MyGov account details (if applicable).

    • Internet banking credentials:

      So we can verify your income and spending habits from the last 3 months.

  2. Contact us during business hours:

    You’re welcome to submit your quick approval loans application at any time of the day or night via our website. However, to receive a prompt reply, apply during our business hours. Our team is at your service from 8 am – 6 pm Monday – Thursday, 8 am-4 pm Friday and Saturday 8 am – 12 pm. However, if your application is submitted outside these hours, we’ll likely get in touch the following business day.

  3. We are here to help:

    We know that sometimes technology can play up. Therefore, we are here to help with your quick approval loans application. So, if you have any enquiries or feedback, shoot us a message through our Contact Us page.

  4. Use our quick approval loans calculator:

    Our loan repayment calculator is located at the top of every Jacaranda website page. So, simply enter your loan amount and the length you desire and click ‘Apply Now’ to jumpstart your application.

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What happens once your quick approval loans is paid off?

Once your quick approval loan is paid off, we will halt all direct debit transactions.

Our loan service is easy, with no stress or hassle.

In addition to an easy loan service, we don’t charge early exit fees like other traditional lenders. So, if you pay your loan off early, that’s no problem for us!

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So, what is Financial Hardship?

Life can be a bumpy ride sometimes, and you can find yourself in Financial Hardship. So, let us help! Financial hardship is when your income is affected by unforeseeable circumstances and it prevents you from meeting financial commitments such as bills, expenses and loan repayments.

Need assistance with Financial Hardship?

In addition to our loan service, we may also provide Financial Hardship assistance. We are here to assist you with your application. Here are some examples of supporting documents you’ll need for the application, depending on the circumstances:

  • Separation certificate (if employment termination has occurred)
  • Bank statement for the previous/current month
  • Centrelink benefit papers (if applicable)
  • A budget
  • Proof of bills (phone, utilities)

So, please feel free to contact us on 1300 189 823 if you any questions about which documents you are required to supply.

Therefore, at Jacaranda Finance, we want to create a stress-free and easy loan experience. We will always give your application a fair go and accurately assess you for quick approval loans. Furthermore, with a fast and easy loan application process, we can help take you to where you want to be.

So, apply for your quick approvals loans today and see for yourself how quick we can really be!

How customers rate Jacaranda

Quick approval loans, apply for fast loans with no hidden fees Overall rating: 4.8 out of 5 based on 57 reviews.

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Fast & Safe Loans

Small Personal Loan

Loan Amount

Minimum
$300


Maximum
$2,000

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Terms

Minimum
12 Months


Maximum
12 Months

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Costs

Up to 20% Establishment Fee
+ monthly fee up to 4%

Jacaranda Finance does not charge an annual interest rate on SACC loans. These small amount loans incur 'fees' instead of interest. The maximum comparison rate on our loans between $300 and $2000 is 199.43%.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
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Examples

Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $240 (fees based on 4% per month over 25 weeks) = $1,440 total repayable in 25 weekly installments of $57.60.

Loan Amount of $1,000 over 12 months repayable weekly (50 weekly repayments). $1,000 (Principal Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

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Medium Personal Loan

Loan Amount

Minimum
$2,100


Maximum
$4,600

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Terms

Minimum
13 Months


Maximum
24 Months

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Costs

Annual Percentage Rate (APR) is 48%
Comparison Rate is 67.41% per annum.

This comparison rate is based on a medium amount credit contract of $2,500 repaid over 2 years with a $400 establishment fee and APR of 48%.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
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Examples

Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments). $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,379.06 (reducing interest*) = $4,779.06 total repayable over 18 months with weekly installments of $61.27.

Loan Amount of $4,500 over 24 months repayable weekly (104 weekly repayments). $4,500 (Principle Amount) + $400 (Establishment Fee) + $2,732.56 (reducing interest*) = $7,632.56 total repayable over 24 months with weekly installments of $73.39.

* Reducing intertest means that the 48% APR is applied to the outstanding balance on a loan. When a loan repayment is made, the loans outstanding balance goes down and the APR is applied to that lower balance. Therefore, the interest component of the loan will constantly reduce (as long as repayments are being made!) - thus it is called reducing interest.
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Large Personal Loan

Loan Amount

Minimum
$5,000


Maximum
$10,000

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Terms

Minimum
13 Months


Maximum
24 Months

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Costs

Annual Percentage Rate (APR) is 21.24%
Comparison rate is 48% per annum.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate
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Examples

Loan Amount of $5,000 over 18 months repayable weekly (78 weekly repayments). $5,000 (Principle Amount) + $2,027.80 (Interest) = $7,027.80 total repayable over 18 months with weekly installments of $90.10.

Loan Amount of $10,000 over 24 months repayable weekly (104 weekly repayments). $10,000 (Principle Amount) + $5,577.12 (Interest) = $15,577.12 total repayable over 24 months with weekly installments of $149.78.

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