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Loans from $2100 to $4600 require a car, motorbike, boat or caravan to be provided as security. If you cannot provide security, please apply for $2000 or less.

Money Lenders

Money lenders – Up to $4,600 – Apply online

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Money, money, money! Makes the world turn – and thanks to Jacaranda Finance it can be yours!

Money Lenders – Quick, Easy and 100% online loans – Approved within the hour – Money within 24 hours! Apply Now with Jacaranda Finance

Who is Jacaranda Finance?

Jacaranda Finance is one of Australia’s top online small money lenders. We use an easy 2-3 minute online application, flexible repayment options and no early payout fees, to offer you a short term money loan that’s right for you – with a quick decision too.

Why are Jacaranda Finance one of the top online money lenders?

1. We’re committed to putting our customers’ first

Unlike the bigger banks and mainstream lenders – we realise that taking on debt with bad credit or on Centrelink payments can be hard.

That’s why we are here. We want to remind you that you are a person and not a number – and that your situation and time are important.

Furthermore, we’re direct money lenders – which means we finance the cash loans ourselves. Because we don’t engage third parties or act on another companies’ behalf you can trust that we have

2. Simple online process

We know your time is precious. That’s why at Jacaranda you can apply for a direct money loan in just 2-3 minutes, 24 hours a day, 7 days a week. Our simple online short term loan application allows you to input all the required details, and usually does not require any paperwork.

3. No hidden fees. No early payout costs. No interest. Just cheap unsecured loan rates

Because we offer loans ranging from $300 to $4,600 over a 12 to 24 month term. We understand that knowing your costs upfront is important. Therefore, we promise that you will know exactly what your quick money loan will cost you – and that our agreement will not change.

Further, because we are registered money lenders who comply with all relevant State and Federal Legislation, we will not charge you any interest – or offer you a personal loan that does not meet your needs and circumstances.

4. We trust you!

At Jacaranda Finance, we are like Zen masters of small money loans. Instead of holding your property hostage in a secured loan, we use 90 days of bank statements and a Centrelink income statement if you have one. If your recent financial history shows that you are able to repay the money loan, we will approve it!

5. Speak to a real person – first time every time

It’s safe to say that in the finance world speaking to a real person can be pretty difficult. At Jacaranda, we are better that the mainstream private money lenders. We can guarantee that every time your call is answered, it will be a real person sitting on the other end.

Get the money you need today!

You don’t have to wonder where to find the best money lender. Nor do you have to get stuck with bad money loans. Apply now with Jacaranda Finance to understand why thousands of Australians trust us and keep coming back.

Want to hear what some of our existing customers have to say? Why not jump over to word of mouth – where hundreds of happy customers have left reviews on their experiences with Jacaranda Finance.

Example of how our small personal loans work.

  • Loan Amounts: Minimum $400 to Maximum $2,000.
  • Terms: Minimum 16 weeks to Maximum 50 weeks.
  • Costs: Up to 20% Establishment Fee charged upfront plus a monthly fee up to 4%. Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).
  • Example: Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount)+ $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work.

  • Loan Amounts: Minimum $2001 to Maximum $4,600.
  • Terms: Minimum 13 months to Maximum 24 months.
  • Costs: Annual Percentage Rate (APR) is 48%. Comparison rate is 66.0347% p.a. This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.
  • Example: Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount)+ $400 (Establishment Fee) + $1378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly installments of $61.27.
  • For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.

What our clients say

Money lenders - Up to $4,600 - Apply online Overall rating: 4.7 out of 5 based on 147 reviews.

Great Stuff

★★★★★
5 5 1
Operator polite and efficient. Knowledgeable of product. Gave good feedback regards to progress on loan . He stated I will have an answer in a short period of time which did occur.

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Example of how our small personal loans work

Loan amount

$300 minimum
$2,000 maximum

Costs

Up to 20% Establishment Fee charged upfront + monthly fee up to 4%

Under the current legislation Jacaranda Finance Pty Ltd does not charge an annual interest rate. You may know this as Annual Percentage Rate or APR(%).

Terms

16
weeks minumum
50
weeks maximum

Example:

Loan Amount of $1,000 over 50 weeks repayable weekly $1,000 (Principle Amount) + $200 (20% Establishment Fee) + $480 (fees based on 4% per month over 50 weeks) = $1,680 total repayable in 50 weekly installments of $33.60.

Example of how our medium secured personal loans work

Loan amount

$2,001 minimum
$4,600 maximum

Costs

Annual Percentage Rate (APR) is 48% Comparison rate is 66.0347% p.a.

This comparison rate is based on a Jacaranda Secured Medium Loan for an amount of $2500 over 2 years and a $400 establishment fee. Fees and charges are payable.

Terms

13
months minumum
24
months maximum

Example:

Loan Amount of $3,000 over 18 months repayable weekly $3,000 (Principle Amount) + $400 (Establishment Fee) + $1,378.87 (other fees) = $4,840.14 total repayable over 18 months with weekly instalments of $61.27.

For more information about the allowable fees and charges for SACCs & MACCs visit the MoneySmart website.