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Loans For Cosmetic Surgery and Procedures Available
April 26, 2019● 6 minute read●
With the increasing popularity of cosmetic procedures, many Australians may be wondering whether they are eligible for loans for cosmetic surgery or enhancement. We explore the different procedures and considerations when undertaking this kind of treatment.
Loans for Cosmetic Surgery: Do They Exist and What Should I Look For?
Cosmetic enhancements are a serious decision. You should not merely view these surgeries as a ‘quick fix’. Likewise, the company offering your loans for cosmetic surgery should be equally considerate of your position. It’s essential to shop around and compare lenders for a personal loan for cosmetic surgery.
Jacaranda Finance is one such lender you may consider. We offer loans up to $10,000 for eligible applicants. If you would like to see what your repayments could look like, scroll up and use our handy online calculator.
Remember, many companies specialise in loans for cosmetic surgery. However, just because a company operates in that niche does not necessarily mean you’ll get the best interest rates or repayment terms. Do your research before deciding on a lender.
What Are The Most Common Cosmetic Surgery or Enhancement Procedures In Australia?
Australian has overtaken the United States in terms of the number of cosmetic procedures per capita. Over 500,000 cosmetic procedures took place in Australia in 2017.
As the popularity of these procedures increases, so has the number of companies that offer loans for cosmetic surgery.
Here are some of the most common surgeries:
The purpose of this procedure is to reduce wrinkles and make a face appear more youthful. It is important to note a facelift is a somewhat invasive procedure. Surgeons cut the skin away from the forehead and ears. Then the surgeon will separate the skin from the underlying tissue, pull it tighter and stitch it back together. Bruising and uncomfortable tightness in the following months is a common after-effect. Be sure to explore with your doctor what possible side effects and recovery time might look like for you.
An eyelift is becoming more and more popular with women who dream of getting rid of the ‘crows feet’ around their eyes. Like a facelift, its purpose is to create a more ‘youthful’ appearance.
The procedure includes cutting away excess skin from the eyelids and sometimes even laser resurfacing to remove wrinkles. Side effects may include bruising, blurred vision and even change of eye shape. To minimise risks, it is crucial to go with a reputable surgeon.
A chemical peel would be considered one of your less invasive procedures. First, a surgeon will spread a solution over the patient’s face. They then place a mask over the top and this solution effectively ‘burns’ away the dead layer of skin. The healing process then promotes new skin growth.
A cosmetic surgeon uses a device similar to a sander on the patient’s face. The tool removes the dead layer of skin as well as wrinkles. This is also one of your less invasive procedures, but like any procedure, there are risks. Talk to your doctor about what these may be.
Nose jobs, or rhinoplasties, are becoming more accessible and, therefore, more popular than ever. Doctors perform surgery through two incisions, made through the nostrils. This often leaves no visible scarring.
Cartilage is filed and remodelled, reshaping the nose. As a result of such an invasive procedure, swelling and bruising can remain for months.
Lip enhancements are becoming one of the most common cosmetic procedures to hit the market. Lips are given a plumper, more full look through injections of fat or collagen. The results are not permanent, however. The body eventually absorbs both of these substances, so ‘lip fillers’ must be re-applied to maintain the look.
Liposuction is the removal of fat from certain parts of the body. This procedure is prevalent to target areas such as the abdomen, thighs, buttocks, arms and throat.
Doctors insert a tube through a small incision. Then, a powerful suction pump drains the fat. The patient has to wear a pressure garment after the procedure to ensure the skin contracts. If the skin does not contract properly, it can often appear to have a loose, corrugated look about it.
A tummy tuck is essentially the removal of excess skin from the stomach. The procedure includes cutting the skin along the bikini line, removing the overhanging skin and tightening the abdomen muscles. Often, numbness and uncomfortable tightness can result for some time afterwards.
Breast implants are one of the most popular cosmetic surgery procedures. The operation includes the insertion of saline or silicone implants through an incision under the breast or armpit. The patient can have implants placed under their skin or muscle.
There will usually be swelling and bruising for a couple of weeks. Complications can often include the formation of stiff scar tissue around the implant itself. Implants can sometimes leak if knocked or burst inside the chest as well as the fact that they can move out of place.
Can I Get Loans For Cosmetic Surgery For Same-Day Procedures?
It’s possible after specific procedures, patients may be able to go home on the same day as their operation.
The total value of the procedure and how much you need to borrow will be a determining factor as to whether you can get a loan with Jacaranda Finance. We offer personal loans up to $10,000, which may go towards the cost of your surgery.
Another question you should ask yourself though is, should you consider a same-day procedure?
Again, this depends on the type of procedure. While some cosmetic surgeons may argue that this is perfectly safe, there have been numerous reports of complications from same-day clinics.
A staggering amount of infections resulting from liposuction and similar procedures has shocked the medical community, and many are calling for a review of the cosmetic surgery industry.
Experts have expressed their concern with the fact that the law, as it stands, has plenty of grey areas. Choosing a clinic for the perceived convenience is not always your best option, so be sure to do your research.
Who Is Your Doctor?
Many Australians don’t know the difference between a plastic surgeon and a cosmetic surgeon.
The reality is, a cosmetic surgeon is a doctor who has only achieved a basic medical degree. Meaning anyone from a dermatologist to a GP could opt to call themselves and practice as a cosmetic surgeon. Plastic surgeons are the specialists; they have undergone at least 12 years of medical and surgical education.
The government has recently been called on to restrict who can perform cosmetic procedures.
Do Your Research
You typically do get what you pay for. If you are seriously considering cosmetic surgery, we recommend a legitimate specialist who has your best interests at heart. Of course, this doesn’t always equal the cheapest option.
It is not unheard of for doctors to tell patients what they want to hear. A procedure may not be right for a particular individual, but ill-equipped doctors may perform them anyway. If you’re going to alter your appearance through cosmetic surgery, it is much safer to pay a higher price for an experienced and properly trained plastic surgeon. After all, it could end up costing you more in the long run!
If you are seriously considering plastic surgery, do some thorough research before getting under the knife.
Are you looking for more information on a cosmetic surgery loan? Read here!
Written by Jacaranda Team