ClickCease Save Money on Groceries - Hints and Tips at Jacaranda Finance

Home > Blog Posts > Save Money On Groceries

Save Money On Groceries

Jacaranda Team

Written by - Jacaranda Team

August 31, 2017โ— 3 minute readโ—
Save Money On Groceries

Save money on groceries with minimal effort

There are many simple ways you can save money on groceries from budgeting to buying in bulk or joining a co-op shopping club.

Jacaranda Finance explores some of the options below.

Co-op Shopping Club

Co-op shopping is short for co-operative shopping. It is where a group joins together to buy a bulk amount of something to benefit the members of the group.

Buying as a large group allows for greater discounts when purchasing large amounts.

A food co-op group is among the most popular co-op groups. Many families these days are opting for healthier choices that quite often include organic, locally grown products. These support their local farmers and their desire for an organic lifestyle at a discounted rate.

This can be very beneficial when it comes to saving money on groceries because you are getting a better quality of food at a better price.

Here is a list of the top 20 co-op shopping groups you can join in Australia.


The best way to save money on groceries is to first work out your budget. How much do you have each week to spend on groceries?

Set a realistic budget and stick to it, avoid impulse buying at all costs as these are the marketing tricks that stores use to get you to buy extra items, sometimes successfully.

Stay strong and stick to your list and budget!

Plan your meals ahead of time

Having meal plans can save money on groceries consistently as you are buying only items you need for the week and you wonโ€™t have to stop into the shops to get individual items to make particular meals.

You can also cook meals ahead of time and freeze them to avoid the temptation of buying takeaway. That way, you know there is a backup meal in the freezer for those nights you are time-poor.

Try online shopping

Shopping online can be a big help when you are trying to save money on groceries.

Many grocery stores now offer online purchases and delivery or click and collect. The latter is where you order online and then pick up in-store at a designated time.

Shopping online can help you save money on groceries because you have a running tally of how much your groceries are up to and you can delete or add items to allow you to stick to your budget. You’re also less likely to impulse buy things you won’t need or use.

Avoid shopping when you are tired or hungry

Another way to save money on groceries is to ensure you donโ€™t shop when you are tired or hungry.

They coined the term โ€œHangryโ€ for a reason! Some of us find it difficult to concentrate when we are hungry or tired. It is often a time where our brains are more likely to make a rash or impulsive decision.

Package your own snacks!

You can save money on groceries by buying bulk snacks and separating them into individual sizes to avoid wastage.

Have a snack box in your cupboard and the fridge with pre-packed snacks that the kids can grab themselves without having to interrupt you for snacks.

You can pack healthy snacks like fruits and yoghurts or cheeses in the fridge and dry snacks like sultanaโ€™s, popcorn, biscuits etc in the cupboard. This will save you plenty of time after school or if you need to grab some snacks on the go!

Therefore, if you want to save money on groceries then the key is to be organized and prepared. Being time poor and thinking on the fly will make it easier to make decisions that will cause you to blow out your budget, plan your week and think ahead and save!

When you save on groceries, you can start saving for your new home! Find out all the top tips on how to save for a house.

Jacaranda Team

Written by Jacaranda Team

Reviews donโ€™t lie ๐ŸŒŸ

Reviews current as of Aug, 2020.

Our low rates

Our low rates

๐Ÿ’ฐ Personal Loans starting from 7.59% (12.24% p.a. Comparison Rate)

๐Ÿš— Car Loans starting from 5.29% (5.84% p.a. Comparison Rate).

We never charge early repayment or exit fees.

Apply Now ๐Ÿš€
Existing client?

Existing client?

Manage your loan easily in one place.

Log In
Had a good experience?

Had a good experience?

Share the love by referring a friend now and receive up to $100 of free credit ๐Ÿ’ธ

Refer a friend

Need a hand? ๐Ÿ‘‹

Jacaranda is 100% online. So, we do not accept applications over-the-phone. However, our friendly team is more than happy to answer any questions you may have.