One Hour Loans

One Hour Loans

Tick60-Minute Outcomes*
Tick100% Online
TickSimple and Easy Application
TickInstant Transfers**
TickBad Credit OK

Any credit score

How much do you need to borrow?

$5,000

99 people have applied today

Your data is safe

logo__mcafee

Our customer rating

logo__google-reviews

Need to get a loan in one hour?

Are you searching for emergency cash loans in one hour? You’ve come to the right place. Jacaranda Finance offers one hour cash loans for the times when you don’t have days to wait for an outcome. Instead, we’ve developed a state-of-the-art loan processing engine so that you can get the cash you need, when you need it. In most cases, our applications are processed within 60-minutes*. We also provide instant transfers on approval. Meaning, you could have your cash in 60-seconds once approved**. We offer short term loans from $300 to $10,000 for Australians in need of fast cash loans in one hour, 100% online. We are one of the fastest lenders in Australia!

What can I use a one hour loan for?

Whether you have urgent car repairs or an unexpected bill, you can use our online application form to apply for a personal loan with us, quickly and easily. Most lenders can take hours if not days to approve your personal loan application. Here at Jacaranda Finance, we do our best to provide you with an outcome in 60-minutes. Need a loan on the weekend? We’re open, so you could have your outcome within one hour (if you apply within our business hours). No matter when, no matter where, Jacaranda Finance is here to help you.

Need to get a loan in one hour?

Are you searching for emergency cash loans in one hour? You’ve come to the right place. Jacaranda Finance offers one hour cash loans for the times when you don’t have days to wait for an outcome. Instead, we’ve developed a state-of-the-art loan processing engine so that you can get the cash you need, when you need it. In most cases, our applications are processed within 60-minutes*. We also provide instant transfers on approval. Meaning, you could have your cash in 60-seconds once approved**. We offer short term loans from $300 to $10,000 for Australians in need of fast cash loans in one hour, 100% online. We are one of the fastest lenders in Australia!

What can I use a one hour loan for?

Whether you have urgent car repairs or an unexpected bill, you can use our online application form to apply for a personal loan with us, quickly and easily. Most lenders can take hours if not days to approve your personal loan application. Here at Jacaranda Finance, we do our best to provide you with an outcome in 60-minutes. Need a loan on the weekend? We’re open, so you could have your outcome within one hour (if you apply within our business hours). No matter when, no matter where, Jacaranda Finance is here to help you.

Thumbs Ups

Get your cash in 60 seconds once approved*

Get a quote

Three types of one hour loans

Loan Type Security Options Loan Amount Loan Term
Small Loan Unsecured $300 to $2,000 12 months
Medium Loan Secured $2,100 to $4,600 13 to 24 months
Large Loan Secured $5,000 to $10,000 13 to 24 months

How Jacaranda’s one hour loans work

laptop girl

Our tech

We've won numerous awards for our loan processing technology. We have created one of Australia's smartest online application processes to make applying for a loan simple and fast. We use technology to understand your personal financial position, so we don’t need to rely just on your credit score.

rocket

Our speed

The 100% online application can be completed in minutes. It will ask you questions and automatically request access to read-only copies of your bank statements. 90% of our applications have an outcome at the end of the process. The rest of the applicants typically have an outcome within 60-minutes (during normal business hours).

rocket

Australian owned and operated

All of our teams are based in Australia to help Australians. We have one of the best customer service reputations in the country, which is backed up by our reviews on every review platform. We have operated for almost 10 years and we've been family owned since the very start.

rocket

60-second payouts

For clients with an NPP-enabled bank account (which is 90% of bank accounts), the funds will be available and ready to use in your bank account within 60-seconds of accepting your contract. If you do not have an NPP-enabled bank, you will receive your funds overnight on the day you are approved.

How to be approved for a loan in one hour

If you need money fast, there are a few things you can do to ensure that we can process your loan as fast as possible. Once we have processed your loan, if you have an NPP-enabled bank account, you will have your cash within 60-seconds from signing your contract.

Use our easy online application

Our simple application process can be completed in just three steps:

  1. Apply online and supply all supporting documents;
  2. Get your outcome and sign your loan contract;
  3. Receive your cash.

Supporting documents

If we don’t have all of your supporting documents, we won’t be able to process your application. To ensure you get your cash within 60-minutes, ensure that you provide all of your supporting documents when you submit your application. This will include:

  • Basic personal details (e.g. name, date of birth, address);
  • 100 points of identification;
  • The reason for your loan;
  • Your online bank account login details;

Sign your electronic contract

Once we receive your signed loan contract, we will immediately release your funds into your bank account (if we receive your contract within business hours). If we receive your signed contract outside of our business hours, it will be processed at the beginning of our next business day. You could have your cash in 60-seconds if you have an NPP-enabled bank account. We cannot provide you with your loan payout without your signed contract.

Be available if we need you

If we need more information from you to finish processing your application, ensure you are available to answer any of our questions.

Am I eligible for a loan?

To qualify for a loan with Jacaranda you must:

  • Be over 18 years of age
  • Be an Australian citizen or permanent resident
  • Have received a regular income (for the last 90-days)
  • Have internet banking set up
  • Hold a direct contact number and email address

What information do I need to provide?

To apply online with Jacaranda, we will need these from you:

  • Personal details (i.e. Name, Address, DOB)
  • Your phone number and email address
  • The reason for your loan
  • Online banking and employment info

Frequently asked questions

* If applied within our standard business hours. 60-minute outcomes are not guaranteed.

** If you have an NPP-enabled bank account.